Financial Analyst, Wealth Management, Portfolio Analyst

XIAOYING (KRIS) LIU

**** ****** ***** ***#***, Sunnyvale, CA 94089 650-***-**** ***********@********.*** EDUCATION

University of California, Berkeley Berkeley, CA

Bachelor of Arts, Economics Graduated in December 2017 Honor/Award: Distinction in General Scholarship

• GPA: 3.737 / 4.0

• Relevant Coursework: Financial Economics, Intermediate Financial Economics, Financial Accounting I&II, Managerial Accounting, Corporate Finance and Financial Statement Analysis, Investments, Analytic Decision Modeling Using Spreadsheets, Economic statistics and econometrics, Economic Analysis Macro, Economic Theory Micro, Introduction to probability and statistics, International Trade, Personal Financial Management. WORK EXPERIENCE

True Partners Consulting LLC San Jose, CA

Tax Consultant Intern January-February 2018

• Assisted with preparing annual financial records such as form 5471 and IT-638, and ensuring all financial practices and records comply with accepted accounting standards

• Calculated tax liability, ensured compliance is completed speedily and efficiently and prepared tax returns and associated documents by the appropriate deadlines with 100% accuracy

• Advised and consulted with clients in order to provide advice about tax legislation and ensured business and assets are properly structured to legally minimize tax liability

• Conducted research and analysis of tax issues related to business transactions and tax implications of financing techniques for a variety of entities and their affiliates Guosen Securities Shanghai, China

Analyst Intern, Economic Research Institute & Fixed Income Department June – August 2017

• Generated daily economic news report to potential investors by analyzing current and historical national and regional economic trends in GDP, housing, unemployment, and policy directions

• Performed independent research on FX market, fixed income derivatives market by collecting primary, secondary and tertiary financial information and using analytical tools to find trends and patterns using Excel

• Collected, organized and selected industry financial information to analyze and study by examining industry level market position, competition structure, profitability, and potential financial risks to identify potential sector for future investment

• Created weekly investment recommendation reports by summarizing value propositions, return and risk assessment, to interested investors as well as monitored, tracked and update them for any further updates China Everbright Bank Co, Ltd Harbin, China

Manager Assistant Intern, Client Service and Support June – August 2015

• Collected and verified retail applicants’ credit data and information, elaborated personal credit application approval process, and submitted applications for 100+ accounts with 100% accuracy

• Analyzed and evaluated retail customer credit records in the areas of income level, repayment ability, physical collateral, and banking information to facilitate approval process

• Assessed historical retail customer loan performance against covenants and built Excel statistical model to forecast default probability and loss given default

• Examined financial conditions for small businesses applying for micro loans through conducting analysis of collateral and financial statements in terms of profitability, solvency, and liquidity in order to facilitate decision making process

• Collected customer transaction related and market data to support new business proposals which were sent to senior management and potential interested clients for review LEADERSHIP EXPERIENCE

Berkeley Student Learning Center Berkeley, CA

Academic Economics Tutor---Specialize in Econometrics August 2017 – December 2017

• Created customized content to maximize learning efficiency and effectiveness given limited time of tutorial sessions

• Designed and created specific tutorial materials with customized graphs, examples, real life case illustrations to enhance student comprehension and promote academic growth

• Developed tactics and strategies to facilitate memorization of economic concepts with over 90% positive feedbacks SKILLS, ACTIVITIES & INTERESTS

Languages: Fluent in English; Native in Mandarin Chinese, Conversational in Spanish and French Technical Skills: SQL, STATA, R, Go System, Excel, Word, Power point Certifications & Training: CFA Level I Candidate

Activities: Accounting club member, Rubik’s cube club Interests: Skydiving, Lego, Rubik’s cube, jigsaw puzzles, piano, learning new languages.

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