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Sanju Karthikeyan

Former- Internal Audit Associate

A result-oriented professional with +2 years of experience in Internal Audit & Mortgage Underwriting. Quick learner with strong written and verbal communication, interpersonal skills. Performs efficiently within a multicultural environment and holds exceptional follow through abilities. ac6bs5@r.postjobfree.com

m

009***********

Abudhabi, UAE

SKILLS

Risk Analysis

Quick Learning

Team Management

Multitasking Ability

Tally erp9

MS Office suite

Proficient written and

verbal communicator

Analytical and Problem

Solving

ACHIEVEMENTS

• Worked as placement

coordinator at MSNIMT,

Kollam,Kerala

• Participated as Assistant

coordinator on Agro

based industries

• Project done in' Financial

Risk Management' with

District Cooperative Bank.

• Responding and clearing

out the audit findings and

implementation of audit

recommendations.

• Participated in the

seminar (Emerging

Business Models)

WORK EXPERIENCE

01/2014 – 04/2015

Internal Audit Associate

Revenuemed India Pvt Ltd

Kerala,India

Audit monthly accounts, payrolls & financials.

Review of areas to be audited and identification of risks and controls effectiveness. Work effectively as a team member, sharing responsibility, providing support, maintaining communication and updating senior team members on progress Ensuring compliance with the Group’s policies and procedures (SOPs). Analyzing financial data and preparing financial statements and accounting information and reports for senior managers and directors and proposing recommendations. Evaluate the functioning of each organizational department and check if the departments have met their short term and long term goals or not.

Examines documentation, including reports, statements, records, and memos to gather information

Makes recommendations for the best ways for a company to avoid fraud and reduce waste. Works with a team to achieve company goals.

Assessed how well the organization was complying with rules and regulations. Contact: • Mr Vinod Mohan – Director, Internal Audit & Compliance,Navigant India Pvt Ltd- 009*********** 10/2012 – 09/2013

Mortgage Underwriter Consultant

Sutherland Global Services

Kerala,India

Analyze employment profile, credit strength, property characteristics and all other information pertinent to the credit decision process on each mortgage application, as presented by the client.

Verify accuracy of supporting employment, down payment, appraisal and financial documentation received.

Citing Exceptions, Condition for document in the loan file that may lead to non - stability of a loan in the secondary market.

Evaluate loan risk through verification of loan application information. Evaluate residential mortgage loans risk on timely basis based on sound underwriting decisions. Conduct risk assessments on potential clients based on previous borrowing history, credit rating, industry experience and other factors

Prepare reports detailing risk assessment findings and other data that contribute to lending decisions

Achievements/Tasks

Achievements/Tasks

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PERSONAL

INFORMATION

Nationality : Indian

Sex : Female

Date of Birth : 21-Nov-

1989

Marital Status: Married

Passport No: N9102100

Visa Status :Residence

LANGUAGES

English

Hindi

Malayalam

EDUCATION

06/2010 – 05/2012

MBA (Finance-HR)

Kerala University

Kerala,India

Project done in Risk Management Analysis

at District Coperative Bank.

05/2007 – 07/2010

Bachelors,BSc (Electronics)

Marthoma Collage of Science& Technology

Kerala,India

05/2005 – 07/2007

Central Board of Secondary Education (CBSE)

Kerala,India

REFERENCES

• Mr Vinod Mohan - Director,Internal Audit & Compliance

“Navigant India Pvt Ltd,Technopark,Kerala,India”

Contact: ac6bs5@r.postjobfree.com – +919*********

• Mr Pradeep Narayan

“Senior Manager,Navigant India Pvt Ltd”

Contact: ac6bs5@r.postjobfree.com – +919********* Courses

Contact this candidate