Internal Audit,Accounts,Coordinator,Back office Operations,Admin
Resume:
Sanju Karthikeyan
Former- Internal Audit Associate
A result-oriented professional with +2 years of experience in Internal Audit & Mortgage Underwriting. Quick learner with strong written and verbal communication, interpersonal skills. Performs efficiently within a multicultural environment and holds exceptional follow through abilities. ********************@*****.**
m
Abudhabi, UAE
SKILLS
Risk Analysis
Quick Learning
Team Management
Multitasking Ability
Tally erp9
MS Office suite
Proficient written and
verbal communicator
Analytical and Problem
Solving
ACHIEVEMENTS
• Worked as placement
coordinator at MSNIMT,
Kollam,Kerala
• Participated as Assistant
coordinator on Agro
based industries
• Project done in' Financial
Risk Management' with
District Cooperative Bank.
• Responding and clearing
out the audit findings and
implementation of audit
recommendations.
• Participated in the
seminar (Emerging
Business Models)
WORK EXPERIENCE
01/2014 – 04/2015
Internal Audit Associate
Revenuemed India Pvt Ltd
Kerala,India
Audit monthly accounts, payrolls & financials.
Review of areas to be audited and identification of risks and controls effectiveness. Work effectively as a team member, sharing responsibility, providing support, maintaining communication and updating senior team members on progress Ensuring compliance with the Group’s policies and procedures (SOPs). Analyzing financial data and preparing financial statements and accounting information and reports for senior managers and directors and proposing recommendations. Evaluate the functioning of each organizational department and check if the departments have met their short term and long term goals or not.
Examines documentation, including reports, statements, records, and memos to gather information
Makes recommendations for the best ways for a company to avoid fraud and reduce waste. Works with a team to achieve company goals.
Assessed how well the organization was complying with rules and regulations. Contact: • Mr Vinod Mohan – Director, Internal Audit & Compliance,Navigant India Pvt Ltd- 009*********** 10/2012 – 09/2013
Mortgage Underwriter Consultant
Sutherland Global Services
Kerala,India
Analyze employment profile, credit strength, property characteristics and all other information pertinent to the credit decision process on each mortgage application, as presented by the client.
Verify accuracy of supporting employment, down payment, appraisal and financial documentation received.
Citing Exceptions, Condition for document in the loan file that may lead to non - stability of a loan in the secondary market.
Evaluate loan risk through verification of loan application information. Evaluate residential mortgage loans risk on timely basis based on sound underwriting decisions. Conduct risk assessments on potential clients based on previous borrowing history, credit rating, industry experience and other factors
Prepare reports detailing risk assessment findings and other data that contribute to lending decisions
Achievements/Tasks
Achievements/Tasks
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PERSONAL
INFORMATION
Nationality : Indian
Sex : Female
Date of Birth : 21-Nov-
1989
Marital Status: Married
Passport No: N9102100
Visa Status :Residence
LANGUAGES
English
Hindi
Malayalam
EDUCATION
06/2010 – 05/2012
MBA (Finance-HR)
Kerala University
Kerala,India
Project done in Risk Management Analysis
at District Coperative Bank.
05/2007 – 07/2010
Bachelors,BSc (Electronics)
Marthoma Collage of Science& Technology
Kerala,India
05/2005 – 07/2007
Central Board of Secondary Education (CBSE)
Kerala,India
REFERENCES
• Mr Vinod Mohan - Director,Internal Audit & Compliance
“Navigant India Pvt Ltd,Technopark,Kerala,India”
Contact: *****.*****@***********.*** – +919*********
• Mr Pradeep Narayan
“Senior Manager,Navigant India Pvt Ltd”
Contact: *******.*******@***********.*** – +919********* Courses
Contact this candidate