Turue V. Brooks

**** **** ****** ** *******, fl *3594 ac69o3@r.postjobfree.com 813-***-****

Summary: A seasoned professional with practical experience and a solid understanding of a diverse range of business management applications, including market analysis, sales and marketing, team-building and quality assurance. Have over 15yrs of experience in Underwriting Fraud review and building financial relationships.

Work Experience

ASI/ Randstad Professionals 1/2/2018- 2/21/2018 Underwriting Temp job

Duties: Assess the eligibility of a customer to receive insurance products, including equity capital, mortgage or credit. Negotiate and created underwriting agreements. Analyze insurance applications. Accompany insurance agents on sales calls. Ensure insurance charges right amounts for the coverage it provided. Analyze risk assessment. Reviewed detailed Homeowners insurance policies.

USAA (12/15/10- 10/10/17)- Underwriter/ Manager

Duties: Performed an analysis of each loan ensuring the quality meets compliance guidelines. Responsible for evaluating applicant credit and income worthiness. Determining any conditions and stipulations or pre-funding requirements. 2nd review of appraisals to ensure accuracy. Very efficient with reviewing DU guidelines. Underwriting loans ensuring appropriate company and secondary market investor standards. Reviewed audits on Conventional and VA loans to ensure no fraud. Had the authority to withdraw and decline loans. Reviewed/ calculated complex income statements. Coached and managed new underwriters and processors throughout the approval process. Reviewed and offered counteroffers with different loan programs. High level fraud reviews and Underwriting 7 to 10 loans a day. Managed and was responsible for 15 employees.

CSI Staffing (6/22/09- 3/16/10) – Contract Underwriter

Jacksonville, Florida United States

Duties: Responsible for underwriting and maintain logs for VA/ FHA, Const to Perm and USDA loans. Reviewed, analyzed and verify loan applications, income documentation, purchase contracts, HUD1, financial statements, tax returns and appraisal reviews. Provided and reviewed income analysis. Audited and accuracy from other underwriters.

Approved and denied loans within guidelines and made recommendations.

Reviewed policy and procedures in performing day to day tasks.

Liberty Mutual (05/01/2008 – 6/17/09) - Claims Rep

Tampa, Florida United States

Duties: Obtain information and maintain records of accidents or personal property losses policyholders and claimants through telephone and written reports. Communication logs with policyholders

Clayton Group (08/01/2004 - 04/01/2008) - Contract Underwriter

Tampa, Florida United States

Duties: Underwrite loans consistently accurately and in a timely matter in accordance to the clients and lenders guidelines.

Responsible for evaluating the investment quality of loans prime and subprime.

Research clients complaints and or discrepancies that the underwriting department receives.

Follow established lender guidelines in performing routine day to day tasks.

Maintain logs records and reports as required. Reviewed appraisals for accurance.

FHA, VA experience and knowledgeable with USDA processes.

RPI INC (03/01/2001 - 07/01/2004) - Contract Underwriter/Processor

Orlando, FL United States

Duties: Underwrite and process conventional loans.

Analyze customers credit documents to make counter offers.

Recommended loans for purchase with emphasis on overall investor risk.

Assists with ongoing projects and special programs by collecting, arranging, and evaluating data for analysis. Reviewed appraisals and title for accuracy

Staying in compliance with instructions, and the ability to work well with others.

Education

Florida A&M University

Course of Study was Communications minor Finance

Jean Ribault High School 1996 Jacksonville, Fl

Additional Information Experienced with Microsoft Word, WordPerfect, Excel, PowerPoint, DU, LP, AUS GUS/USDA. Volunteer work with troubled youth and other Charity organizations. Fashion design and fashion styling.

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