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Manager Office

Location:
Hyderabad, Telangana, India
Posted:
September 29, 2018

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Resume:

VIJAYAKOTHALE,

MobileNo-91+951*******.

ac67zj@r.postjobfree.com,ac67zj@r.postjobfree.com–

A/PUgarB.K.Tal-Athani,

Dist-BelgaumKarnataka,

Pin-591320

OBJECTIVE-

HoldingMastersDegreeinFinanceand5yearsofexperienceInMortgage Backed Securities Industry(Underwriter),pursued the certification of InvestmentBankingandOperationtomakealeapintotheGlobalMarket.Recognizedandawarded formeetingdeadlinesandexcellentclientmanagement.Anindividualwhohastheconfidenceand abilitytosetagoalintoanewenvironment,keepthelearningcurveopenandstriverelentlessly contributethebest.WiththeexperienceinFinanceandakeeninclinationtonumbersIhaveequipped myselftocarveanicheintheMortgageBankingOperations. CERTIFICATION-

IMARTICUSLEARNING(CIBOP)COURSE.2015(CertifiedInvestmentBankingOperationand Professional)

SecuritiesandDerivatives.

EndtoendtradelifecycleoflistedandOTCproducts.

Functioningofclearingandsettlementsystems.

RiskManagement.

Assetmanagement.

Creditanalysis.

SIXSIGMAYELLOWBELTPROJECTFROMINFOSYSBPOLTD.

WORKEXPERIENCE-

FullertonIndiacreditlimited.

(AssistantRiskandCreditManager)August2017toTillDate. MyRole-IaccesscreditworthinessofClientsbasedonfinancials,businessfeasibility,existing customerrelationship,operatingbankstatement,Creditreport,feedbackfrom marketetc.Ialso haveclientinterfacetounderstandmanagementandbusinessriskandpreparationofhighvalue notes,PDDmanagement,Controlmeasuresasperpolicy(Deviationanalysis).Ialsorecommend creditproposalstohigherauthoritieswithmerits,concernsandriskinvolvementafterpersonalvisit. INFOSYSBPOLTD-September2015toJuly2017.

ProcessSpecialist(UnderwriterQualitycontroller)

Client–SelectedPortfolioServices.USAMortgagecreditunderwriterspecialist. OCWENFINANCIALCORPORATION-January2013toSeptember2015. Loss-Mitigationunderwriterprocess.USAMortgagecreditverificationassociate. FunctionalResponsibilities.

Clientinterfacetounderstandmanagementandbusinessriskandpreparationofhighvalue notes,PDDmanagement,Controlmeasuresasperpolicy(Deviationanalysis).

Appriseproposalstohigherauthoritieswithmerits,concernsandriskinvolvementafter personalvisitProvidingregulartrainingstoDSA’s(DirectSellingAgents),DMA’sandSales Manager.

Reviewcreditapplications,creditreports,calculateapplicableratios(i.e.Debtratios,loan-to- value)evaluateborrowercircumstancesanddetermineloandecisionbasedonpoliciesand guidelines

Analyzecurrentfinancialpositionofmembertodeterminethedegreeofriskinvolvedin extendingcreditwithinpolicyormakearecommendationtocreditcommittee

Fosterapositiveproductiveroletowardsbuildingrelationshipswithdealersandotherthird parties,inpersonandonthephone

Participateinqualitycontrolofloanfiles,verifyaccuracyofdocumentation,andassistfunding withcollectingpendingconditionalitemsasneeded

Performtasksinanaccurateandtimelymanneraccordingtosetstandards

Makedecisiontoapprove,counteroffer,ordenyloanrequeststhatareoutsideofcreditunion lendingguidelinesbutwithinpolicy

Establishthetermsandconditionsofanapprovedorcounterofferedloanrequest.

Thoroughlyunderstandloanpolicies,proceduresandguidelinesandkeepinformedofcurrent trendsinconsumercredit

Audit,review,orpreparereportsasdelegatedbyManager

Takeescalated/supervisorcalls.

AssistloanConsumerLendingDepartmentandcreditunioninbuildingloanportfoliotomeet credituniongoals

ACADEMICCREDENTIALS-

MBAinFinance

BangaloreUniversity-Bangalore,Karnataka

2012,62%.

Bachelorofcommerce

KarnatakaUniversityDharwad-Dharwad,Karnataka

2009,58.5%.

TECHNICALSKILLS-

Ms,Office.(WSS)WallStreetSystem.

AdvancedinSoftskillscorporateTraining.

FamiliarwithAdvanceExcel.

TypingSpeedof30WPMwith90%Accuracy

PASSPORTDETAILS-

PassportNo-M1850875

A/P-Ugar.B.K,Tal-Athani,Dist-Belgaum,

State-Karnataka,PINNO-591321,India

IherebyDeclarethattheinformationfurnishedabovecorrectlydescribemyqualificationmy Experienceandme.

Date: (VijayKothale)



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