Financial Analyst

FINANCIAL ANALYST

Reliable and high-performing professional with 4+ years of experience in Financial Analyst roles, in addition to 2+ years of experience in Banker roles. Incorporates a wide-ranging skill set to complete industry and trade research, accounting processes, system development, and integration, allowing for efficient company operations. Able to coordinate with vendors, multiple departments, clients, and traders to perform an extensive amount of duties related to financial analysis. Utilizes natural leadership abilities to train and coordinate staff, assist management, and provide presentations related to reports and company operations.

CORE COMPETENCIES

Investment Research

Client Assessment & Service

Team Collaboration & Training

Report & Document Development

Portfolio Management & Reviews

Accounting & Accounts Receivable

System Development

Profit & Loss Analysis

Trading Practices

PROFESSIONAL EXPERIENCE

Fixed Income Analyst McQueen Financial Advisors Jun. 2018 – Aug. 2018

Overview: Completed macro and micro analyst functions, including examining fixed rates to report on new information, incoming deals, and deal settling. Worked within a six-person trading desk, participating in trading practices as required including working with traders to develop buy points, when trades could be sold, forecast changes, and using technical indicators to find buy and sell points.

Key Responsibilities:

Strategic Portfolio Reviews: Examined credit reports to confirm that numbers and information were accurate, and compiling that information to determine whether it would be in the company’s interest to pursue investments. Created reports for submission to managers based on data gathered from portfolio reviews.

Document & Presentation Development: Observed multi-year changes, interest movements, indexes, and mortgage information, resulting in comprehensive economic documents. Presented findings weekly t o update management, owners, and trading desk staff of industry changes affecting the company.

Analyzing & Reviewing Credits: Reviewed 300+ spreads to determine what products were best suited to client needs. Determined products through focusing on equities and credit, to ensure that purchases made sense for the company, were undervalued to reduce costs, and that garnered company interest.

Discrepancy Investigations: Monitored completed templates for discrepancies related to costs, products, and statistics to establish that company documents were accurate. Corrected issues, as needed, to prevent changes to the bottom line, and coordinated with managers for correction assistance, as needed.

Profit & Loss Analysis: Gathered financial information related to company income and expenses, and developed complete Excel spreadsheets using the data. Referenced internal data to develop basic models, leading to determining the success of the company, and its projects, overall.

Research Analyst Alloya Corporate FCU Jul. 2017 – Jun. 2018

Overview: Completed operations and product analysis duties, as required, while working with vendors and clients. Allowed for the efficient and cost-effective functioning of the company, clients, and serviced credit unions. Developed a range of systems and standards for continued excellence in company operations.

Selected Accomplishments:

Managed projects from a multi-platform system to a single, while corresponding with vendors and credit union to complete testing, and resolve bugs and issues. Completed the project 2 months ahead of the deadline, providing the credit union with a more efficient system at an earlier time.

Selected Accomplishments as Product Analyst & Operations (continued):

Developed a new standard for company operations, ensuring that overdue payments and issues were handled properly to prevent additional expenses later in the process. Saved $550K over 6 months, preventing lost funds.

Discovered an overcharging issue for a credit union client over 2 weeks of postings. Investigated the issue, and oversaw the correction process, resulting in saving the client $12M.

Implemented a new data input system for data validation reports to reduce the number of middlemen, and time spent working on them. Increased overall department and company productivity, and brought report completion times from 2 hours to a few minutes.

Created methods for employees to reduce their workflow, including establishing rules and procedures to address situations where employees leave their position. Allowed for the continued operation of company departments during extended or permanent employee absence.

Key Responsibilities:

Accounts Receivable: Worked on internal aspects as a part of operations to complete the full range of accounting processes involved, including analyzing incoming and outgoing payments, noting discrepancies, and resolving issues independently or with the assistance of the accountants.

Industry & Product Analysis: Researched products available to credit union customers to understand their functions and possible alternatives. Consulted with credit unions to develop ideas focused on what was needed or wanted, but not available, and completed market research to develop a plan to obtain products for credit unions.

Analytical & Technical Support: Reviewed product data to determine the demographics of product users, their needs, and their reasons for choosing those items. Evaluated the innovative aspects of products to assess whether improvements could be made, and whether they would affect the product’s market value.

Financial Sector Lead Wayne State University, Student Investment Fund Sep. 2016 – Dec. 2016

Branch Relationship Banker Huntington Bank Jul. 2016 – Apr. 2017

Overview: Performed a range of sales and training duties within the branch, allowing for higher success rates, and increased client satisfaction. Tailored sales according to branch goals by analyzing bank performance and problem reports, and developing weekly documents for bank and district managers to improve operations.

Selected Accomplishments:

Achieved target sales goals for two quarters simultaneously, including 120% during the first, and 150% during the second. Assessed client and branch needs to determine when to open IRA accounts, credit cards, and industry financing to boost the branch to a more competitive position within the industry.

Finance & Sales Analyst SiteOne Troy, MI May 2016 – Jul. 2016

Lead Customer Service Representative Fifth Third Bank Royal Oak, MI Jul. 2015 – May 2016

Researcher PA FCU Troy, MI Jul. 2014 – Jun. 2015

EDUCATION & CERTIFICATION

Chartered Financial Analyst, Tier 1 CFA Institute Exp. Jun. 2019

Bachelor of Science, Business Administration 2018

Double Major in Finance & Information Systems

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