VARSHA KAPOOR
E-Mail:*************@*****.***
Phone: +508*******
Location Preference: Delhi-NCR
Targeting managerial level assignments in Sales and Business Development with an organization of repute
Core Competencies
Sales & Marketing
Business Development
Channel Management
Public Relations
Multi-channel Marketing
Team Management
Strategic Planning
Profile Summary
Result-oriented professional with over 10 years of experience in Sales & Marketing, Bancassurance, Business Development and Channel Management
Efforts in setting up the medium and small retail formats as well as acquiring new customers for Insurance & Investment products
Successfullyincreased the market penetration from 10% to 38% at ICICI Lombard General Insurance Co. Ltd., Gurgaonandfrom 0% to 1.5% at Karnal also achieved single cheque cut of Rs.16 Lakhs and 20 Lakhsfor Haryana Region
Expertise in developing & managing retail channels in order to derive the required market share, revenue and profit
Skilled in organizing promotional activities, events and escalating the business, profitability and market coverage
Recognized as an organizer, motivator, team player and a decisive leader with successful track record in managing diverse market dynamics
Organisational Experience
Since Dec’15 to april’18 in ICICI Lombard General Insurance Co. Ltd.,India(Gurgaon) as Unit Sales Manager.
Jul’15-Dec’15 with HDFC Ltd., Karnal as Senior Executive-India(Karnal) Branch
Nov’07-Jun’15 with Magma Fincorp Ltd., Yamunanagar as Senior Executive-India(Karnal) Branch
Key Result Areas:
Conducting distribution expansion by appointing new channel partners as per the company norms & business requirement
Concurrently ensuring overall pipeline and revenue growth within channel and territory; engaging channels to close sales, deliver services; providing ongoing support and training
Formulating long-term/short-term strategic plans to enhance operations, profitability & revenue; spearheading business processes, strategy, inclusive of researching, establishing and developing new processes
Identifying & networking with financially strong & reliable channel partners, resulting in deeper market penetration and improved market share
Ensuring timely completion of review, renewals and other aspects such as stock statement updating, insurance and pending security creation
Conductingin-depth analysis of financial statements that included calculation & interpretation of key ratios, analysis of fund & cash flow statements
Preparing the credit recommendation rejection note and highlighting the key risksin the proposal
Managing portfolio analysis at regular intervals and identified key risk indicators or early warning signals and took appropriate action
Monitoringthe overdue accounts and open deferral position and coordinatedfor speedy regularization and closure
Highlights:
At ICICI Lombard General Insurance Co. Ltd.
At Gurgaon
Attended Mock-calls and interviews and also managed BPO channels
Liaisioned with channel partner and increased the market penetration from 10% to 38%
At Karnal (Channel ICICI Bank)
Achieved single cheque cut of Rs.16 Lakhs and 20 Lakhsfor Haryana Region
Spearheaded the team of channel partner and broke the record with 1.5% penetration of business from 0%
Administered insurance operations in all mortgage files like HSP and Secure Mind
At HDFC Ltd., Karnal
Received Rolling Troffy award for consecutive 3 months
Managed housing loan files like HSP and CP Product
Conducted cross-selling of Life Insurance and used Citrix Application for daily work
At Magma Fincorp Ltd., Karnal
Achieved 99% of the targetsin collection of big ticket cases; administered insurance dump at 20 locations (Complete Haryana Region), handled a team of 5 members and always recognised as top performer across PAN India
Received cash voucher gifts and tickets for domestic trips for outstanding performance
Managed collection of 0 to 1-30Bkt and also answered queries regarding insurance, NOC and other loan related problems
Worked over many Oracle Applications like Generate SOA, FC, Level 2, Amortization, Welcome Letter and so on
Academic Qualifications
B.Com.in Computer Awareness and Economics from Maharaja Agarasen College, Jagadhir, Kurukshetra in 2007
12th in Commerce from S.D, Model School, Jagadhri, CBSE Board in 2004
Personal Details
Date of Birth: 19th August 1987
Languages Known: English and Hindi
Address: 45 Commons Drive, Shrewsbury, Ma 01545