SUMMARY
SKILLS
EXPERIENCE
CELIA GONZALEZ
NMLS #189825, C: 813-***-**** ****************@*****.*** Organized Post Closing Professional who effectively identifies and resolves complex financial issues. Thrives in fast-paced and ever-changing business environments. Professional in the Real Estate and Mortgage Industry for more than 20 years. A motivated Team Player with emphasis on detail and exceptional work ethic. Steward of institutional regulatory
compliance
Detail-oriented
Excellent time management
Analytical
Safe Act of 2008 Certification
04/2011 to 12/2017 Mortgage Adminisatration
PHH Home Loans, LLC dba Sunbelt Lending Services - Clearwater, FL Adhere to all federal and state compliance guidelines relative to retail mortgage lending. Performed daily maintenance of the loan database.
Final Documents Coordinator - Obtain all Recorded Mortgages and Final Lender's Title Policies for shipping to Investors. Maintain Investor Aged Reports working closely with Title Agents and Attorney's for corrections to Mortgages and Title Policies. Maintain Shipping Transmittal for all Final Documents to Investors. Processor - Gathered all information and documentation required to submit a loan to Underwriting for approval. Cleared Underwriting conditions to Clear to Close. Appraisal Specialist - Maintained Appraisal Management System. Ordered and reviewed Appraisals for loan file.
Set Up - Prepared new files for Processing. Ordered 4506 T and SSA-89. 05/2009 to 02/2011 Loan Originator
First Meridian Mortgage Corporation - Tampa, FL
Originated Mortgages. Maintained Company generated referrals as well as personal and self generated Leads.
Processed all files from Origination to Clear to Close. Schedules Closings with Borrowers and Title Agents. Obtained Licenses in Connecticut, Tennessee and retained Florida License to optimize use of Company Lead Database. Conducted analysis to address issues which led to positive outcomes. 11/2008 to 05/2009 Loan Originator
First Continental Mortgage - Ft Lauderdale, FL
Originated Mortgages from self generated leads.
Processed all Mortgage files from Origination to Clear to Close. Scheduled Closings with Title Agents and Attorneys.
LICENSES
04/2004 to 07/2008 Loan Originator
USA Mortgage Services - Tampa, FL
Originated Mortgages from leads generated by Real Estate Office and Title Company in house.
Processed all files from Origination to Clear to Close. 04/1997 to 04/2004 Licensed Real Estate Agent
USA Realty Services - Tampa, FL
Listed Real Estate for sale in the MLS system. Booked appointments for showing of listed properties. Worked closely with Lenders to qualify clients for home purchases. 05/1976 to 03/1997 Secretary and Treasurer
Weeks Equipment Corporation - Tampa, FL
Executed the everyday operation of the family owned Automotive and Industrial Equipment business. Maintained full charge book keeping and employee hiring. Filed all employee and corporate taxes.
2017 NMLS #189825
Proficient in:
Microsoft Office - Excel, Outlook
Encompass
FHA Connection
VA Portal