credit manager

AMRUTHA PADEBETTU

PGDM (MBA) Finance and Marketing

****************@*******.*** cell: +1-415-***-**** CAREER OBJECTIVE:

To obtain technical and professional excellence through diverse assignments and also to use my experience in ensuring proper management of office and staff for maximum output PROFESSIONAL SUMMARY:

Highly skilled professional with extensive background in Finance and Credit Management.

Seeks a position of responsibility that is challenging and provides an opportunity for career growth.

Creative and flexible with an ability to perform at a high competency.

Excellent organizational skills, able to sort out essentials, set priorities to meet the deadlines and work independently with limited direction. Efficient and motivated team player with strong interpersonal skills

Able to interact effectively with staff and other team members EDUCATION:

Post Graduate Diploma in Management (MBA), Institute of Public Enterprise, Hyderabad, India 2016

Bachelor of Commerce (Hon’s), Loyola Academy Degree and PG college, Hyderabad, India 2014 PROFESSIONAL EXPERIENCE:

Worked with ICICI Bank (May, 2016 - July, 2017) as Credit Manager in Personal Loans Department

Responsible for processing and funding consumer loans through the centralized lending department.

Reviewing applications/documents for accuracy and credit eligibility.

Investigating financial standing and approve/reject credit applications.

Performing customer due diligence, evaluating all risks associated with credit undertaking.

Perform in depth credit and financial analysis on new and existing customers to determine their credit worthiness and recommend credit limits in accordance with company guidelines and procedures.

PROJECTS UNDERTAKEN:

Summer Internship Project at Andhra Bank, Hyderabad, India: Title: Project Appraisal and Financial Modelling of a Thermal Power Plant Duration: 45 days

Description: Project appraisal and financial models were the key tools used for a determine whether this project should be financed. Statistical modelling techniques were applied in different segment of this plan. A detailed report included viability, longevity analysis of this project. Bank used this report to approve loan for this project.

Project at Mitali Electronics, Hyderabad, India:

Title: A Comparative study on Nokia and Samsung mobiles Description: To know about the consumer behavior, preferences and market shares of Nokia and Samsung mobiles. How customers prefer to choose Nokia and Samsung mobiles. Basis for choosing Samsung and Nokia mobile phones by customers.

Semester End Project at Post-Graduation Level:

Title: A study on customer satisfaction towards WhatsApp Description: To measure the satisfaction level of WhatsApp messenger. The study also determines the current market scenarios of WhatsApp, also the variety of services they offer to their customers.