Scott Kuffel

Oakland, CA

ac5pso@r.postjobfree.com

484-***-****

Loan Processor for all aspects of mortgage loan underwriting clearing conditions. Financial Specialist with expertise in efficient and effective reconciliations and cash management. Analytical and detailed oriented experience in a fast paced, high pressure office support environment. Technically proficient in Reuters, Bloomberg, Word, Excel, FX Match, FX transactions, Swift and Clearing Bank software (Bank of America, Chase, Citibank) Willing to relocate: Anywhere

Authorized to work in the US for any employer

Work Experience

Server

BAHAMA BREEZE - King of Prussia, PA

2014 to 2015

Responsible for sales and customer service.

Loan Processor

BAYVIEW ASSET MANAGEMENT, City, STATE - Fort Washington, PA 2013 to 2013

Responsibilities included

Opening loan process after initial pre-approval

Contacting borrower to review all underwriting conditions for final approval such as credit, employment, surveys/appraisals, liens, subordinations, E-clause changes Title company requirements for clearance

Scheduling notaries through title company with borrowers to complete refinancing Loan Processor

FREEDOM MORTGAGE CORPORATION, City, State - Mount Laurel, NJ 2012 to 2013

Responsibilities included

Processing credit for FHA and VA loans

Reviewed all aspects of Equifax Credit reports to complete Credit Process Qualifying credit scores, current status of existing mortgage Status of outstanding liens, judgements and/or bankruptcies Check for existence of Fraud Alerts for borrowers and verify Review Asset and Income

Verification of Employment Status and current Bank Statements Obtain business license and/or CPA documents for the self employed Daily contact with Loan Officers and Loan Underwriters Authorized time sensitive letters of incomplete applications Cash Reconciliation

LOWE'S HOME IMPROVEMENT CENTER, City, State - Oaks, PA 2012 to 2012

Lowe's Home Improvement Center is

Title

Responsibilities included

Administrative Office/Cash Management

Compiled Daily Business Financial Report

Daily reconciliations of all cash, credit, debit transactions Investigation of all discrepancies Processing

Reconciliation Specialist, Foreign Exchange

AIG FINANCIAL PRODUCTS CORP - Wilton, CT

2003 to 2009

Responsibilities included

Reviewing overnight foreign exchange activities

Reconciling daily foreign exchange cash, currencies including EUR, GBP, CHF, etc. Closing out of non-deliverable forwards

Preparing daily Fail Report with US dollar equivalents including counterparty credit lines Applying cash deals for next day reporting

Tracking and reporting banking transaction fees

Managing foreign exchange brokerage invoices; reviewed, resolved discrepancies, and authorized payments

Assisting investigation team with identifying and resolving foreign exchange issues Conformations and Settlements, Foreign Exchange

AIG FINANCIAL PRODUCTS CORP

2000 to 2003

Responsibilities included

Troubleshooting and confirming trades through the electronic brokerage and Reuter systems Providing support to individual traders concerning problems on deals In charge of all deals traded in Canadian, Mexican, or "2-day" currencies, also daily reconciliation of the above Confirming and instructing trades via telephone, fax, and telex with worldwide counterparties

Netting currency amounts with counterparties daily Education

BA in Finance

Sacred Heart University - Fairfield, CT

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