RONALD SMITH

**** ** **** ******, **********, FL 33313 * H: 954-***-**** * ac5o3x@r.postjobfree.com

PROFESSIONAL SUMMARY

Twenty seven years of experience addressing mortgage lending functions as a dedicated

Individual, who has the ambition to succeed in any working environment. Fast learner and always up

for a challenge, whatever the situation. Demonstrated the ability to work with others when

help is needed while working efficiently on my own. Good verbal and written skills. Professional,

detail-oriented, thorough and careful.

SKILLS

Microsoft Word, Excel, Outlook Express, Power Point, EDMS, NewCAPS, Fax Machines, Copy Machines, USPS, UPS and FedEx Ship Manager online.

EXPERIENCE

USDA DOCUMENT SPECIALIST CLERK

Freedom Mortgage * 06/2016 – 04/2018

HL RH Support Staff 1 * Chase Rural Housing * 08/2011 – 06/2016

Chase Rural Housing through Aerotek Temp Service * 04/2008 – 062011

Reviews closed mortgage loan documentation to ensure documents are executed properly, mortgage loan meets insurer and Agency guidelines, and Agency is in first lien position.

Review/audit mortgage loan documents for various loan programs, and verify for accuracy and completion in accordance with established operating procedures.

Responsible for solving more general post-closing and title company issues.

Acquire and maintain knowledge of state/registry document and execution requirements.

Audit and validate loan documents to ensure accuracy, completeness, and all signature requirements have been met.

Prepare loan delivery packages for delivery to appropriate investors.

Update/maintain loan originating system to ensure timely delivery of loan files and record dates of events such as shipping dates.

Follow up with investors to verify all conditions are satisfied and loans are funded in an expedited manner.

POST CLOSING/INVESTOR COMPLIANCE SPECIALIST

First NLC Financial Services, LLC 10/1998 – 08/2007

Responsible for tracking closed loans, reviewing both legal and credit aspects of files as well as collateral documents and approving loans for purchase.

Reviewed problem files to determine best course of action to correct issues; this resulted in saving company from a potential loss in revenue.

Checked for adherence to company standards and basic due diligence.

PREVIOUS EMPLOYMENT

Vacation Break USA – Pompano Beach, FL – Installment Loan Specialist

Citizens Federal Bank – Fort Lauderdale, FL – Loan Acquisition Auditor

Calventon National Cemetary – Riverhead, NY – Grounds Maintenance

Wooden Environment – West Hampton, NY – Wood Technician

Tyre Landscaping – Riverhead, NY – Asphalt Paver and Landscape Technician

AWARDS

2003 Circle of Excellence

2003 Employee of the Year

EDUCATION

RESIDENTIAL MORTGAGE LENDING CERTIFICATE OF COMPLETION – AUGUST 1993

MORTGAGE LOAN SERVICING CERTIFICATE OF COMPLETION – JUNE 1991

RIVERHEAD HIGH SCHOOL – RIVERHEAD, NY

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