Mortgage and Title processor

DANIELLE LEFEVRE

**** ****** **** **, *** Port Richey, FL 34654 C: 727-***-****

**********@*****.***

Summary

To obtain a position with an established company that will benefit from my knowledge, communication skills,

and abilities in mortgage finance, title insurance, customer service, and sales.

Experience

Processor

Reltco Title 11/2016 to 02/2018

Clear any issues on a mortgage title commitment, order payoffs, prepare and order subordinations if applicable. Contact with client to update the status of the commitment clearing. Request any additional documentations from both the client and loan customer.

Processor

Lenders Title Solutions 05/2016 to 11/2016

Clear any issues on a mortgage title commitment, order payoffs, prepare and order subordinations if applicable. Contact with client to update the status of the commitment clearing. Request any additional documentations from both the client and loan customer.

Appraisal Review Specialist

Nationwide Appraisal Network 06/2014 to 20/2016

Review appraisals for any errors. Ensure that all USPAP rules are adhered to by the appraiser. Contact appraiser for any corrections to be made and then a final review of appraisal id necessary. If needed contact the appraiser for additional Client requirements and corrections.

Final Document and Loan Policy Specialist

012 to 04/2014

Nationwide Title Clearing

Clearwater, FL

Contact settlement agents, escrow companies and underwriters to get outstanding loan documents i.e.:

Recorded Mortgage/Deed of Trust and Final Loan Policy for clients such as Bank of America, Stonegate

Mortgage and CitiFinancial. I would then audit these documents to confirm all areas were correct and either

route them to the client or get the docs corrected and then route them to the client. Always maintaining a

higher than required statistical return.

Loan Processor

08/2010 to 02/2011

Bank of America Clearwater, FL

Received and reviewed documents for MHA home mortgage loans to avoid loss mitigation and to get final

approval for funding. Review all of the documents received such as 3 credit bureau report, bank statements, tax returns, paystubs, as well as their payment history.

Mortgage Loan Officer

03/2010 to 08/2010

Sure Point Lending

Clearwater, FL

Assist borrowers with their refinance needs.Pre-approve and process ongoing refinance loans. Assist in closing refinance loans.

REO Processor and Closer

04/2009 to 11/2009

First American Title

Clearwater, FL

Process foreclosure files to clear title to enable lenders to sell foreclosed homes. I verified all fees and penalties had been paid and that the certificate of title has been issued to the lender. Verify that all loss mitigation procedures were taken and completed within the federal and state guidelines. Review that all fees were within federal and state guidelines.

Once clear I would then process and clear for a sale from the lender to a buyer.

Member Liaison

01/2008 to 04/2009

Pinellas Realtor Organization

Clearwater, FL

Liaison between members and the core services; events; products and benefits offered.

Executive Loan Officer

10/2007 to 01/2008

The Lending Center

Clearwater

Responsible for acquiring leads via telephone to help people refinance their current home mortgage.

Reviewed clients' credit files to determine qualification for Conforming, FHA, VA, Alt-A, or Non Prime mortgage

loans. If qualified created multiple scenarios to offer the client to begin obtaining necessary documents to begin the

loan process

Sales Consultant

04/2007 to 10/2007

Bob Jarvis Insulation

Clearwater, FL

Quoted and sold insulation jobs to both commercial and residential insulation. Scheduled, maintained and verified employee hours. Primary liaison between multiple power companies statewide. Invoiced all completed jobs and maintained inventory using Quick Books.

Title Curative processor

08/2005 to 04/2007

Transcontinental Title

Created files for sales contracts to purchase property throughout the country.

Called all necessary lien holders, counties etc in order to verify taxes, obtain payoffs and clear all title issues.

Once file was cleared I would then create HUD and close the sale with the borrowers

Education:

High School Diploma

Some College

USPAP Certified (needs renewal)

Licensed Mortgage Loan Officer (needs renewal)

Proficient in all computer programs,

References: Available upon request

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