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Air Force Document Control

Location:
Pinellas Park, Florida, United States
Salary:
45000
Posted:
May 16, 2018

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Resume:

CLAUDE J. MUNGIN

******th Place North # ***

Pinellas Park, FL 33782

Home: 727-***-**** ac5hhl@r.postjobfree.com Cell: 727-***-****

SUMMARY

Twenty Years of Mortgage experience in conventional conforming and non-conforming loans as well as VA, FHA and USDA. Experience in all facets of the industry from originating to post closing. Able to demonstrate initiative by taking positive actions in the absence of supervision by making sound and timely decisions to insure successful completion of tasks. Can work without supervision and have strong organizational skills to help provide direction and motivation to coworkers and /or subordinates. Committed to providing customers with the highest level of service, integrity, and professionalism. Very Knowledgeable in TRID Guidelines and Very Proficient with Encompass and Calyx LOS Software. Have also worked with Doc Magic and ProLender Software as well.

PROFESSIONAL EXPERIENCE

Eagle Home Mortgage Oct., 2016 – Mar., 2018

Secondary Marketing / Investor Liaison

Worked Closely with Investors to satisfy and cure suspended loan conditions. Especially loans with Unacceptable and / or Incomplete delivery statuses. Cleared all outstanding conditions for loans to get purchased by Clients / Investors. Performed daily reviews of pipeline from all assigned Clients / Investors for any new and uncleared conditions which may need immediate attention and for unclear or invalid conditions which may need to escalated. Served as point person for Client / Investor and Internal inquiries with weekly conference calls.

Residential Acceptance Corporation Jan., 2016 – Oct., 2016

Closing / Post Closing, Compliance Review and QC Auditing

Prepare FHA, VA, USDA and Conventional Loan Files for closing by reviewing the Closing and Funding Conditions from Underwriting. Prepare Initial Closing Disclosure and compare it with the Loan Estimate for accuracy and balancing figures with Settlement agents to Review for Correctness before reconciling final figures for Funding and preparing the Final Closing Disclosure for signing. Review Loan Files for TRID Compliance and ensure all required Disclosures are provided within the correct timeframe according to the guidelines. Perform Quality Control Audits on Underwritten Files to ensure files are Compliant and all required documentation and conditions were met before approving file with a clear audit and Clear to close Approval. Review Closed Files for Completeness to ensure that all TRID documents and disclosures are included. Prepare and Ship Loan files to Investors and clear any conditions from Investors to guarantee purchase of Loans. Retrieve outstanding and trailing documents for Investors as well.

Hiregy / Sunbelt Lending Services Aug., 2014 - Jan., 2016

Post-Closing Reviewer

Review FHA, VA, Conventional and USDA closed files for completeness and data integrity. Confirm all closing docs are included in the loan package and Make sure file is in compliance by checking and comparing the GFE / Loan Estimate with the Settlement Statement / Closing Disclosure as well as reviewing all important documents to ensure that the files are ready to be shipped to Investors. Insure FHA Loan files, Guaranty VA and USDA Loan files and also contact Title Companies and Closing Agents to retrieve missing and / or outstanding documents as well as upload, label and assign documents in Encompass.

STONEGATE MORTGAGE CORPORATION June 2013 – July 2014

Correspondent Condition Reviewer

Reviewed closed loan packages (both Credit and Closing documents) to determine that files have been Originated, Underwritten and Closed in Compliance with Federal Regulations, Agency Guidelines and

Stonegate Mortgage Corporation’s Company Overlays.

Prepared FHA, VA, and Conventional Loans for Funding: Confirmed Data Integrity and completeness of all required data input. Also confirmed that all conditions were included and cleared and the appropriate Wire Instructions were completed.

KASS / SHULER Oct. 2011 – June 2013

Foreclosure Specialist

Prepared Foreclosure files for Attorneys

Processed and generated documents for Foreclosure files that needed to go to County Courts for processing and recording. Tracked and recovered outstanding documents to complete files.

BANK OF AMERICA July 2010 – Oct. 2011

Home Services Specialist

Process home mortgage refinances for existing and new customers using an in-house automated processing system. Gathered required documentation to clear conditions for underwriting final approval. Contacted customers on a daily basis to keep them informed on the processing status of their new loan. Ordered title work, appraisals and inspections as needed. Coordinated closings with Title companies, closing agents as well as scheduling with customers. Did some Underwriting on certain loan files.

SOURCE ONE FUNDING, INC., St. Petersburg, FL. Feb. 2004 – July 2010

Mortgage Broker

Originate refinances and purchases on primary and investment properties. Assist clients with mortgage needs and help correct credit issues that pertain to obtaining a new mortgage or securing a refinance. Trained new Brokers that were hired and instructed them on the processes involved with the business. Processed and Closed my own files and coordinated closings with Customers, Title Agents and Lenders. Also ordered Title work, Appraisals and Property Inspections.

JP MORGAN CHASE, Tampa, FL Oct. 2002 – Jan. 2004

Chase Home Finance

Home Loan Analyst

Processed Home Mortgage Loans through Desktop Underwriter, Loan Prospector, and Zippy Loan Approval Systems. Gathered required documents for files to be passed on to Underwriters for final approval. Contacted customers to ensure they had the right product for their needs, i.e. Refinance, Line of Credit or Home Equity Loan/2nd Mortgage. Ordered title work, insurance documents, and appraisals. Also, coordinated and scheduled closings with customers and Title Companies/Closing Agents.

Managed a pipeline of 150 loans per month and exceeded monthly goals by consistently closing 40 -45% of pipeline every month.

Maintained a customer satisfaction rating of 90% on a consistent

REPUBLIC BANK, St. Petersburg, FL March 2001 – Oct., 2002

Document Control Specialist/Post Closing

Reviewed Loan Files for Processing. Tracked, ordered, processed, and reviewed outstanding documents. Sent Mortgages and Assignments out to be recorded. Worked closely with title companies and recorder’s clerks to retrieve old and outstanding documents. Also did data entry as well as maintained MS Excel spreadsheets.

Implemented new procedures for tracking outstanding documents.

Coordinated new system for receiving and filing recorded documents.

MORTGAGE INVESTOR’S, St. Petersburg, FL Nov. 1998 – Oct. 2001

Processing/Document Control/Post Closing

Processing/Closing/Pre-Qualifications/Data Entry: Processed VA, some Conventional, and FHA refinances. Worked in Closing Department in final figures and reviewed credit reports for processing approval. Also worked in Document Control and Post Closing to review and retrieve outstanding documents.

EDUCATION

Savannah State University, Thunderbolt, GA Minot State University, Minot, ND

Richard Arnold High School, Savannah, GA

MILITARY

United States Air Force – E5 Staff Sergeant

U.S. Air Force Reserves

TRAINING/CERTIFICATIONS

Fair Lending – Retail

Chase Credit Policy

Fraud Detection and Prevention

HMDA Training Program



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