Loan Processor

Bruce Jackson

*** **** ***** ****** ******, Ca **745 Phone: 323/884-7209 Email: ***************@*****.***

Objective`

Seeking a position where experience, initiative, and dedication to producing results will have valuable application toward continued professional development.

Experience

LANI (CITY NATIONAL BANK) – LOS ANGELES.CA QUALITY Control Support Specialist, 10/2016 –3/2017

Analyze application, ordered credit reports, appraisal and w'2, also verified employment and bank documentation to ensure all documents for data integrity. Utilizes QC systems to process, update, and track status of re-verification. Corrected deficiencies on documents and obtain missing document and other collateral related documents such as deed of trust, final title policy's hazard insurances policies.

FRIENDSHIP PBC – LOS ANGELES, CA. MAINTENANCE WORKER, 7/2011 - 1/2014

Supervise all church maintenance and janitorial work. Did drywall laying and well as repair any holes in wall. Repaired all roofing problems as well as painting of all rooms. Skilled in plumbing and electric work.

K-FORCE (Bank of America) – Westlake, Ca Fraud Analyst, 10/2010 - 6/2011

Investigate suspected fraudulent cases and other suspected fraud cases referred by Customer Care and Collections. Use all relevant search engines, databases, and forms of communication, when investigating and reporting fraud. Maintain detailed reports and retain supporting documentation as required to ensure that information recorded is compliant with the audit requirement.

AERTEK (BANK OF AMERICA) SIMI VALLEY, CA 10/2009 - 8/2010

Audit/Review FHA and VA files to assure government agency requirements for insurance/ guaranty are fulfilled utilizing appropriate programs. Reviewed approved mortgage loan to determine condition and verify completeness of data on loan paper. Made any calls necessary to borrower, real estate brokers, and title companies to request specified document. Ability to identify fraud types such as Straw buyer, Property Flips and various other misrepresentation (income, assets, social security) by reviewing origination documents such as the 1003, HUD1, W2s,etc

AMERICAN HOME MORTGAGE IRVING, TX FINAL COLLATERAL ADMINISTRATOR, 09/06 – 03/08

Complete thorough and accurate review of mortgage documentation and tracking trailing documents via loan 0iginated to ensure compliance with Government regulations, Private Investor, and Agency requirements. Ensure proper lien position to eliminate potential losses and support recoveries. Provide input and/or reports to management and origination areas to ensure their awareness of items detected during the review. Review and compiles fully documented loan histories, imaged documents, and information available from all sources to collectively determine if it validates the information used to make the home retention / loss mitigation decision. Responsible for loan origination system, and Mortgage Electronic Registration System data integrity, ensuring accuracy and data is supported by loan documentation to properly service customers and investors. Adhere strictly to compliance and operational risk controls in accordance with American Home Mortgage and regulatory standards, policies and practices. Complete other related duties as assigned, including projects within the Loan Administration/Servicing areas. Ability to review and correct documentation necessary to ensure enforceability and salability of the mortgage loans, working directly with attorneys, title companies, customers, closing agents and origination areas as required.

SBA - Fort Worth, TX Loan Specialist, 01/2006 - 06/2006

Processed and underwrote loans VA Loans, applied financial procedures to analyze financial resources to determine loan eligibility. Review the borrower's documentation and made decision on whether the potential borrower would be a sound lending risk and research borrower's employment, credit history and overall financial picture.

CLAYTON – Riverview, Fl. Loan Review/Due Diligence, 6/05 – 11/05

Reviewed loan conditions ensuring all requested items, per loans approval are valid and all required stipulations are met.

WMC MORTGAGE/ GE FINANCIAL CORP. BURBANK, CA QUALITY ASSURANCE UNDERWRITER, 04/03- 6/05

Reviewed approval-underwriting standard, Interface with third party vendors to re-verify loan information. Review files in their entirety, and provide a recommendation whether or not any errors, misrepresentations or other deficiencies that may be identified in the review resulted in financial injury to the borrower or the mortgagee. This includes credit bureaus, appraisers, financial institutions, title companies, borrowers, and employers. Reviewed loan conditions ensuring all requested items, per the loan approval, are valid and all required stipulations are met. Collected and entered loan review data for reports and completes supporting worksheets and document package. Maintained an above average working knowledge of currently approved underwriting practices, auditing procedures and regulatory compliance issues.

Education

AMERICAN SCHOOL OF MORTGAGE BANKING 1998-1999 Certified Conventional Underwriter, Orange, and Ca

CALIFORNIA BAPTIST UNIVERSITY 9-1979 / 12-1981 Business Management, Riverside, Ca

L.A. TRADE TECH COLLEGE 6-1976 / 6-1979 Business Management, Los Angeles, Ca

WEST LOS ANGELES COLLEGE Real estate, Los Angeles ca

REFERENCES: AVAILABLE UPON REQUEST

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