Objective: To enrich my career and capitalize on my experience and technical skills.
Highlights
More than 12 years experience in commercial banking, credit analysis and research.
Passed CFA level II and completed MBA and Canadian Securities Certificate, CSC.
Effective communication, problem solving, and relationship management.
Arabic bilingual and intermediate level in French.
Professional Experience
Analyst, Business and Trade development, UAE Consulate in Toronto Nov 2017-May 2018
Analyzed business and trade sectors with the aim to promote bilateral relations between UAE and Canada.
Monitored economic news, trends and provided regular feedback and insights.
Collected published data and aim to provide meaningful initiatives and proposals.
Researched topics and highlights to be analyzed and presented as per stated guidelines.
Responded to inquiries from stakeholders, provided proper guidance and advice.
Screened market for potential investment opportunities in line with UAE economic policies and strategies.
Researched daily news and translate reports and news into Arabic as per stated guidelines.
Relationship Manager, Commercial Banking United Arab Bank, Abu Dhabi 2014 – 2017
Achieved revenue targets and awarded twice as top achiever in internal contests.
Analyzed industry dynamics and financial statements and constructed successful credit decisions.
Enhanced market share and penetration for different market segments/ industries with ultimate aim to diversify industry concentration risk.
Structured approach of negotiating deals with client and credit, effective deal sealing, within efficient time frame, minimizing turnaround time.
Relationship Manager, Commercial Banking, Commercial Bank of Dubai, Abu Dhabi 2010 - 2014
Enhanced credit limit utilization, share of wallet, retained and expanded banking relationships in a profitable manner in line with assigned business growth targets and desired sectors
Ensured timely credit administrations through initiation of annual reviews, regular monitoring of financials, internal credit ratings, research reports, informal market feedbacks
Conducted account planning joint-visits with various business/product partners to ensure multi-product relationship and greater wallet share
Participated in club/syndication deals to construct petrochemical plant, and steel factory
Credit Officer, Commercial Banking, Union National Bank, Abu Dhabi 2004 - 2010
Structured facilities to each specific client as per financial needs, gaps in cash conversion cycle and repayment capacity
Evaluated feasibility studies and capital budgeting plans submitted by corporate customers for both start –up and expanding businesses
Performed “due diligence” efforts in collecting information and benchmark indicators to formularize valid and accurate credit decisions and approvals