Tony LaPaglia

**** *. ********** ******•

Westchester, Illinois 60154

Home: 708-***-**** Cell: 708-***-****

ac5753@r.postjobfree.com

PROFESSIONAL EXPERIENCE:

NATIONAL NOTARY ASSOCIATION, California 2017 to Present

Loan Closer for National Title Service including reviewing the signing of documents and Notarizing appropriate documents, collecting any outstanding conditions from borrowers and sending package back to California.

PNC MORTGAGE, Downers Grove, Illinois, 2015-2017

Loan Closer/Funder

Drew documents for closing packages for both TRID and Non-TRID Loans. Attached closing requirements to package and sent to Title Company. Reviewed and approved final HUD’s for closing. Reviewed executed documents prior to funding, collected any missing documentation, sent wire and notified Title Company with authorization to disburse. Had the ability to draw ten packages per day or fund up to twenty-four loans.

Mortgage Services III, LLC, Oakbrook Terrace, Il, 2012 to 2015

Closer/Funder, Wholesale and Retail

Drew loan packages, checked for clear title, homeowner’s insurance to meet minimum investor requirements, emailed documents to title companies, reviewed documents before funding then issued funding number, stacked and scanned packages so they could be sold to Investor with little or no time delay. Averaged 100 closings per month depending on rate and economic conditions.

Legal Modification Network

Woodridge, Illinois 2009-2012 Negotiator, Loan Modification

Responsible for acting as agent for mortgage customers requesting loan modifications; submitted Modification request package to lender then followed up for required documentation on bi-weekly basis; communicated lenders requests for documentation to borrowers with follow up for receipt and submission to lender.

Properties in Foreclosure sent to legal department for customer to be represented in court; negotiated extensions from lenders so that properties would not be sold. Once approved, notified customer of rate/terms and forwarded to Closing Department. Closed files were returned after closing to continue follow up for Modification to be made permanent after trial modification expired.

Fifth Third Mortgage, Rolling Meadows, Illinois 2006 to 2009

EXPERIENCE: Wholesale/Correspondent Closing Manager •

Supervised all aspects of the closing department, supervising closers and post closers: review/assign files, ascertaining when documents were drawn, received, and reviewed prior to funding. • Funded loans by wire, promptly transferring them to the post closing for stacking and shipment. • Responsible for shipping of paper to corporate to facilitate second market sale, review of all correspondent loans, and act as human resources liaison to the corporate office. Also, was in charge of office in absence of Operations Manager.

Accomplishments: Maintain error rate of less than 1% in closing documentation and procedures. Generated $100 MM in closing within the first 8 months of operation. Implemented policies and procedures to reduce errors in correction and paperwork sent- to increase revenue through reduction of penalties.

Exeter Title, Chicago, Illinois 2004 to 2006

Vice President, Sales

Managed five Sales Associates in all aspects of title closing and sales production. • Closed purchase/refinance loan transactions as needed, including: HUD preparation, funding of loans, shipping of packages, and clearing of post-closing issues with various lenders. Accomplishments: Created and implemented all aspects of the Attorney/Agent Title Program, from writing sales information documents to creating marketing folders for distribution. Successfully maintained customer base and drove sales through excellent customer service.

Fieldstone Mortgage, Downers Grove, Illinois 2001 to 2004

Closing Manager

Directed a staff of eight professionals in growth of client base for the wholesale mortgage industry. • Trained and mentored staff to effective increase sales production through expert knowledge. • Responsible for consistent closing of purchase/refinance transactions for residential loans.

EDUCATION: Northern Illinois University, DeKalb, Illinois Completed coursework toward a Bachelor of Science degree in Business Administration

AFFILIATIONS: • Elmhurst Chamber of Commerce 2007 to Present • Westchester

Chamber of Commerce 1998 to Present • Illinois Association of Mortgage Brokers

(IAMB) 1986 to Present • Illinois Mortgage Bankers Association (IMBA) 1986 to Present

COMPUTER: Familiar with Windows operating systems and internet based search.

Specialized knowledge of: SKILLS: - MS Word - Excel - PowerPoint - Various

Proprietary Software

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