ANN T. JOHNSTON 917-***-**** **************@*****.***
EMPLOYEE BENEFITS PROFESSIONAL with expertise in benefits administration, pension plans, and 401(k) plans. Dynamic and strategic professional with over 20 years of experience designing, implementing, and executing competitive benefits programs. Dynamic leader well versed in leading teams and collaborating with senior executives, vendors, legal counsel, and employees of all levels. Exceptional communication, troubleshooting, and problem solving skills.
Benefits Management Worker’s Compensation Cost Containment Education & Training
401(k) Plans FMLA Administration Annual Audits & 5500’s Medical/Insurance Benefits
Pension Plan Employee Assistance Retirement Counseling Customer Service PROFESSIONAL EXPERIENCE
MITSUI & CO. (U.S.A. INC.) 8/2006- 4/2017
Assistant Manager, Benefits (2015-Present)
Senior Benefits Analyst (2006-2015)
Planned, developed, implemented, administered, and communicated 401(k) and pension plans for Mitsui USA and 15+ group companies.
Provided guidance and responded to employee inquiries regarding benefit plans and policies pertaining to 401(k), pension, worker’s compensation, FMLA, employee assistance, and business travel programs.
Ensured compliance with state, federal, and corporate policies, administering all benefits fairly.
Collaborated with in-house legal counsel and external ERISA attorneys to coordinate 401(k)/pension plans.
Analyzed employee benefits and recommended appropriate changes to remain competitive and contain costs.
Reviewed and approved loans, hardship withdrawals, and termination distributions.
Authorized quarterly contributions to the pension plan trust.
Performed annual discrimination testing (ADP/ACP testing) and annual audits for two 401(k) plans.
Gathered, compiled, and submitted pension data to actuaries to finalize pension calculations.
Collaborated with vendors and investment managers to provide comprehensive status reports.
Conducted pre-retirement counseling, reviewing calculations and preparing retirement packages.
Directed a large-scale pension plan lump sum payout project elected by 60% of term-vested employees.
Managed a project with Ricoh to digitize all documentation for two 401(k) plans, pension plan, and retiree/termed vested employees.
Improved participation in the 401(k) program by training, educating, and communicating plan details.
Implemented and rolled-out retiree medical and dental plans for pre and post 65 retirees.
Introduced automatic enrollment for both 401(k) plans.
Served as Interim Benefits Analyst of medical benefits during team member absence. AMALGAMATED BANK 1998-2006
Benefits Manager
Managed medical, dental, accident, and life insurance plans, as well as short-term/long-term disability, retirement, pension, and 401(k) plans.
Responded to all employee benefit questions and provided pre-retirement and 401k counseling.
Monitored programs to ensure the most competitive and cost-efficient mix of benefit offerings. EDUCATION & PROFESSIONAL DEVELOPMENT
Associate of Applied Science, Business Management, City University of New York/College of Staten Island