RICKY L. WIGGINS
P O Box ***
Cornelius, NC *****-0970
*****.*******@*****.***
Cell: 704-***-****
CAREER OBJECTIVE:
To practice as a Top Ranked Sales Performer Seeking to Leverage Accumulative Expertise in Residential real estate. To lead in community efforts to grow, build, and perform necessary task needed in order to prosper as a reputable member throughout, both professionally and in person. Attain financial wealth as I towards meeting my goals. CAREEER SUMMARY:
A versatile and articulate problem solver with demonstrable capacity to plan, develop and direct all aspects of real estate transactions and mortgage origination. 25 years of financial transaction and sales experience a strong producer in the lending and real estate community. Financially, communicatively, persuasively sharp individual with excellent client focused skills, an eye for detail and highly functional in any situation. While being tenacious, magnanimous, and consistent, I place a high degree of emphasis on client retention and satisfaction in any environment.
SKILLS:
Bona-fide and solid experience in the real estate and mortgage industries Practiced at knowing programs better than the underwriters whether Conventional Jumbo or FHA/VA product and the underwriting and overlay closing procedures. High proficiency in PC and technology skills; very competent knowledge of relevant financial and marketing software applications.
Proven! With strong multi-tasking skills combined with extraordinary organizational abilities to meet goals.
Expert negotiation and presentation skills. I do not sell... I guide. Ability to forge trusting and long term client relationships. Exceptional knowledge with regard to all the pertinent federal laws regulating the lending, and real estate industry.
Possess excellent leadership, management and training abilities. PERSONAL MISSION STATEMENT:
Motivate and inspire people to reach their potential. Believe that success comes from within and that my attitude determines how successful I am.
Confront challenges head on and don't shy away from taking responsibility for my actions.
Plan tomorrows work today.
Committed to growth in my personal and work relationships. Aspire to gain the respect and admiration of others by being open, honest, fair and reliable.
Treat all people with the respect I want and will expect little, but will give a lot. Develop a new proficiency every year.
Be orderly in person and in work.
Be sincere yet decisive.
DESIGNATIONS and MEMBERSHIPS:
Member of North Carolina MLS Association
Association of Finance and Insurance Professionals Member of National of Association of Realtors
Member of Florida Association of Realtors
Leaders Club of America
Christian Professionals of America
North Carolina Real Estate Broker Licensed
South Carolina Real Estate Broker Licensed
Florida Real Estate License
NMLS#976737
WORK HISTORY:
Keller Williams Lake Norman Realty
Cornelius, NC
Broker
August 2015 to present
Century 21 Spectrum Incorporated
Indian Harbour Beach, FL
Sales Associate
July 2012 to July 2015
Gene Lewis
Broker/Owner
Providential Bancorp Incorporated
Chicago, IL
Mortgage Loan Originator
December 2012 to February 2013
Simultaneously employed as MLO and broker C21
Dale Turken
CEO/President
Pioneer Properties USA Inc.
West Melbourne, FL
June 2009 to July 2012
Sales Associate
Carol Robertson
CEO/Owner/Broker
Stockton Turner Mortgage Bankers LLC
Melbourne, FL
Branch Manager/Broker License #0800485
October 2007 to April 2009
Douglas Turner
CEO
Bank of America (Countrywide) Mortgage Incorporated Viera, FL
Loan Officer/Team Leader
May 2004 to August 2007
Debbie Carroll/ Branch Manager
J.P. Morgan Chase (Chase Manhattan Mortgage)
Indialantic, FL
Senior Loan Officer
August 1999 to May 2004
Edward I. Scott
Vice President
EDUCATION:
Florida Atlantic University
Business Law
1975-1978
Broward Community College
Business
1974-1976
*EXCELLENT REFERENCES AVAILABLE UPON REQUEST