RICKY L. WIGGINS

P O Box ***

Cornelius, NC *****-0970

ac4zpi@r.postjobfree.com

Cell: 704-***-****

CAREER OBJECTIVE:

To practice as a Top Ranked Sales Performer Seeking to Leverage Accumulative Expertise in Residential real estate. To lead in community efforts to grow, build, and perform necessary task needed in order to prosper as a reputable member throughout, both professionally and in person. Attain financial wealth as I towards meeting my goals. CAREEER SUMMARY:

A versatile and articulate problem solver with demonstrable capacity to plan, develop and direct all aspects of real estate transactions and mortgage origination. 25 years of financial transaction and sales experience a strong producer in the lending and real estate community. Financially, communicatively, persuasively sharp individual with excellent client focused skills, an eye for detail and highly functional in any situation. While being tenacious, magnanimous, and consistent, I place a high degree of emphasis on client retention and satisfaction in any environment.

SKILLS:

Bona-fide and solid experience in the real estate and mortgage industries Practiced at knowing programs better than the underwriters whether Conventional Jumbo or FHA/VA product and the underwriting and overlay closing procedures. High proficiency in PC and technology skills; very competent knowledge of relevant financial and marketing software applications.

Proven! With strong multi-tasking skills combined with extraordinary organizational abilities to meet goals.

Expert negotiation and presentation skills. I do not sell... I guide. Ability to forge trusting and long term client relationships. Exceptional knowledge with regard to all the pertinent federal laws regulating the lending, and real estate industry.

Possess excellent leadership, management and training abilities. PERSONAL MISSION STATEMENT:

Motivate and inspire people to reach their potential. Believe that success comes from within and that my attitude determines how successful I am.

Confront challenges head on and don't shy away from taking responsibility for my actions.

Plan tomorrows work today.

Committed to growth in my personal and work relationships. Aspire to gain the respect and admiration of others by being open, honest, fair and reliable.

Treat all people with the respect I want and will expect little, but will give a lot. Develop a new proficiency every year.

Be orderly in person and in work.

Be sincere yet decisive.

DESIGNATIONS and MEMBERSHIPS:

Member of North Carolina MLS Association

Association of Finance and Insurance Professionals Member of National of Association of Realtors

Member of Florida Association of Realtors

Leaders Club of America

Christian Professionals of America

North Carolina Real Estate Broker Licensed

South Carolina Real Estate Broker Licensed

Florida Real Estate License

NMLS#976737

WORK HISTORY:

Keller Williams Lake Norman Realty

Cornelius, NC

Broker

August 2015 to present

Century 21 Spectrum Incorporated

Indian Harbour Beach, FL

Sales Associate

July 2012 to July 2015

Gene Lewis

Broker/Owner

Providential Bancorp Incorporated

Chicago, IL

Mortgage Loan Originator

December 2012 to February 2013

Simultaneously employed as MLO and broker C21

Dale Turken

CEO/President

Pioneer Properties USA Inc.

West Melbourne, FL

June 2009 to July 2012

Sales Associate

Carol Robertson

CEO/Owner/Broker

Stockton Turner Mortgage Bankers LLC

Melbourne, FL

Branch Manager/Broker License #0800485

October 2007 to April 2009

Douglas Turner

CEO

Bank of America (Countrywide) Mortgage Incorporated Viera, FL

Loan Officer/Team Leader

May 2004 to August 2007

Debbie Carroll/ Branch Manager

J.P. Morgan Chase (Chase Manhattan Mortgage)

Indialantic, FL

Senior Loan Officer

August 1999 to May 2004

Edward I. Scott

Vice President

EDUCATION:

Florida Atlantic University

Business Law

1975-1978

Broward Community College

Business

1974-1976

*EXCELLENT REFERENCES AVAILABLE UPON REQUEST

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