Mortgage Home

Miles Benedict

***** ** **** ***. ******, Oregon

503-***-****

**************@*****.***

QUALIFICATIONS:

Twenty plus years processing and underwriting mortgage WORK EXPERIENCE:

POINT WEST CREDIT UNION – PORTLAND, OR

Underwriter - May 2017 – February 2018

Underwrote, processed, funded indirect auto loans, direct auto loans, home equity products, personal loans, and debt consolidation loans. JOHN MORRISSEY CONSTRUCTION – BEAVERTON, OR

Carpenter - February 2015 - April 2017

WELLS FARGO - BEAVERTON, OR

Home Equity Subordination Underwriter - September 2005 - February 2015 Review of full documentation subordination requests for cash out first mortgage refinance including income asset credit and collateral review to ensure subordination request meets bank policy negotiated with Wells Fargo home mortgage loan officers, third party lenders and customers change of term offers due to original request not meeting bank policy due to fico score, equity position or debt to income ratio issues. UGIC - PORTLAND, OR

Contract Underwriter - November 2003 - June 2005

Duties included contract underwriting for several mortgage companies. BANK OF AMERICA - HILLSBORO, OR

Senior Underwriter - May 1993 - February 2003

From 1996 to 2003, underwriter of first mortgage loan requests. Duties include full review of income asset and collateral to ensure bank policy is met 1993 to 1996, processed first mortgage loan requests. EDUCATION:

De Anza College, Cupertino, CA