San Gabriel, CA 91776
Cell phone: 626-***-****
Mar 2017-Jan 2018
Mega Bank-Loan Department
San Gabriel, CA
Prepare and analyz cash flow statement, spreading and interpreting individual and business financial statements and/or tax return for completing commercial real estate credit evaluation.
Collect financial statement, tax return, and other related information.
Monitor and evaluate financial statements for credit review. Include financial statements for borrowers, and/or guarantors, tax returns, financial spreads, collateral information, borrowing base, and credit reports to identify strengths and weaknesses related to borrower’s financial condition.
Order and review property profile, preliminary title report, appraisal and environment report.
Set up and process documents and files for loan package completion to meet lending specifications.
Assist lending officer to issue LOIs for Directors Loan Committee.
Assist officers to follow up on loan process, boarding, documentation.
Review and monitor loan documents for accuracy, completeness and adherence to approval condition.
Provide customer services, administrative support and inter/intra office communication support for the department.
Maintain Notary Commission & perform Notary Public duties for the Bank.
Service loans, assist customers with advances, transfers, payments, opening accounts, and miscellaneous customer inquiries.
Assist with special projects and /or bank monitoring report as assigned.
Jul 2014-Jan 2017
Pacific Alliance Bank-Note Department & Operation Department
Loan Assistant & Bank Teller
Apr 2015-Jan 2017
Create new loan files for preparing documentation for scanning, entry into system and file maintain.
Monitor and update the expired/cancelled insurance policies and initiates timely follow-up with internal parties.
Complete due diligence and paperwork on loan applications, contracts and renewals.
Seeking quote and turnaround time with valuable vendor for Appraisal Report/Appraisal Review for new loan project.
When necessary, assists with audits and reports in the evaluation of loan operations performance.
Complete and process daily checks for monthly payment.
Assist and prepared monthly construction loan disbursement process.
Prepare and completed mortgage loan payment for monthly.
Carries out responsibilities with professionalism and respect for others in accordance with the Bank’s policies and applicable laws.
Prepare Agenda and recorded Director Meeting contents for Director Meeting.
Other duties as assigned.
Jul 2014-Apr 2015
Aug 2012- Jul 2014
Horizon Tire, Inc.-Accounting Department
Assist controller with monthly financial closing activities, including performing bank account reconciliations and making adjusting entries on prepaid expenses and depreciation.
Centralize accounts payable operation and vender claims data of all subsidiaries; handle full cycle of AP including processing daily disbursement, scheduling and making payments to domestic and overseas vendors.
Apply received payment (Cash/Check/Wire Transfer) to the correctly customer account in Quickbook as daily duties.
Record checks, cash, wire transfers and credit card charges in QuickBooks and internal dashboard.
Provide and follow-up with clients regarding past due invoices to secure payment.
Audit employee expense reports according to company policy; communicate with employees to verify expense items and solve related problems.
Monitor monthly Federal Exercise Tax reporting and payments.
Assist and process Monthly/Quarterly/Yearly invoices, PO closed and received on both of on OMS and Quickbook.
Identify and clear a large amount of mismatches between subsidiaries and reconciled inter-company due from/to transactions of past 5 years.
Utilize with Microsoft excel/Microsoft word fuction (Vlookup, PivoTable,etc.). to complete the job duties.
Knowleage of Bank procedure and policy.
Problem solving and analytical skills
Proficient in Microsoft Office (Word, Excel, PowerPoint, and Outlook)
Good ability to analyze credits, and use of CASH Insight
Deep knowledge of managerial accounting
Good team player and ability to manage multiple tasks
Proficient with MS Office and Excel (Vlookup, PivoTable basic formulas), Outlook Express and accounting software, including Peach-tree, Quick Book, MAS 200, Sage Business Work and OMS.
Customer services skills.
License: Certified Notary Public-California
Bilingual in English, Mandarin and Cantonese.
Sep 2010-Jun 2012
University of California, Riverside
Studied and majored in Business Administration
Reference: Available upon request.