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Sara Shaw

Bloomington, MN *****

ac4ssk@r.postjobfree.com - 612-***-****

To obtain a full time position as a mortgage auditor or underwriter Authorized to work in the US for any employer

WORK EXPERIENCE

Post Closing Assistant

U.S. Bank - Richfield, MN - February 2017 to Present

-clear Noted deficiencies

-send final transfer letter to customer

-transfer mortgagee on insurance binders

-assists with managing final documents

-gather documentation to forward closed loan files to post closers

-maintain clear and accurate documentation on progress and disposition of loan Underwriter

Wells Fargo - Minneapolis, MN - June 2010 to January 2017

-Approves or Denys mortgage loans

-review title and appraisal for accuracy

-analyze all income and debts to determine still

-maintained daily communication as to status of loan

-ran du/lp as needed

-reviewed and signed off on conditions

-kept up to date on any program/guideline changes

Processor

Confidence home loan - Eden Prairie, MN - January 2004 to May 2010

-order title, appraisal, payoffs and updates

-reviewed application for completeness and accuracy

-submitted loan to underwriting for approval

-requested and gathered missing conditions to submit to underwriting for clear to close

-maintained daily communication with all parties

Underwriter

GMAC - Richfield, MN - September 2000 to December 2003

-graded closed loans for investor pricing

-calculated income to reflect still

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-calculated income to reflect still

-review appraisal and order appraisal review if needed

-review title for vesting and to be sure its clear

-requested any missing documents needed to make informed decision

-analyzed borrower assets

-returned files to account manager for review

-looked for compensating factors

Loan officer/ processor

Mortgage Depot - Edina, MN - July 1997 to August 2000

-call past clients to refinance

-take applications

-requested and collected documents from borrower

-ordered title, appraisal and payoffs

-submitted loan to underwriter

-attended weekly meetings

-sent out mailings and flyers

-called on company provided leads

-reviewed file with branch manager

EDUCATION

Mortgage Specialist certificate in Mortgage field

Capstone Institute - Montrose, MN

April 2002 to June 2002

Normandale Community College

SKILLS

Outlook, excel, word, encompass

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