GERALD R. MCKISSICK
BANKING INDUSTRY PROFESSIONAL
Have extensive experience in managing new department and strengthening existing departments. Expertise in recruiting, training and leading staffs to achieve planned goals. Proven expertise in underwriting, processing, auditing and funding conforming, jumbo, government (FHA DE Manual Underwriter) and portfolio loans. Previous experience in soliciting and structuring loan from a variety of sources. PROFESSIONAL EXPERIENCE
BANK OF THE WEST, SAN RAMON, CA
Underwriting internal business for the bank. From Fannie Mae loans to Non- QM loans which the bank funds and services internally. Underwriting with Agency Guild Lines and Bank of the West overlays. Structure loans if needed to fit them for approval. SINDEO, SAN FRANCISCO, CA.
Putting together underwriting staff with processors,,coordinators,,closers and funders to deal with correspondent lines. Will cover all training needed. WELLS FARGO, WALNUT CREEK, CA.
Underwrote conforming loans for In-House Reps-followed Fannie Mae guidelines with overlays
Reach corporate bonus goals every month
CD MORTGAGE GROUP, CONCORD CA.
Managed a staff of 11 employees to produce a variety of home mortgages-from origination to funding
WESTONE FINANCIAL GROUP, CONCORD,CA
Formed a mortgage department for West One Credit Union. Set-up department by recruiting, training and supervising a staff of 15 employees. Organized group to go from a straight broker office to a correspondent and funder of mortgages. Sold loans to investors and in 5 million dollar blocks to Wall Street. Set-up auditing department with a third party QC company to follow compliance guidelines to sell loans.
VALLEY COMMUNITY MORTGAGE.PLEASANTON,CA
MGR OF MORTGAGE DIVISION OF VALLEY COMMUNITY BANK
Managed staff of 6 employees to produce, process and broker mortgages to investors. EDUCATION
BRIGHAM YOUNG UNIVERSITY, PROVO,UTAH
BACHELOR OF ARTS-COMMUNICATIONS
CERTIFIED FHA MANUAL UNDERWRITER
SPEAK AND WRITE SPANISH FLUENTY
Member of NAMU-CFMU
Member of MBA
NMLS # 303825