Deborah J. Rowe

Bartlett, IL ***** 630-***-****

ac4liv@r.postjobfree.com

Profile

Experienced Mortgage Loan Underwriter/DE Certified

Track Record of Meeting and/or Exceeding Performance Goals

15 years of mortgage industry experience, including 8 years underwriting FHA loans and 2 years underwriting 203K renovation loans.

Fluent knowledge of underwriting standards/guidelines, web-tools, loan program requirements, and appraisal impact on home values.

Trained to locate and address inaccurate/fraudulent information.

Background includes office and remote positions, with additional responsibilities for training staff and managing office operations.

Core Competencies:

Conventional IHDA FHA USDA 203K AUS/Manual

Homestyle Renovation Full Condo Reviews Deed Restrictions

Technical Skills:

Encompass, DU, LP, CPM, Collateral Underwriter

LinkedIn

linkedin.com/in/debbie-rowe-4445085

Testimonials:

“Debbie is truly one of the best residential mortgage underwriters I have ever met. She knows the industry and guidelines incredibly well. Debbie's turnaround time and attention to detail are second to none. Any company is better off having her on board.” ~VP of Mortgage Lending

“Debbie is an excellent underwriter and has a strong knowledge of FHA, RD, and conventional loans. She is very efficient and excellent understanding on what can and cannot work. Debbie has excellent communications skills and when possible also contacts the customer to help them out in order for the loan to be approved and done in a timely manner.” ~Mortgage Colleague

Mortgage Experience

Senior DE Underwriter

CALIBER HOME LOANS, Crystal Lake, IL Mar 2016 to November 2017

Remote position. Worked directly with customers, loan officers, sales managers, processors, management, and closing department to facilitate loan closures. Emphasis on several FHA and Agency products.

Previous employers include:

HOME STATE BANK, Crystal Lake, IL 2015 to 2016

KEY MORTGAGE SERVICES, Schaumburg, IL 2014 to 2015

PROSPECT MORTGAGE, Schaumburg, IL 2013 to 2014

MORTGAGE SERVICES III, LLC, Oak Brook Terrace, IL 2012 to 2013

METLIFE HOME LOANS, Itasca, IL 2011 to 2012