Jacqueline A. Blenman
Miami, Florida 33177
Contact: 240-***-**** ac4dpz@r.postjobfree.com
Qualifications: Senior Loan Processor demonstrating 20 plus years of Mortgage Lending experience at Fortune 500 Financial Institutions
Consistently recognized as a Top Producer on a monthly basis of 30 plus processed and funded loans while exercising leadership
Multi-tasker, strong analytical skills, problem solver, team player
Excellent verbal and written communication skills
Worked with management team to establish procedures and work flow processes
Extensive knowledge of TRID and QM guidelines
Technical knowledge of FNMA, FHLMC,VA, FHA, and Bond guidelines
Versatile and flexible to work within constantly changing priorities and acute attention to detail
Exemplary customer service
Meticulous organizational skills and time management
Education:
Miami Dade Community College
Professional Experience:
Caliber Home Loans, Inc. Senior Loan Processor
Coral Gables, Florida January 2014 – January 2018
Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness and compliance with internal and regulatory guidelines
Review all required loan application data, review documentation of inspection reports, insurance documentation to ensure adherence to company policy and program guidelines
Ability to examine documentation for accuracy and completeness
Maintain open communication with internal and external parties
Facilitate the assessment of loans prior to submission to underwriting
Effectively manage loan process by adhering to appropriate guidelines, AUS findings and company policy
Apex Home Loans Inc. Senior Loan Processor
Rockville, Maryland February 2013 – October 2013
Responsible for processing Conventional, FHA and VA loans, in a fast paced environment, handling a pipeline of 20 – 30 loans per month. Ensure all required state program regulations are met along with company policy overlays. Resolve underwriting conditions and coordinate the final status of the loan approval
Responsible for gathering and verifying all mortgage qualifying information
Obtain and monitor receipt of necessary supporting documentation and update system as loan is processed
Verifying all pertinent information on application by an unbiased second source
Communicate with Borrowers, Title Company, Insurance Companies, Tax Offices and Closing Correspondents
Capital One Bank, N.A./Chevy Chase Bank Senior Loan Processor
Bethesda, Maryland March 2001 – February 2013
Responsible for the primary function of the loan process ensuring that information and documentation required for loan approval are obtained in a timely manner in accordance with company policy, loan program and stated guidelines
Communicate with Loan Originator, Management, Underwriter and Borrowers as required, ensuring all parties are aware of loan status and any outstanding requirements
Accurately process and close thirty (30) plus conventional loans in a purchase market, sixty (60) loans in a refinance market, and eight (8) plus FHA/VA loans
Extensive knowledge of investor, bond program and private mortgage insurance company guidelines
Performed income calculations for salaried, hourly and self-employed Borrowers
Delivered exemplary customer service to the end of the loan process
Community Bank of Northern Virginia Senior Loan Processor
Columbia, Maryland October 2000 – March 2001
Liaison between the Loan Originator, Loan Underwriter and the Borrower. Ensure that information and required documentation for loan approval is obtained timely in accordance with loan program and company policy
Processed all request within 18 days of receipt according to policies and procedures
Accurately process and close 30 plus conventional loans in a purchase market and 60 loans in a refinance market
Extensive knowledge of FNMA/FHLMC, FHA, VA, Bond guidelines as well as other Investors, and Private Mortgage Insurance Companies
Ordered documentation required to complete verification of application information, including credit report updates, appraisals, income and asset verification
Reviewed and validated all loan data received in loan files obtained from the sales team
Maintained working knowledge of all conventional loan programs/products to ensure loans conform to program requirements throughout the loan process
Adhered to written policies and procedures to ensure all loans are processed in accordance with company policy and in compliant manner
Completed input of system data and loan statuses and notes throughout the loan process to ensure system consistently and accurately reflects up to date information
Performed other related duties as required or assigned by Management
Consistently recognized as Top Producer on a monthly basis of 60 plus processed and funded loans while overseeing and exercising leadership