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Sr Loan processor

Location:
Miami, FL
Posted:
February 07, 2018

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Resume:

Jacqueline A. Blenman

***** ** ***** ******

Miami, Florida 33177

Contact: 240-***-**** ac4dpz@r.postjobfree.com

Qualifications: Senior Loan Processor demonstrating 20 plus years of Mortgage Lending experience at Fortune 500 Financial Institutions

Consistently recognized as a Top Producer on a monthly basis of 30 plus processed and funded loans while exercising leadership

Multi-tasker, strong analytical skills, problem solver, team player

Excellent verbal and written communication skills

Worked with management team to establish procedures and work flow processes

Extensive knowledge of TRID and QM guidelines

Technical knowledge of FNMA, FHLMC,VA, FHA, and Bond guidelines

Versatile and flexible to work within constantly changing priorities and acute attention to detail

Exemplary customer service

Meticulous organizational skills and time management

Education:

Miami Dade Community College

Professional Experience:

Caliber Home Loans, Inc. Senior Loan Processor

Coral Gables, Florida January 2014 – January 2018

Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness and compliance with internal and regulatory guidelines

Review all required loan application data, review documentation of inspection reports, insurance documentation to ensure adherence to company policy and program guidelines

Ability to examine documentation for accuracy and completeness

Maintain open communication with internal and external parties

Facilitate the assessment of loans prior to submission to underwriting

Effectively manage loan process by adhering to appropriate guidelines, AUS findings and company policy

Apex Home Loans Inc. Senior Loan Processor

Rockville, Maryland February 2013 – October 2013

Responsible for processing Conventional, FHA and VA loans, in a fast paced environment, handling a pipeline of 20 – 30 loans per month. Ensure all required state program regulations are met along with company policy overlays. Resolve underwriting conditions and coordinate the final status of the loan approval

Responsible for gathering and verifying all mortgage qualifying information

Obtain and monitor receipt of necessary supporting documentation and update system as loan is processed

Verifying all pertinent information on application by an unbiased second source

Communicate with Borrowers, Title Company, Insurance Companies, Tax Offices and Closing Correspondents

Capital One Bank, N.A./Chevy Chase Bank Senior Loan Processor

Bethesda, Maryland March 2001 – February 2013

Responsible for the primary function of the loan process ensuring that information and documentation required for loan approval are obtained in a timely manner in accordance with company policy, loan program and stated guidelines

Communicate with Loan Originator, Management, Underwriter and Borrowers as required, ensuring all parties are aware of loan status and any outstanding requirements

Accurately process and close thirty (30) plus conventional loans in a purchase market, sixty (60) loans in a refinance market, and eight (8) plus FHA/VA loans

Extensive knowledge of investor, bond program and private mortgage insurance company guidelines

Performed income calculations for salaried, hourly and self-employed Borrowers

Delivered exemplary customer service to the end of the loan process

Community Bank of Northern Virginia Senior Loan Processor

Columbia, Maryland October 2000 – March 2001

Liaison between the Loan Originator, Loan Underwriter and the Borrower. Ensure that information and required documentation for loan approval is obtained timely in accordance with loan program and company policy

Processed all request within 18 days of receipt according to policies and procedures

Accurately process and close 30 plus conventional loans in a purchase market and 60 loans in a refinance market

Extensive knowledge of FNMA/FHLMC, FHA, VA, Bond guidelines as well as other Investors, and Private Mortgage Insurance Companies

Ordered documentation required to complete verification of application information, including credit report updates, appraisals, income and asset verification

Reviewed and validated all loan data received in loan files obtained from the sales team

Maintained working knowledge of all conventional loan programs/products to ensure loans conform to program requirements throughout the loan process

Adhered to written policies and procedures to ensure all loans are processed in accordance with company policy and in compliant manner

Completed input of system data and loan statuses and notes throughout the loan process to ensure system consistently and accurately reflects up to date information

Performed other related duties as required or assigned by Management

Consistently recognized as Top Producer on a monthly basis of 60 plus processed and funded loans while overseeing and exercising leadership



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