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Remote Senior Mortgage Underwriter

Sterling Heights, Michigan, United States
February 01, 2018

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Diane M. Ulch

***** ***** *****

Sterling Heights, MI 48310

Cellular 586-***-****

Qualification Highlights

-Thirty-seven years in the mortgage banking industry

-Remote underwriter for last 5 years

-Management, Quality Control, internal auditing experience

-FHA Direct Endorsement and VA designations (DE K805/SAR 031149)

-Front-line underwriting in retail, wholesale and correspondent sectors


SWBC Mortgage Corp

Underwriter III (Conv/FHA/VA/Bond loans)

February 25, 2013 – December 1, 2017

-Underwrite FHA/VA, Conv, State Bond Loans, and review VA Appraisals (SAR)

Talmer Bank & Trust

Senior Conventional, and Government UW (FHA/VA)

June 4, 2012 – February 22, 2013

-Underwrite Conventional/FHA/VA loans, and review VA Appraisals (SAR)

JP Morgan Chase

Government UW (FHA/VA)

November 8, 2010 – June 1, 2012

-Underwrite FHA/VA loans, and review VA Appraisals (SAR)

Flagstar Bank

Government UW (FHA/VA)

September 7, 2007 – November 2, 2010

-Underwrite FHA/VA loans, and review VA Appraisals (SAR)

Aegis Wholesale Corporation

Underwriter III/Underwriting Manager

August 19, 2002 – August 7, 2007

-Underwrite Conventional/FHA/VA loans. Provide training and support to brokers and account executives. Underwriting authority to $1,000,000.

-Underwriting Manager-supervised a staff of UW’s up to 8 plus an input person.

MBS Mortgage

Underwriting/Processing Manager

November 1, 2000 – August 16, 2002

-Responsible for managing up to 3 underwriters and 8 processors for multiple states and investors. Trained processors and underwriters on both DU and LP to reduce underwriting conditions and improve turn time. Underwrite FHA manual loans.

Bank One


May 1999 – October 2000

-Underwrite Conventional/FHA/VA loans. Provide training and support to loan officers and correspondent customers.


Contract UW

March 1998 – May 1999

-Underwrite loans for various lenders. Issued mortgage insurance simultaneous with loan approval.

Michigan National Bank

November 1987 – March 1998

-Underwriting Manager

October 1994 – March 1998


September 1990 – October 1994

-Processor/Closer III

November 1987 – September 1990

Various mortgage corporations-general processing and accounting

December 1980 – October 1987


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