Nirmal Niroshan
*/**, *.*.* Street, Kamaraj Nagar, New Perungalathur, Chennai-600063
*******@*****.*** ; ***************@*******.***; HP: 805**-*****
To,
Dear Sir / Madam,
Having gained experience for 10+ years in the field of sales, marketing and business development, I am very interested in pursuing a career with your concern for a suitable role. Please consider this letter and enclosed resume as application for a position that is suitable to your personnel requirements and my background.
If you look through my enclosed resume, you will be pleased to discover that I have gained a wealth of knowledge and skills from my academic and employment experiences. Some key responsibilities include conducting research, collecting primary data, analyzing and compiling accurate and detailed reports. In addition to my technical and analytical skills, I possess sound documentation abilities, conforming to all standards and regulations. I feel that these experiences would serve as a solid base to begin a career in a challenging environment.
You will find me to be a resourceful and self-motivated individual, with the ability to work supportively within a team environment, and communicate effectively at all levels. I bring an enthusiastic, diligent and dedicated attitude together with the ability to adapt readily to varying job demands.
I would appreciate the opportunity of an interview to discuss my qualifications in greater detail, and can be reached at the above telephone number to arrange an appointment at a mutually convenient time.
Thank you for your time and consideration. I look forward to hearing from you.
Sincerely,
J. Nirmal Niroshan
Nirmal Niroshan
8/11, V.O.C Street, Kamaraj Nagar, New Perungalathur, Chennai-600063
*******@*****.*** ; ***************@*******.***; HP: 805**-*****
Merchant Account • Payment Gateway • Relationship Management
Brand Promotion • Digital advertising • Multi - tasking
Dynamic, results-driven professional executive with an extensive background in the electronic payments, credit card, merchant acquiring, in payment processing industry with 4+ years and overall 10+ year record of achievement and demonstrated success driving revenue growth while providing faster ROI in highly competitive markets. Tenacious in building new business, securing customer loyalty, and forging strong relationships with external business partners.
Key strengths:
• High Risk processing • New client / customer portfolio
• Payment Gateway • Needs Assessment & Product Education
• Sales and Marketing • Lead Generation
Professional Experience
Jenpay, Chennai
Business Consultant at Self – Owned Company (Aug’13 – Present)
Primary Responsibilities:
To provide merchant account and payment gateway services to clients globally including MID and aggregate accounts along with virtual terminal
Build a merchant acquiring portfolio with multiple gateway providers / banks
Manage account executives, support & integrations teams.
Processing customers Credit Cards in Virtual terminal and E-checks and other methods to charge customers
Acknowledging customer on approved / declined sales
Interacting with clients and generating sales from B2B portfolio
Tracking of products and intimating customers and on the queries raised by them
Monitoring quality of calls and escalating refund / chargeback issues.
Supporting payment gateway service providers and third party processors in case of refunds and chargebacks
Nirmal Niroshan
Calculating payout structures and finalizing rate card details with merchant gateway providers
Settlement of funds through banks according to payout rate cards to business clients
Extensive use of google drive spreadsheets for storing and retrieving data’s
Identifying new prospects through forums, blogs and SNS and providing gateway services
Handling 3rd party gateways and advising clients on the status of sales
Outsouring projects to global clients and maintaining cordial relationship to enhance business
Generating leads through different social media marketing sites and affiliate partners
Additional Tasks:
Assisting and coordinating market research groups to collect primary data by surveys, discussions and interviews
Supporting budding entrepreneurial brand promotional activities of natural and organic health products
Copy writing, Copy Editing, Proof reading for new brands
Preparing business requirement documents for ITES and Non- IT projects
Metro Power Products, Chennai
Business Development Executive (Feb’11 – July’ 13)
Responsibilities:
To develop and execute a sales strategy that will result in new business (prospecting, sales calls, presentations, proposals and closing business)
Working closely with government authorities to sustain our company’s product which enables the customers to get the beneficial value additions
Handling with fishing groups and other fishing accessory marketers to make the best possible outcome in sales
Mentoring product and business based ethics
Act as a focal point for the collection of information from various sources along Pan – India operations
Maintaining excellent relations with clients to generate avenues for additional business.
Client follow-ups, Client calls, Market analysis
Maintaining quality checks according to standards prescribed by the client
Nirmal Niroshan
Placka Information Technologies, Chennai
Business Consultant (Jan’10 - Feb’11)
Responsibilities:
Data Mining / Market Research – Extraction of data from publishers website including their contact information and nature of job
Preparing necessary presentations, proposals for client interaction.
Making international cold calls to C-level executives, Directors, Production managers for Projects and Acquisition / lead generation activities
Conducting prompt follow-up on leads via E-mails and Phones
Preparing and maintaining master report of entire activities, including daily activity, leads, follow-up, closings, future prospects and adherence to goals.
Providing service to clients by answering questions, providing information, making referrals, and assuring appropriate follow-through and/or resolution
Maintaining excellent relations with clients to generate avenues for additional business.
Handling recruitment for an interim period
Santec Solutions, Chennai
Problems Technician Pharmacist (Mar’05 – Feb’07)
Responsibilities:
Recording All Information’s By Analyzing Patient History, Drug Interaction and online Dispensing Of Medications as per US-FDA Norms
Resolving Tasks as indicated and forwarding files to Pharmacist, Validation and Outsourcing
Customer interaction through voice, mail and chat and resolving the issues at the back office operations
Mustafa Pharmacy, Singapore
Retail Pharmacist (Aug’04 - Feb’05)
Responsibilities:
Maintaining Purchase orders and book-keeping
Prescription Analysis
Replenishing stocks and tidying the counter whenever necessary.
Customer oriented service-Direct
Nirmal Niroshan
Education and Credentials
Educational Credential Assessments evaluated for Canadian equivalency
Master of Business Administration, Sathyabama University, Distinction (CGPA -8.5), 2007-2009
Bachelor of Pharmacy, S.R.M College of Pharmacy, First Class (66%), 1998-2002
Twelfth Standard, St.Anne’s Mat.Hr.Sec.School, First Class (76%), Apr’1998
Tenth Standard, St.Anne’s Mat.Hr.Sec.School, First Class (75.5%), Mar’1996
Professional Development
Handling virtual terminal to process sales and generate reports
Operational skills in MS – Excel, Word, PowerPoint and Google drive
Proficient knowledge in English and scored Band -7 in IELTS
Tutoring school students on science subjects from grade 8th to 10th
Musician and music teacher to all age groups
Ability to counsel people with psychological problems
Personal Details
Date of Birth 1st July, 1980
Gender Male
Nationality Indian
Marital Status Married