Human Resources Insurance
Resume:
Phyllis A Lee
Lithonia, GA 30058
*************@*****.***
Experience
HOME AMERICA LENDING CORP, Alpharetta, GA June 2017 to Mar 2018
Junior Underwriter
Assigned loans daily from management to review and clear conditions to push to SR Underwriter for review of their conditions
Update conversation logs in each assigned file
Communicate effectively and professionally with loan officers, processors, sr. underwriters and management
Responsible for reviewing: homeowner's insurance, letters of explanation, soft pull credit reports, LDP/GSA, flood certification, flood insurance, lock confirmations, disclosures, loan estimates, verbal verification of employment, title documents to include closing protection letter
HOME POINT FINANCIAL, Alpharetta, GA
Sept. 2015 to Jan. 2017
Junior Underwriter
Assigned loans daily from management to review and clear conditions to push to SR Underwriter for review of their conditions
Update conversation logs in each assigned file
Communicate effectively and professionally with loan officers, processors, sr. underwriters and management
Responsible for reviewing: homeowner's insurance, letters of explanation, soft pull credit reports, LDP/GSA, flood certification, flood insurance, lock confirmations, disclosures, loan estimates, verbal verification of employment, title documents to include closing protection letter
GREAT PLAINS NATIONAL BANK, Alpharetta, GA
Apr. 2013 to Aug. 2015
Loan Coordinator
Screen applications for completeness and to ensure qualification
Responsible for managing daily logs to track loans in systems
Review files for closing to ensure acceptable for investors
Prepare FHA loans for submission for HUD certification approval after funding
CBC NATIONAL BANK, Alpharetta, GA
Apr. 2011 to Apr. 2013
Loan Coordinator
Determine if loans need further processing due diligence prior to submission
Calculate income and run automated underwriting system if necessary
Ensuring loan files are accurate and complete
Verifying property addresses and completing quality control to make sure loans are acceptable for submissions to internal underwriting as well as to applicable lenders
Monitor submissions utilizing spreadsheets
HOME SAVINGS OF AMERICA, Alpharetta, GA
July 2010 to Apr. 2011
Human Resources Assistant/Jr Processor
Complete administrative tasks such as obtain background checks and credit reports for
review and decision for approval of hire to submit to corporate human resources
department
Verify employment and personal/professional references
Examine Google search findings on potential employees
Continuously updated on banking & housing laws
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