Marilyn B. Kester

904-***-****

ac3z2h@r.postjobfree.com

JDC Group (Delta Airlines)

Sr. Business Analyst 09/2017-Present

•GDPR compliance regulation knowledge.

•Create GDPR work streams for feasibility of project handling. (IT, Data Governance, Privacy by Design)

•Create Visio workflow charts to show flow of data from current systems into GDPR compliance system requests.

•Build mapping tools for various workstreams to utilize for clarity of workflow processes.

• Lead requirements gathering sessions to get clarification on regulations.

•Strong PPT, Visio, and Design skills.

•Educate end users and vendors on GDPR.

•Illustrations via PowerPoint and Visio diagrams.

•Traceability documents experience.

•Agile methodology adopted and performed for project plan and gathering sessions, VersionOne.

•Assist in learning of regulatory information to get client compliant

•Understand, document and prioritize high level business requirements

•Convert high level business requirements into executable, detailed user stories to enable development

•Create visual models (wireframes, Business Process Models)

•Become and remain knowledgeable on key business processes and systems and how they operate/integrate

•Manage the relationship between IT and key stakeholders and management teams including subsidiaries leadership, meeting on a regular basis and identifying all business initiatives and future projects

•Proactively identify opportunities to leverage technical solutions and emerging technologies to facilitate business solutions

•Proficiency in Excel, v-lookup, pivot tables, charts, graphs etc.

•Provide expertise and advice to business unit owners, IT leaders, project teams, and other support teams

•Identify gaps in the application functionality and work with the technical team to provide solutions

•Provide efficient project processes and deliverables to shorten the project life cycle, where applicable

•Work with application support and development teams to fix software bugs and escalate issues

•Lead resolution of issues with interfacing systems built on different technologies

•Facilitate and participate in regular project status reviews

•Excellent communication skills – both written and verbal

•Gather requirements by interviewing business stakeholders

•Organize and facilitate requirements sessions

Infosys Technology (SunTrust) 05/2016-9/2017

Sr. Business Analyst AML/Risk & Fraud

Responsibilities include:

•Interact with PM and test services for accurate design before implementation of systems.

•Agile methodology utilized, VersionOne.

•Conduct requirement analysis, define test strategy and design.

•Write test scenarios. Gain accuracy of scenarios for test services.

•Strong Actimize domain knowledge.

•Test execution analysis and reporting.

•Gathering requirements (BRD’s, FRD’s)

•Build mapping tools for various workstreams to utilize for clarity of workflow processes.

•AML testing flow. Client onboarding testing.

•Interact with Business Analyst and Project Managers in order to gather requirements for upcoming releases.

•Daily utilization of ALM systems to track project defects and sessions.

•Manage multiple projects at once.

•Strong PPT, Visio, and Design skills.

•Strong analytical skills.

•Extreme proficiency in Excel, v-lookup, pivot tables, charts, graphs etc.

•Work with test services team.

•Work in multiple stakeholder environments.

•Interact with test managers of projects to perform static testing to identify gaps during initiation.

•Familiar with BSA/KYC/OFAC guidelines. Proficient in clearing alerts via Actimize.

•Assist in data mapping.

•Daily Mantas use.

•Proficient in Lexis Nexis.

•Proficient in SAR workflow process.

•Interact with various SunTrust banking systems.

•Proficiency in MS Office Suite (Access, Note, Excel). Outlook. Sharepoint.

Deutsche Bank 03/2015-5/2016

AML Global Compliance Regulatory Business Analyst

Responsibilities include:

•Review global accounts and global funding in an effort to reduce risk.

•Prepare SARs for review to internal review team for escalations. Heavy MANTAS/Norkom usage.

•Heavy investigation skills and writing skills required in an effort to clearly relay findings in various reports.

•Heavy Excel usage for reporting findings, formulas, tracking, running macros, create pivot tables.

•Compliance with BSA/KYC, Patriot Act, familiarity with most recent federal guidelines as well as international.

•Research, review and collect information and documentation from clients in order to conduct the appropriate

due diligence.

•Strong PPT, Visio, and Design skills.

•Build mapping tools for various workstreams to utilize for clarity of workflow processes.

•Extreme proficiency in Excel, v-lookup, pivot tables, charts, graphs etc.

•SAR compliance reporting.

•Project management handled in ALM.

•Vendor management.

•Interview end users regarding processes and procedures in effort to enhance the development of system functions.

•Write recommendations in a technical format to advise where enhancements need to be implemented.

•Able to effectively communicate between different levels of management.

•Extreme attention to detail and able to articulate and maneuver in all levels of processes.

•Strong written and verbal skills.

•Assist in development an enhancement of current systems in an effort to keep DB compliant with federal regulation.

•Develop test questions in an effort to query end users on products and services.

•Write compliance rules for DB retail and credit card division in an effort to be compliant with federal regulation.

•High level of knowledge in retail, loan, and credit card compliance and regulatory practices.

•Daily, weekly and monthly reporting.

•Knowledge of BSA, FINRA, OFAC, KYC.

•Experience in global compliance and securities for retail, loan, and credit card services.

•Provide guidance and assistance to Research Analysts for any issues that arise.

•Identify suspicious activity through information escalated from lines of business and through review of system generated alerts and reports.

•Gather evidence supporting a reasonable suspicion of money laundering, organized crime or terrorist financing activities involving customers of correspondent clients. Articulate recommendations in surveillance systems.

•Understand business and regulatory requirements and ensure functions are being performed in those requirements.

•Perform Quality Assurance reviews of cases investigated by research analysts.

•Ensure all OFAC - SDN Embargo rules are followed and any violations found are escalated accordingly.

•Maintain a comprehension of internal AML procedures relating to correspondent bank clients.

•Remain abreast of new rules, regulations; provide input for updates to current policies and procedures including US/EU Sanctioned/Embargoed countries.

•Experience utilizing KPI and meeting SLA’s.

•Update guidelines on global level for employees on Sharepoint site.

CIT Bank (Infotree) 9/2014-03/2015

AML Compliance Business Analyst Team Lead

Responsibilities include:

•Daily Actimize use in an effort to screen clients doing business with bank.

•Reviewing alerts for statistical reporting via Qlikview.

•Waterfall methodology utilized in gathering sessions.

•Consistently applying document standards to clear alerts generated by the AML guidelines and standards.

•Consistency and accuracy in effort to proficiently to keep pace with the volume; while maintaining quality.

•Able to clear RDC and reporting on adverse news.

•Business write-ups to express concerns on multiple alerts.

•Periodic reviews.

•Strong PPT, Visio, and Design skills.

•Utilization of project via ALM.

•Document gathering and accessing reports in an effort to illustrate to the business units the needs for certain projects.

•Extreme knowledge of KYC, BSA, AML standards.

•Dealing with multiple client profiles.

•Knowledge of BSA, FINRA, OFAC, KYC.

•Update guidelines on global level for employees on SharePoint site.

• Proficiency in MS Office products, including Word, PowerPoint, Visio and Project. Introductory experience with SQL tools (Access, Oracle and Microsoft SQL)

•Intro knowledge of encryption.

•Prevent banking relationships with prohibited parties.

•Daily Mantas utilization.

•Data reconciliation knowledge.

•Gather data requirements.

•Problem solving skills.

•Extreme use in Excel proficient in running macros, reporting and tracking, creating formulas, create pivot tables.

•Ensure all OFAC - SDN Embargo rules are followed and any violations found are escalated accordingly.

•Maintain a comprehension of internal AML procedures relating to correspondent bank clients.

•Remain abreast of new rules, regulations; provide input for updates to current policies and procedures including US/EU Sanctioned/Embargoed countries.

JPMorgan Chase (Xperis) 1/2014-7/2014

AML Compliance Business Analyst

Responsibilities include:

•Interviewing end users in an effort to reach the desired product.

•Responsible for documenting end user results and presenting data.

•Gathering data and recommending solutions based on interviews and research.

•Proficiency in MS Office products, including Word, PowerPoint, Visio and Project. Experience with SQL tools (Access, Oracle and Microsoft SQL)

•Validate and manage requirements, using industry recognized techniques and the Blueprint tool.

•Lead projects and facilitate cross-functional teams. Collaborate with IT in an effort to ensure all recommended implementations are synchronized between all invested teams.

•Direct the development, testing and production support teams as needed, providing requirements knowledge and subject matter expertise to the teams performing these functions.

•Follow client SDLC processes, documentation standards and best practices to produce deliverables.

•Extreme use in Excel proficient in running macros, reporting and tracking, creating formulas, create pivot tables.

•Ensuring all guidelines is current with Federal guidelines.

•Work with various managers throughout organization for accuracy of resourcing projects.

•Create and execute internal project communication plans.

•Provide expertise in order to plan, organize, control and deliver multiple projects.

•Find, scope, measure and report impact of key product initiatives.

•Collect and analyze data product performance and inform business decisions regarding product and strategy.

•Solve complex issues through an analytical approach.

•Track and monitor regular key performance indicators to ensure top performance.

•Present data findings to appropriate business groups.

•Responsible for ensuring the guidelines were written in clear and concise language.

•Daily compliance meetings with various levels of Compliance to ensure all regulations are being adhered to as well to discuss findings.

•Data mapping and data analysis. Assist with JAD sessions..

•Familiar with regular expression.

•Multitasking, and prioritizing workload, in a high volume environment, Self-Starter who is organized.

Mela Capital Group 06/2013-01/2014

Senior Compliance Quality Business Analyst (BSA/KYC/OFAC)

Responsibilities include:

•“Re-underwriting” closed and funded mortgage loans in an effort to locate errors in underwriting.

•Calculating income based on investor guidelines. Responsible for ensuring the underwriters are adhering to FNMA, FHLMC, VA, FHA and MHA guidelines. Pay extreme attention to detail in documentation review and analysis. Responsible for locating and documenting errors made in the file to explain underwriter efforts to illustrate why borrower most likely defaulted on loan.

•Ensuring all pertinent documents were properly executed and that all documents are within guidelines.

•Appraisal review and ensuring that appraisal meets all guidelines and investor guidelines.

•Accuracy in underwriting and paying attention to detail in the mortgage file. Ensuring that the account is properly notated and all findings documented.

Bank of America (Disys) 9/2010-6/2013

AML/BSA/KYC Business Analyst

Responsibilities include:

•Proficiency in federal and international banking regulations. Subject Matter Expert in relation to Anti-Money Laundering guidelines and procedures as well as the Bank Secrecy Act and OFAC regulations related to all financial institutions. AML helpdesk representative, responsible for handling complex and difficult investigations.

•AML domain with Actimize AML monitoring/case management tool and previous experience using Blueprint requirements management software. Experience with SQL tools (Access, Oracle and Microsoft SQL). Experience using AS400 and iSeries.

•Create pivot tables for tracking and reporting purposes, run macros.

•Proficiency in MS Office products, including Word, Excel, PowerPoint, Visio and Project.

•Completion of monthly updates to all bank regulations including OFAC, AML, BSA and US Patriot Act.

•Ledgers and transactions in an effort to locate suspicious activity. Review accounts in relation to terrorists activity and perform due diligence in extremely sensitive matters.

•Audit reviews and oversee corrective action plans in conjunction with AML Compliance, Operations and Business

•Identifying potential money laundering and fraud activity.

•Accuracy on assessments in relation to banking regulations.

•Training contract new hires on the Bank Secrecy Act as well as US Patriot Act and Anti-Money Laundering regulations.

•Proficiency with SAR activity reports.

•Analyzing and testing the accuracy of claims filed with AML, BSA and other private investors under minimal supervision..

•Accurate reviews of BSA and AML as well as OFAC and Retention Programs to ensure time frames are met.

•Administering, defined procedures analysis and report generation, with exception processing. Coordinating the implantation of products/services and operational solutions.

•Developing testing procedures, providing, guidance to associates within own unit regarding procedure, technical and/or operational changes.

•Abilities in multitasking, and prioritizing workload, in a high volume environment, Self-Starter who is organized.

Merrill Lynch (Spherion) 8/2005 to 04/2010

Due Diligence Business Analyst AML Markets-UKTA (United Kingdom Transfer Agency)

Responsibilities include:

•Working with the United Kingdom Transfer Agency, ensuring accuracy on international trades and ensuring all banking guidelines and regulations are met.

•Accuracy in preparation of AML/BSA/OFAC documentation regarding banking regulations in relation to transactions and documents. Worked both retail and wholesale business trade markets, national and international.

•Evaluating trades, transfers, wire transactions based on federal and international banking regulations for deceased clients.

•Subject Matter Expert in relation to BSA and AML training material and capable of keeping up to date with changes made in banking regulation.

•Able to effectively coordinate and illustrate a developmental plan in training AML and BSA. Evaluation and reporting of SAR activity reports.

•Accurate reviews of BSA and AML as well as OFAC and Retention Programs to ensure time frames are met.

•Administering, defined procedures analysis and report generation, with exception processing. Coordinating the implantation of products/services and operational solutions.

Washington Mutual (Spherion) 07/2001-06/2005

Credit Risk Control Analyst

Responsibilities include:

•Responsible for monitoring risk to the bank through system processes.

•Due diligence monitoring and daily and monthly account review. Verification of account reconciliation based on banking regulations.

•Analyzing loan documents for accuracy, with strong attention to detail.

•Verification of social security numbers, date of births, address through Lexis Nexis, Corelogic verification systems.

•Review monthly reports to verify suspicious loan activity and large unexplained transactions. Consistently meet guidelines to adhere to company policy and procedures.

First Union 07/1999-08/2001

Jr. Underwriter

Responsibilities include:

•Manually calculate Debt to Income Ratio.

•Strict adherence to FNMA/FHLMC guidelines.

•Mortgage loan prequalification. Verify loan documents including income credit appraisal and title insurance ultimately preparing application for submittal to underwriting.

•Ensure all documents received for loan approval.

•HUD/FHA and conventional loans.

•Working in fast paced environment. Experience using AS400 and iSeries.

•Consistently met monthly obligations in timely manner.

•Reconciliation of accounts.

America Online 1/1995-7/1999

Corporate Fraud Representative

Responsibilities include:

•Investigation into fraudulently used credit cards and checking account to open AOL accounts.

•Contacting clients whose accounts had been compromised and disputing with credit card companies and banks unpaid charges.

•Part of the AOL Hiring Team. Special group responsible for recruitment, interview, and hiring of AOL staff in an effort to reduce attrition.

Education

Florida State College at Jacksonville

Edward Waters College

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