Amber L. Carney

**** ********* **.

Humble, TX **338

832-***-****

ac3vc1@r.postjobfree.com

Objective: Experienced Real Estate Professional with extensive skills Title Closings and Mortgage Processing, seeking a challenging career position within a well-established organization.

Summary of Professional Skills and Qualifications:

Microsoft Office 365 Edition

Share Point

REO Central

Resnet

Typing (55+ wpm)

Team player

Goal-oriented

Excellent work ethic

Self-sufficient

Employment:

Vendor Connect, LLC Houston, TX

REO Closing Specialist 02/2012 to 06/2017

Reviewed Title Commitments

Made sure all conditions were cleared prior to closing

Check for vesting issues and ordered Warranty Deed

Assisted title vendor (Fannie Mae and Vendor Resource Management with any title issues as necessary. Maintained a high-level Fannie Mae, VA, USDA and Reverse Mortgage REO nationwide portfolios by being proactive in Communication with clients, title companies, realtors, asset managers and foreclosure attorney's

contacted servicers and foreclosure attorney's to obtain necessary documents needed

Ensured all taxes, HOA's and utilities paid current or obtained proof of payment to clear exception

Ordered Special WD or needed Deed for USDA and VA files

Handled pipe line of 200 files

Consistently met client monthly closing goal

Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliances polices.

Wrote, designed and produced training materials needed for my department to have an ongoing training manual needed for new employees

Scheduled all client luncheons and company End of the Month luncheons

Handled and processed all new hire paper work. Kept ongoing log of company equipment out going/ incoming

Zeus Mortgage Houston, TX

Mortgage Processor 03/2011 to 12/2012

Review initial loan approval and work with borrower to gather appropriate documentation

Collect all required documentation for the loan package

Create a loan submission package for the Underwriting department

Submit files to assigned Underwriter

Satisfy all conditions when received from Underwriter

Ensure that approval falls within the established lending guidelines

Communicate with other professionals, including attorneys, county clerks and title companies to clear needed exceptions.

Stewart Title Houston, TX

Title Funder/ Loan Specialist 01/2007 to 05/2010

Viewed calendar daily to plan accordingly for closings

Processed and disbursed funds from any previous day closing

Handled any wire transfers, and order payoffs

Processed all daily recordings and make sure they were sent for recording

Typed closing letters and mailed out lender packages

Sent out Title Policies to the buyer

Maintained Commercial Crown Cell Tower Site Accounts on Sure Close system

Verified accuracy and completeness of land-related documents and prepared rejection notices when documents were not accurate

Education: University of Houston Houston, TX

Business Administration

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