Amber L. Carney
Humble, TX **338
********@*****.***
Objective: Experienced Real Estate Professional with extensive skills Title Closings and Mortgage Processing, seeking a challenging career position within a well-established organization.
Summary of Professional Skills and Qualifications:
Microsoft Office 365 Edition
Share Point
REO Central
Resnet
Typing (55+ wpm)
Team player
Goal-oriented
Excellent work ethic
Self-sufficient
Employment:
Vendor Connect, LLC Houston, TX
REO Closing Specialist 02/2012 to 06/2017
Reviewed Title Commitments
Made sure all conditions were cleared prior to closing
Check for vesting issues and ordered Warranty Deed
Assisted title vendor (Fannie Mae and Vendor Resource Management with any title issues as necessary. Maintained a high-level Fannie Mae, VA, USDA and Reverse Mortgage REO nationwide portfolios by being proactive in Communication with clients, title companies, realtors, asset managers and foreclosure attorney's
contacted servicers and foreclosure attorney's to obtain necessary documents needed
Ensured all taxes, HOA's and utilities paid current or obtained proof of payment to clear exception
Ordered Special WD or needed Deed for USDA and VA files
Handled pipe line of 200 files
Consistently met client monthly closing goal
Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliances polices.
Wrote, designed and produced training materials needed for my department to have an ongoing training manual needed for new employees
Scheduled all client luncheons and company End of the Month luncheons
Handled and processed all new hire paper work. Kept ongoing log of company equipment out going/ incoming
Zeus Mortgage Houston, TX
Mortgage Processor 03/2011 to 12/2012
Review initial loan approval and work with borrower to gather appropriate documentation
Collect all required documentation for the loan package
Create a loan submission package for the Underwriting department
Submit files to assigned Underwriter
Satisfy all conditions when received from Underwriter
Ensure that approval falls within the established lending guidelines
Communicate with other professionals, including attorneys, county clerks and title companies to clear needed exceptions.
Stewart Title Houston, TX
Title Funder/ Loan Specialist 01/2007 to 05/2010
Viewed calendar daily to plan accordingly for closings
Processed and disbursed funds from any previous day closing
Handled any wire transfers, and order payoffs
Processed all daily recordings and make sure they were sent for recording
Typed closing letters and mailed out lender packages
Sent out Title Policies to the buyer
Maintained Commercial Crown Cell Tower Site Accounts on Sure Close system
Verified accuracy and completeness of land-related documents and prepared rejection notices when documents were not accurate
Education: University of Houston Houston, TX
Business Administration