Life Insurance Project

Nicholas Howard

** ********** ***** ******, ** **248 860-***-****

ac3sic@r.postjobfree.com

Objective: Seeking a full-time, entry-level actuarial position using analytical, problem solving, and time management skills.

Education: Bryant University, Smithfield, Rhode Island Bachelor of Science, Actuarial Science, May 2017

Cumulative GPA: 3.59/4.00; Major GPA: 3.65/4.00

Honors: magna cum laude

Dean’s List Fall 2013-Spring 2017

Exams: Exam P Passed May 2016

Exam FM Passed August 2016

Exam MFE Results January 2018

Work Experience:

Phoenix Life Insurance, Hartford, CT

Actuarial Analyst, June 2017-Present

Use various valuation systems to calculate and set quarterly reserves for term life insurance policies.

Construct and analyze asset adequacy models for term life products to conservatively project cash inflows and outflows.

Prepare spreadsheets to be used in annual reporting statements under GAAP, Statutory, and Tax bases.

Collaborate with team members to accurately edit and create new spreadsheets and models which capture updated actuarial assumptions.

Phoenix Life Insurance, Hartford, CT

Actuarial Intern, May 2016-August 2016

Debugged errors in the VBA code for the existing rate setting process to ensure proper valuation of annuity products.

Prepared and updated biweekly and quarterly spreadsheets with financial information for the annuity product line in order to analyze the company’s financial stability. Extracurricular Activities:

Actuarial Association, Member, Smithfield, RI September 2013-May 2017 Ultimate Frisbee, Member, Smithfield, RI September 2013-May 2016 Travelers Case Competition, Competitor, Hartford, CT October 2014 Certifications and Technical Skills:

SAS Certification, May 2017

Expertise in Microsoft Excel, Visio, and Access

Experience using VBA and SQL

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