HEBAT-ALLAH AMR HANNAFY

Address: ** ******* ***** **., ** Nozha El Gedida, Cairo, Egypt.

Mobile : +201*********

E-mail : ac3dca@r.postjobfree.com

Career Objective

• To employ my knowledge & experience with the intention of securing a professional career with opportunity for challenges & career advancement while gaining knowledge of new skills & expertise. Work Experience

Arab African International Bank

o Senior Corporate Credit Administration officer (October 2012 till Present)

Review all credit appraisals presented by the corporate marketing department for any credit facility being granted in order to ensure proper implementation & compliance with the CBE regulations.

Review obtained facilities legal documentation to ensure terms are consistent with the approved credit appraisal.

Ensuring that the bank is adequately protected at all times through complete, valid, continuing & legally enforceable documents offering valuable consideration for the approved facilities.

Monitor credit facilities to ensure compliance with all approved terms, conditions & applicable covenants & report observations to the Department Head & Managers.

Coordinate with internal customers (Internal Audit & Compliance) to ensure adherence to guidelines & that all requests are fulfilled.

Ensure all pre-disbursement conditions are complied with the approved credit appraisal terms & conditions under STF, MTL & Syndicated Loans.

Mark-up & maintenance of bank credit facilities- input, registration of limits, collateral, disbursements, amendments and pricing.

Credit Control- monitor & report to business units credit limits annual review/ expiry dates, repayment schedules’ status, excesses, collateral coverage & insurance policies due for renewal.

Ensure that security, collateral & guarantees held by the bank against outstanding exposures is current, reliable & not released until the full settlement and discharge of the liabilities by the borrowers or the guarantors, unless otherwise approved by the appropriate authority.

Monitor the progress for each contract / project / bank financing & obtain regular updates in this regard through monthly or quarterly progress reports.

Handle corporate credit operations on a case-by-case basis as per approved credit appraisal terms.

Review settlement payments and daily operations as checks payment, L/Gs & L/Cs approvals etc.

Provides a full range of day-to-day support service to Relationship Managers in order to fulfill teamwork & group objectives.

Coordinate & resolve any irregularities in transactions with Relationship Managers.

Prepare required reports & forms to communicate with the current status of existing credit facilities to management.

Initiated preparing a mechanism for handling over process of all portfolios.

Initiated the preparing of the required reports under margin lending & collateral lending products. o Trade Finance officer (September 2010 till October 2012)

Issue bid bonds, performance & advance payment Letter of guarantees & follow up their expiration.

Follow up expired Letter of guarantees.

Examine import and export documentary credit documents for completeness & conformity with letter of credit terms in accordance with international banking practices.

Effect payments & trace proceeds for import / export documentary collections.

Process swift messages for import / export documentary collections & foreign transfers.

Effect foreign transfers’ payments.

Accurately check documents drawn under letters of credits ensuring that they are strictly in accordance with the terms and conditions of the Letter of Credit as well as all internal and external rules & regulations.

Issue Form 4 & stamp related documents.

Handle the queries of Letter of credits, Documentary Collections & Guarantees.

Record & process all accounting entries on the system to be reflected on the bank books.

Organize & coordinate with centralized operations division concerning letters of credit & foreign guarantees according to the bank’s policies & regulations.

Prepare all required reports & correspondences.

o Checks & Bill Collection officer (May 2008 till September 2010) o Operations officer (April 2007 till May 2008)

Citibank

o Customer Service officer (September 2006 till March 2007) University

• Faculty of Commerce & Business Administration “Helwan University “. Major : Accounting “English Section”.

Graduation date : June 2006.

Graduation grade : Good.

Courses

• Finance & Investment program diploma (RITI).

• Credit facilities control & follow up (Arab Academy for Banking & Financial Services).

• Credit risk analysis (Egyptian Banking Institute).

• Syndicated Loans (Egyptian Banking Institute).

• The International Framework for Basel II & III (Egyptian Banking Institute).

• Leadership skills (RITI).

• Banking foundation program (Arab African International Bank).

• Arab African International Bank Courses:

o Retail & corporate products awareness.

o Dealing effectively with customers.

o Basic skills: Basic sales concepts & techniques. o Consultative selling & handling objectives.

o Negotiations skills.

o Business ethics & protocols.

o MT202 COV Swift message.

o Anti-money laundering & detection of forgery.

o Business writing skills.

o M.S. Excel, Word & Power Point 2013.

• Banking & credit cards course (Citibank).

• Compliance course (Citibank).

Interpersonal Skills

Adequate communication & negotiation skills.

Hard worker, reliable & punctual.

Very good analytical skills.

Time management & ability to prioritize tasks.

Adaptable & willing to learn new skills.

Ability to work as a part of a team & on my own initiative.

Ability to work under pressure & meet deadlines. Language Skills

Native language Arabic.

Very good command of both written & spoken English. Computer Skills

Excellent knowledge of M.S. office.

Excellent knowledge of Windows XP & 8.

Internet navigation skills.

Personal Data

Nationality : Egyptian.

Gender : Female.

Date of birth : 19th of September 1985.

Marital status : Single.

Contact this candidate