REGINA M. BEARD

Mobile: 404-***-****

Email: ac34nu@r.postjobfree.com

Summary of Qualifications

Results driven and enthusiastic business professional, with a proven track record in risk management, ‘thinking outside the box,’ identifying problems, and implementing innovative solutions. Adaptable leader with the ability to manage multiple responsibilities, in a fast-paced environment, with strict attention to critical deadlines. Consistently exceeds organizational expectations.

Special Skills and Abilities

Proficient in Microsoft Office Suite Applications, ODAPT and TASO overdraft system, ACAPS, Teleview, Gateway Supersession, VLS, ECD, Visual Basic, Java, System One, Imaging, MIS, CFM, and Web-based application GES, Client Central, SmatApp, Bank Stories, Contact Manager, Customer Assist, FSD, and CAP. Professional Experience

JPMorgan Chase Bank N.A., New Hyde Park, NY, United States August 2005 – July 2015 Client Service Professional, Relationship Management Support (RM Channel)

• Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

• Obtained and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

• Consulted with applicants to obtain information for loan applications and to answer questions about the process.

• Explained to customers the different types of loans and credit options that are available, as well as the terms of those services.

• Reviewed loan agreements to ensure compliance and accuracy.

• Managed business banking relationship with business owners with annual revenues in excess of $20mm.

• Analyze financial data to detect irregularities in areas such as billing trends, financial relationships, and regulatory compliance procedures.

JPMorgan Chase Bank N.A., New Hyde Park, NY, United States April 2000 – August 2005 Underwriting Support Analyst

• Assembled and compiled documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.

• Recorded applications for loan and credit, loan information, and disbursements of funds, using computers.

• Submitted loan applications with recommendation for underwriting approval.

• Contacted customers by mail, telephone, or in person concerning acceptance or rejection of applications.

• Monitored financial and monetary transactions to ensure compliance.

• Supervised temporary employees in support of short-term projects.

• Provided compliance support through non-scheduled audits of small businesses.

• Facilitated comprehensive training of staff as needed.

• Prepared affidavits or other documents, such as legal correspondence, and organized and maintained documents in paper or electronic filing system.

Chase Manhattan Bank, Jericho, NY, United States September 1998 – April 2000 Imaging and Data Entry Manager

• Prepared and scanned affidavits or other documents, such as legal correspondence, and organized and maintained documents in paper or electronic filing system.

• Provided comprehensive training on new systems and technology.

• Participated in routine testing of installations and modifications to imaging systems.

• Coordinated efforts of consultants to ensure compliance.

• Served as subject matter expert in development of imaging procedures. Chase Manhattan Bank, Jericho NY, United States February 1996 – September 1998 Credit and Legal Coordinator

• Verified and examined information and accuracy of loan application and closing documents.

• Assembled and compiled legal documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.

• Recorded applications for loan and credit, loan information, and disbursements of funds, using computers.

• Submitted loan applications with recommendation for underwriting approval.

• Contacted customers by mail, telephone, or in person concerning acceptance or rejection of applications.

• Supervised and trained employees on file room protocols and credit and information systems.

• Provided routine collateral reviews to verify cash collateral statements. Education

Bachelors of Business Administration, Health Services Administration October 2017 – Present Strayer University Morrow, Georgia

Bachelors of Business Administration and Communications September 2001 – April 2002 Adelphi University Garden City, New York

Marketing Training Institute (MTI) Business School, Corona, NY, United States October 1985 – February 1987 Certificate in Accounting

NY Certificate/Diploma

Recognition and Awards

1998-2006 JPMorgan Chase All Star Recipient

JP Morgan Chase All Star Award Recipient & Honoree for Exceptional Performance 1999-2003 Junior Achievement Volunteer

Teaching children within inner city schools about financial management-creating, branding and marketing tools 2000-2002 Project Manager/Team Captain

Global Days of Service Multiple Sclerosis (MS) Walk 1998 Diversity Champion

Providing employees educational information centered on diversity in the work place References

Provided upon request

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