Michael Ray Grossman

602-***-****

ac32ov@r.postjobfree.com

**** *. *** ****** ***. Scottsdale, AZ 85250

OBJECTIVE:

Use outstanding knowledge in capital markets for research and analysis.

Share information with internal and external partners and clients

Emphasis on teamwork with strong communication skills

Strong interpersonal skills with emphasis on mentoring

EXPERIENCE:

CHARLES SCHWAB & CO., Phoenix, AZ September 1999 - June 2017

Senior Bond Advisor with National Bond Desk

Bond sales to sophisticated high net worth retail clients

Bond issues: Treasuries, Agencies, Corporate High Yield, Foreign, Municipal Bonds and Mortgage Backed Securities

Navigated the labyrinth of paths to find solutions to complex client issues through collaboration with internal and external parties

Provided internal training for new hires

Supervisory responsibilities with Series 9, 10

Presentations to internal partners of departmental benefits of fixed income

Proven record of monitoring risk with communicated solutions to the right areas

Loss mitigation to the firm and clients in the $ millions

Strong compliance and legal training

Provided Schwab legal counsel expertise on inflation protected securities

Uncovered risk in the area auction rate securities, margined Puerto Rican debt, the monoline insurance fiasco, money market failure, bank failure and counterparty risk in structured products.

Client survey feedback was tremendous-commentary included “Schwab should build its company around people like Mr. Grossman.”

VANGUARD GROUP, Scottsdale AZ February 1997 - August 1999

Equity Trading & Specialized Client Services

Responsibilities included facilitating buys and sells of equities and mutual funds

Equity research for clientele through Bloomberg and various vendors

UNITED PLANNERS, Scottsdale AZ July 1996 - February 1997

Variable Annuity Sales

Annuity sales

MORGAN STANLEY/DEAN WITTER, Phoenix, AZ November 1993 - October 1995

Registered Securities Representative

Commissioned stockbroker & registered representative

EDUCATION

MINNESOTA STATE UNIVERSITY, Moorhead MN

Bachelor of Science Degree in Finance, 1984

ASSOCIATION FOR INVESTMENT MANAGEMENT & RESEARCH, CFA Program

Chartered Financial Analyst program level II candidate, 1997

ACHIEVEMENTS

NASD Series 7, 9, 10, and 63 and licensed in every state

AIMR Level I CFA exam completion

CFP education program completion

Former AAMS certified (Accredited Asset Management Specialist)

Former insurance license and real estate licenses

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