Microsoft Office Financial

SONIA GIANNETTI

*****.*********@*********.*** / 407-***-**** / LinkedIn: sonia giannetti 06559411 / Tamarac, FL AML / BSA COMPLIANCE PROFESSIONAL

Providing extensive experience to companies to ensure overall AML / BSA Compliance Seasoned compliance professional with 20 years’ experience in the financial sector – Collaborated with various parties (internal / external) to deliver positive and cost effective results on a timely basis. CORE COMPETENCIES / EXPERIENCE INCLUDES: Working knowledge of SEC / FINRA / FinCEN Rules, OFAC and Bank Secrecy Act Detailed Retail and Institutional client analysis (domestic and foreign) Extensive AML / BSA

/ KYC research through Lexis Nexis, Worldcheck, MIS and Oracle Fraud Investigation experience within the Financial Sector Extensive experience using Microsoft Office Suite (1997 2016) – Bi Lingual (Italian) SELECTED HIGHLIGHTS

Obtained $20,000 in yearly savings by retraining administrative staff to conduct more efficient EDD reviews and revising existing AML / BSA procedures in alignment with company’s lines of business

Reduced paperwork by 50% when creating a centralized system used by multiple departments to capture branch offices requesting an exception to the Firm’s Privacy Policy

Reduced yearly administrative costs $10,000 by renegotiating contracts with external auditors while ensuring continuation of services

PROFESSIONAL HISTORY

LPL FINANCIAL LLC – CHARLOTTE, NC May 2013 – March 2016 Senior Compliance Examiner

Conducted onsite inspections of branch offices (both single and multiple advisors) through various internal/external systems to ensure accuracy and completeness.

Verified implementation of AML/BSA procedures, customer due diligence and the Firm’s privacy policy in order to ensure compliance with company policy as well as applicable FINRA / SEC / State Rules.

Utilized software such as Lexis/Nexis to conduct in depth research on offices to be examined and created weekly reports relevant to internal/external disciplinary actions based upon onsite inspection findings.

Actively participated in special group projects involving other departments within the company

(AML, Privacy Policy and Disaster Recovery Relief) to ensure effective use of existing resources. ACTIVA CAPITAL MARKETS, Inc – MIAMI, FL

Chief Compliance Officer / AML Compliance Officer

May 2011 – March 2013

Effectively monitored BSA/EDD/AML, disaster recovery program, internal /external privacy policy, review of correspondence, and continuing education, for multiple registered representatives by enhancing existing procedures and using better internal controls

Vetted and completed due diligence review of LATAM and Domestic retail and institutional clients for AML purposes, including initial and ongoing verification of background information via Lexis Nexis and Worldcheck.

Reduced AML training expenses for registered and non registered employees by $15,000 by utilizing cost effective programs while ensuring overall compliance NATIONAL COMPLIANCE SERVICES – DELRAY BEACH, FL July 2010 – April 2011 Senior Consultant

Provided consulting services to State / SEC Registered Investment Advisors and Broker Dealers by creating EDD / BSA procedures for new FINRA members and reviewed existing procedures to ensure overall compliance with existing SEC / FINRA / FinCEN / State Rules.

Conducted extensive research regarding: Investment Banking, Trading Activities for various lines of business, the impact of AML/BSA/KYC as well as general FINRA/SEC Rules. FINRA FLORIDA DISTRICT OFFICE – BOCA RATON, FL November 2004 – June 2010 Senior Examiner (Member Regulation)

Conducted routine examinations of Broker Dealers (‘Members’) situated in the Florida District

(including but not limited to: overall financial solvency, internal controls (Supervisory Control Procedures, AML/BSA, Privacy Policy and Disaster Recovery and sales practice issues involving approved lines of business) to ensure continuous compliance with applicable rules and regulations.

Performed duties as a ‘Regulatory Liaison/Coordinator’: Monthly and quarterly review of financial filings and Annual Audits; Monitoring of trades for unusual activities; and Monthly and Quarterly analysis of Member’s overall activities utilizing proprietary internal surveillance tools.

Participated in special projects involving enhanced reviews of Members activities on a ‘For Cause’ basis resulting in Fines and Suspensions of multiple firms / individuals. STATE OF FLORIDA OFFICE OF FINANCIAL REGULATION

– TAMPA / ORLANDO, FL

September 1997 – October 2004

Financial Specialist (Division of Securities Regulation)

Conducted routine examinations of Broker Dealers and Investment Advisors registered with the Division of Securities Regulation to ensure compliance with applicable State Statutes, NASD

(nka FINRA), SEC and FinCEN Rules.

Conducted research of entities / individuals using Lexis Nexis and other internal surveillance tools as well as internet searches.

Participated in various multi agency investigation of securities fraud involving elderly victims resulting in the arrest and imprisonment of individuals, sanction and fines to entities as well as restitution of funds to investors.

EDUCATION

2016 2017: BROWARD COLLEGE, Coconut Creek, FL Start Up Now Graduate 1995: UNIVERSITY OF SOUTH FLORIDA, Tampa / St. Petersburg, FL Graduate courses – Accounting 1992 1994: UNIVERSITY OF TAMPA, Tampa, Florida Bachelors of Science: Major in Accounting

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