Robert J. Bliesath
*** * ****** ***. ****, CA ***21 **************@***.*** Cell Phone: 714-***-****
OBJECTIVE:
To continue to thrive in a fast paced, challenging, changing work environment where I can acquire new skills, enhance and expand my existing skill set and exceed expectations. I am good at following direction and completing assigned work in a timely and correct fashion, following up and working independently. I’m a team player a good guy and believe the additional effort required to be a top performer is an effort well spent.
EXPERIENCE:
Scenario Desk Administrator / Underwriter I
Impac Mortgage Corp. (Direct Hire) Oct. 2016 - Mar. 2017.
Worked on detailed Mortgage loan scenarios from correspondent and wholesale mortgage brokers, including FHA, VA, USDA, conforming and non conforming loans. Used allregs and FNMA lender guidelines to determine feasibility of unique loan scenarios. Increased file submissions from lenders through conscience, through, quick and direct to all inquiries.
Processing and Underwriting Assistant, TRID
American First Credit Union, La Habra Ca (Robert Half) Jan 2016 - Oct. 20016
Worked on wholesale and retail mortgage loans assisting underwriting, processing, completing LE and loan disclosure packages per TRID guidelines. Inspected title, appraisal and other loan docs for inclusion from broker/borrower for accuracy. Assisted AE and broker with loan submissions. Insured all needed documentation complete and in file. Including prelim, appraisal, credit TRID disclosures and anything else needed to complete underwriting, processing and ultimately funding.
Counterparty Risk Analyst / TPO Originator / CLD Recertification
Stearns, Costa Mesa CA (Kforce)April 2015 – Oct. 2015
Process wholesale and correspondent approvals, completes annual re-certifications, and monitors the risk of TPO clients. Monitors department e-mails updates and requests for missing items needed for broker approvals. Processes and updates revised Broker compensation plans in Data Trac and SNAP systems. Updates any licensing changes. Collaborates with financial any list to determine viability of client.
Underwriter / Loan Review Analyst
Bank of America, Brea, CA (Aerotek)December 2012 – October 2014
Responsible for reviewing, analyzing, and responding to claims of breach of representations and
warranties of residential mortgage contracts to ensure loans were closed in adherence to established guidelines. Responded to internal and external audits/inquiries and recommends bank actions arising from the review. Evaluated several types of mortgage including FHA, VA, FNMA, FMAC, USDA, etc.
Accounts Manager/PR Liaison
Layer Cake Marketing, Irvine, CA December 2010 – December 2012
Day to day management of new and existing accounts, including accounts payable and accounts receivable. Created and implemented marketing strategies that have led to highest revenues. Involved with development and presentation of program packages.
Senior Loan Officer, Originator/Underwriter
Mortgage Now, Orange, CA March 2008 – September 2010
PacWest Funding, Irvine, CA February 2006 – March 2008
Home Loan Funding, Irvine, CA January 2004 – February 2006
Greater Acceptance Mortgage Corporation, Orange, CA February 2003 – January 2004
Daily sales interaction; overcoming client objections. Provided customers with all avenues of mortgage financing options for confirming and non-conforming loans in detail. Ability to present benefit of loan program to borrower from a variety of perspectives. Completing loan package for approval directly to lender. Tracking leads and completing follow-up on a daily, weekly and monthly basis. Meeting or exceeding company goals and personal goals. Thorough knowledge of fixed and adjustable rate mortgages led to being awarded Top Producer. Five time Honors in the Million Dollar Club
Premier Marketing Representative
AT&T Wireless/LA Cellular, Cerritos, CA May 1997 – January 2003
Successfully increased subscriber growth through outbound telemarketing high call volume (75+ per day), proactively retaining customers, with an emphasis on building loyalty, maintaining and cultivating relationships while consistently maintained a high closing ratio. Revenue Management; responsible for collection of delinquent accounts. Continually exceed sales requirements and goals. Participated in sales training for advanced techniques in: opening, listening, probing, resolving, closing, self-management and product profiles.
SKILLS
Work well on my own or in a team environment Self-starter, impeccably organized with multiple task abilities, including prioritizing Resourceful problem-solving, conflict resolution. Excellent verbal and written communication skills. Proven sales record throughout career history. Dedicated to staying
current with any developments in my industry.
EDUCATION
Associate of Arts Degree in Marketing/Communications, Golden West College, Huntington Beach. 2002
COMPUTER/SOFTWARE/KNOWLEDGE
MS Office Suite ~ Outlook, Excel, Access, PowerPoint and Word; Loan Prospector, point,MERS, Loan Estimate (LE), Closing disclosures(CD) ability to master new programs and software