Finance, Accounting, and FP&A
Resume:
Stephen J. Harbulak
East Northport, NY 11731 ac2hyk@r.postjobfree.com
Professional Experience
ALFEC, LLC Uniondale, NY
Consultant – September 2015 to present
Provided analytical support on legal audit engagements.
Analyzed billing statements to assess legitimacy of legal service charges.
Reviewed documentation of legal fees to quantify balances that arose from errors, inefficiencies, inappropriate billing practices, or fraud.
Prepared reports, including supplementary charts and data tables, to assist senior management and clients in negotiations for payment settlements, reimbursements, or fee reductions. PROHEALTH CARE Lake Success, NY
Consultant – May 2017
Performed analyses of prior years’ monthly financial data to assess the cause of errors in the month end close process.
Audited and reconstructed past reconciliations of the company’s primary operating cash account with bank statements.
POPULAR COMMUNITY BANK New York, NY
Finance Manager – April 2015 to June 2015
Responsible for all of the monthly forecasting and the annual budgeting process for operations in the United States.
Prepared monthly business reviews at the total bank level, which included financial and non-financial reporting and analysis.
Managed two Regional Financial Analysts, located in New York, NY and Miami, FL.
Served as liaison to the Controller team in Puerto Rico to ensure accurate and timely financial closings each month.
Performed ad hoc analysis as needed to facilitate Senior Management’s decision making. TD BANK N.A. Melville, NY
Vice President of Finance – Metro New York – September 2010 to April 2015
Provided financial planning and analysis for one of the largest Metro Markets in the Bank and assisted executive leadership with execution of strategic objectives of the Commercial, Small Business, and Retail lines of business.
Monitored a Commercial Loan and Deposit Portfolio, both over $5.8B, to ensure profitability of over 43,000 customer accounts. Collaborating with Treasury & Balance Sheet Management provided verification of the appropriate application of funds transfer pricing based on the product mix of the portfolios.
Prepared monthly and weekly P&L and KPI reports for the three primary lines of business to monitor the operating segments’ Net Income after Tax, to gauge key metrics’ performance, and ensure adherence to corporate objectives.
Responsible for forecasting and budgeting Balance Sheet and Profit & Loss line items, in addition to performance metrics including loan and deposit interest rates and headcount data.
Performed queries and searches for detail to support and validate variance analyses for financial data, including net interest income from both assets and liabilities, fee income, and expenses.
Completed ad hoc requests for reports and analysis using the financial systems including Hyperion Essbase and internal databases.
Reported Economic Capital and Expected Loss Provisions for the portfolio in collaboration with business partners, specifically Treasury & Balance Sheet Management and Credit Risk.
Applied financial modeling for projects involving significant capital investments to expand lines of business and restructure existing hierarchies to satisfy regulatory requirements.
Created presentations for executive leadership to provide to CEO and other Senior Executives.
Developed monthly and quarterly forecasts of the loan portfolio for review by Senior Management.
Coordinated with business partners, including Treasury & Balance Sheet Management, Cash Management, Product, and Corporate Strategy.
Selected to participate in the Bank’s Credit Training Program with the Risk Management Association. BROADRIDGE FINANCIAL SOLUTIONS Deer Park, NY
Consultant – Financial Analyst – April 2010 to September 2010
Responsible for preparing the annual budget and monthly forecasts.
Worked on merging an acquired business unit and new client service contracts into the current operations.
Oversaw client billing to ensure revenue is accounted for and prepare necessary accruals for portions not yet billed.
Completion of the month-end close for specific business departments, including posting journal entries.
Responsible for the complex account reconciliation and adjusting entries of up to 35 different accounts. MOSS ADAMS LLP Seattle, WA
Financial Analyst - Northwest Consulting – August 2007 to January 2009
Member of the business valuations group, providing valuation services to clients in various industries.
Prepared valuation reports for operating and asset-holding companies concerning corporate planning, ownership transitions, buy/sell agreements, employee stock ownership requirements, and estate and gift taxes.
Created financial models using Microsoft Excel to analyze customers’ financial statements and supplementary data.
Performed valuations using primarily three valuation approaches common to industry practice: the income or discounted cash flow approach, the market approach, and the asset approach.
Researched M&A transactions and public companies from subscriber databases for the purpose of finding financial ratios used in the development of valuations under the market approach.
Applied analytical skills, acquired in public accounting, to analyze clients’ financial performance by using internal, compiled, reviewed, and audited financial statements, and tax returns.
Interviewed clients, including executives, financial officers, and accounting staff, to learn of the business environments in which they operated and to assess the financial conditions of the companies.
Prepared financial projections for clients based on various factors including but not limited to the companies' strengths, competition, and managements' economic forecasts. Business Assurance Staff – October 2006 to August 2007
Planned, assisted, and performed fieldwork for audits of clients in the Financial Services Industry, specifically Hedge Funds, Venture Capital Firms, and Broker/Dealers, in accordance with generally accepted auditing standards.
Designed and prepared work papers utilizing Excel, Word, QuickBooks, and Adobe.
Assisted in the preparation of required filings and calculations, such as FOCUS Reports and Net Capital Requirements, for Broker/Dealer clients.
Researched and conducted the audit of a new client type in accordance with regulations mandated by a specialized agency of the U.S. Government.
Prepared adjusting, proposed, and reclassifying journal entries for clients to ensure adherence to GAAP.
Participated in inventory observations at clients’ locations.
Prepared communications with clients and third-parties, such as SAS 60/112 letters and SAS 12 letters. ROSEN SEYMOUR SHAPSS MARTIN & CO., LLP New York, NY Staff Accountant – July 2005 to September 2006
Applied principles of accounting (GAAP) and auditing (GAAS) to analyze financial information and prepare financial reports for clients in various industries including Real Estate, Telecommunications, Jewelry, and Food & Beverage.
Prepared tax returns and tax extensions for individuals and corporations.
Created audit work-papers which included documentation of audit objectives and procedures.
Compiled financial information to document business transactions and prepare journal entries.
Worked with superiors in a team atmosphere on audits, compilations, and reviews. Education
HOFSTRA UNIVERSITY Hempstead, NY
Bachelor of Business Administration 2005, Major: Accounting Recipient of the Herbert D. Rosenbaum/Pi Sigma Alpha Endowed Political Science Award Certifications, Computer Skills, and Professional Associations
Registered for the Certified Public Accountant (CPA) Examination with the New York State Education Department: completion expected in 2018.
Associate Member of the New York State Society of Certified Public Accountants.
Highly proficient with Microsoft Excel including: Pivot Tables, Graphs, Charts, Financial Formulas, Logical Formulas, Text Formulas, Date & Time Formulas, and Lookup & Reference Formulas, specifically H- and V- lookups, Index, Offset, and Hyperlinks.
Proficient with Microsoft Word and PowerPoint.
Experienced in using Hyperion Essbase and TM1 for analysis and report preparation and SalesForce for customer tracking and analytics.
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