Laura Wegner
Columbia City, Indiana
EXPERIENCE
October 2012- Present- Grinnell Mutual Reinsurance Company, 4215 Highway 146, Grinnell, Iowa 50112. Field Claims Adjuster; Multi-line Auto, Injury, Homeowners, Property, Casualty handler, Litigation Specialist. Work from my home office as a field adjuster handling all lines of insurance. Inspections in covered counties and outside as requested. Mediator for Indiana & Ohio claims.
Responsibilities:
Resolve injury claims according to applicable law and policy provisions.
Prepare evaluations based on evidence provided by direct claimants and attorneys in the form of received demands. Negotiate bodily injury settlements to successful conclusion.
Conduct investigation including interviews, recorded statements, securing public records, and obtaining documents.
Negotiate and communicate effectively with body shops, attorneys and customers and vendors.
Evaluate and conclude claims consistent with CG (Claims Guidelines) and Department of Insurance Regulations.
Subrogation
Medical Terminology
Maintain mail, diary and phone calls in a timely manner.
Recognize possible fraud and perform basic fraud investigation.
Recognize and document subrogation opportunities.
Denies coverage where coverage does not exist. Resolve injury claims according to applicable law and policy provisions.
Handle all aspects of claims; auto, property, homeowners, casualty, med pay, attorney represented settlements & unrepresented settlements. Multi-lined handler.
Prepare evaluations based on evidence provided by direct claimants and attorneys in the form of received demands. Negotiate bodily injury settlements to successful conclusion.
Conduct investigation including interviews, recorded statements, securing public records, and obtaining documents.
Negotiate and communicate effectively with body shops, attorneys and customers and vendors.
Medical Terminology
Maintain mail, diary and phone calls in a timely manner.
Recognize possible fraud and perform thorough fraud investigation.
Recognize and document subrogation opportunities.
Ability to work independently with little to no supervision.
Outstanding time management skills, organizational skills and prioritize issues and tasks
Litigation Specialist; attend requested litigations to resolve prior to court proceedings, when applicable. Indiana and Ohio.
December 2013-December 2015 (Second full-time job) Lutheran Hospital of Indiana, 7600 West Jefferson Blvd, Fort Wayne, Indiana 46804. Switchboard Operator, 3rd shift.
Responsibilities:
Answer Lutheran Hospital Switchboard for inside and outside callers
Answer The Orthopedic Hospital line
Answer “55” Emergency line & handle all codes/emergencies as required
Contact Lutheran Hospital on-call staff for inside and outside callers
Overhead paging, radio paging, text messaging, etc.
Review Emergency procedure each shift
Review FastCommand Procedures each month- (emergency disaster protocols)
Edit Physician directories
Edit PA/Rounding RN directions
Proof Read complete on-call sheets
Create TOH Log on pc
Create daily on-call sheets
Create stroke alert sheets
Update Emergency procedures on pc as directed
Replace hard copies of all directories. EP book and other physicians & associate directories as needed.
June 2011- October 2012- Standard Mutual Insurance Company, 1028 South Grand Avenue West, Springfield, IL 62704 Claims Adjuster; Multi-line Auto, Injury, Homeowners, Property, Casualty handler, Workers Compensation
RESPONSIBILITIES
Resolve injury claims according to applicable law and policy provisions.
Prepare evaluations based on evidence provided by direct claimants and attorneys in the form of received demands. Negotiate bodily injury settlements to successful conclusion.
Conduct investigation including interviews, recorded statements, securing public records, and obtaining documents.
Negotiate and communicate effectively with body shops, attorneys and customers and vendors.
Evaluate and conclude claims consistent with CG (Claims Guidelines) and Department of Insurance Regulations.
Subrogation
Medical Terminology
Maintain mail, diary and phone calls in a timely manner.
Recognize possible fraud and perform basic fraud investigation.
Recognize and document subrogation opportunities.
Denies coverage where coverage does not exist. Resolve injury claims according to applicable law and policy provisions.
Handle all aspects of claims; auto, property, homeowners, casualty, med pay, attorney represented settlements & unrepresented settlements. Multi-lined handler.
Prepare evaluations based on evidence provided by direct claimants and attorneys in the form of received demands. Negotiate bodily injury settlements to successful conclusion.
Conduct investigation including interviews, recorded statements, securing public records, and obtaining documents.
Negotiate and communicate effectively with body shops, attorneys and customers and vendors.
Medical Terminology
Maintain mail, diary and phone calls in a timely manner.
Recognize possible fraud and perform thorough fraud investigation.
Recognize and document subrogation opportunities.
Ability to work independently with little to no supervision.
Outstanding time management skills, organizational skills and prioritize issues and tasks
March 2009 – May 2011 Commerce West Insurance Company, 1555 Fiesta Blvd, Gilbert, Arizona Claims Specialist III, Casualty Unit CWIC; Special Project: Exclusive Florida file handler
RESPONSIBILITIES
Resolve injury claims according to applicable law and policy provisions.
Prepare evaluations based on evidence provided by direct claimants and attorneys in the form of received demands. Negotiate bodily injury settlements to successful conclusion.
Conduct investigation including interviews, recorded statements, securing public records, and obtaining documents.
Negotiate and communicate effectively with body shops, attorneys and customers and vendors.
Evaluate and conclude claims consistent with CG (Claims Guidelines) and Department of Insurance Regulations.
Subrogation
Medical Terminology
Maintain mail, diary and phone calls in a timely manner.
Recognize possible fraud and perform basic fraud investigation.
Recognize and document subrogation opportunities.
Denies coverage where coverage does not exist.
Ability to work independently with little to no supervision.
Outstanding time management skills, organizational skills and prioritize issues and tasks
August 2007- March 2009 Bristol West Insurance Company, 8222 South 48th Street, Phoenix, Arizona 85044 Senior Claims Representative, Arbitration Specialist, Legal Principles Claim Specialist
RESPONSIBILITIES
Resolve claims according to applicable law and policy provisions.
Conduct investigation including interviews, recorded statements, securing public records, and obtaining documents.
Negotiate and communicate effectively with body shops, attorneys and customers and vendors.
Evaluate and conclude claims consistent with CG (Claims Guidelines) and Department of Insurance Regulations.
Maintain mail, diary and phone calls in a timely manner.
July 1992- August 2007 Safeco Insurance Company, 500 N Meridian Street, Indianapolis, Indiana 46204, Field Adjuster (worked from my home) Senior Claims Representative, Intermediate Unit Manager, Trainer
RESPONSIBILITIES
Resolve claims according to applicable law and policy provisions.
Conduct investigation including interviews, recorded statements, securing public records, and obtaining documents.
Negotiate and communicate effectively with body shops, attorneys and customers and vendors.
Medical Terminology
Evaluate and conclude claims consistent with CG (Claims Guidelines) and Department of Insurance Regulations.
Maintain mail, diary and phone calls in a timely manner.
Manage total loss claims.
Recognize possible fraud and perform basic fraud investigation.
Recognize and document subrogation opportunities.
Manage complex litigation.
Demonstrate CUDA compliance.
Perform other duties as assigned.
Assisted in SIU duties as files warranted “special Investigation” skills.
Fill-in manager with full duties of assigning, assisting and training of others in the concept of claims handling.
Scene investigations
Subrogation
Addressing issues with claim load, management and desk management keys in intern management duties as well as in trainer capacity.
Provided technical guidance to other team members on a daily basis.
Resolved complaints, problems, and coverage questions which came into unit; during intermediate unit manager position.
Provided ongoing training and employee development to team members and effectively delivered communication of corporate/department policies and procedures.
Skills:
Detail-oriented with strong organizational skills, able to work well under deadlines in a changing environment and perform multiple tasks effectively and concurrently.
Computer skills and experience using estimating systems like CCC, Mitchell, ADP
Ability to be a self-starter and work independently
Special investigation skills in assisting in background checks, written and excellent communication skills in securing verbal and recorded statements.
Ability to manage relationships with both internal and external customers.
Medical Terminology
Ability to work effectively independently and within a collaborative team oriented environment using sound judgment in decision-making.
High proficiency with Microsoft Office products (Outlook, Excel, PowerPoint, and Word) and claims related software programs.
Basic- Advanced knowledge of medical treatments and understanding of low impact injury claims & special investigation skills (SIU).
Complete investigation of claims and discovery of facts for each claim.
Diary logging
Skills & Knowledge
In-depth knowledge of appropriate insurance principles and laws for line of business handled, recoveries offsets and deductions, claim and disability duration, cost containment principles including medical management practices and Social Security and Medicare application procedure as applicable to line of business
Excellent oral and written communication, including presentation skills
PC literate, including Microsoft Office products
Analytical and interpretive skills
Strong organizational skills
Good interpersonal skills
Excellent negotiation skills
Ability to work in a team environment
Ability to meet or exceed Service Expectations
Provides guidance, leadership, and/or analytical support for special projects.
Excellent organizational skills and the ability to work under pressure
10- key @ 9,000-10,000 key strokes
Knowledge of insurance policies and coverage, claim payment procedures, and familiarity with medical terminology
Ability to maintain confidentiality
Multi-lined trained and have worked multi-lined streamline for over 30 years.
30+ years in the insurance industry
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EDUCATION
1982-1984 Indiana Vocational State College, 8400 S Anthony Blvd, Fort Wayne, Indiana 46802
Degree: Associates Medical Secretarial Sciences.
AEI Designation - Legal Principles Claims Specialist (American Educational Institute)
Currently working on next level to SCLA designation- Continuous
Salary Requirements Upon Request