Cler ical

Active Listening Time Management

Judgment and Decision Making Writes Clearly/concisely

Detailed-oriented Punctual

Meets deadlines Multi-tasks

works well with others Proficient with Microsoft office, word, excel

Sep 2011 -Jun 2017

Winston-Salem, NC

Jan 2009 -Sep 2011

Winston-Salem, NC

Penny D Teague

Summary

Friendly and enthusiastic Real Estate Loan Specialist with 17 years in Banking Industry. Able to learn new tasks quickly and proficient in growing key customer relationships. Represent establishment with friendly, professional demeanor at all times.

Skills

Experience

Real Estate Specialist

Wells Fargo Bank

Performs loan documentation duties on the most complex loan packages to ensure compliance with the company policies and government regulations. Performs duties related to the processing and/or closing of loans. Main point of contact for internal and external customers during the loan process.

Complete forms in accordance with company procedures. Manages an assigned pipeline of all loan types.

Negotiates and determines viable solutions to make loans work while balancing high credit quality.

May act as a liaison between lenders and legal department. Focus on building strong customer relationships balanced with a strong risk mitigating and compliance.

Customer service focused.

Construction Loan Administration

Wells Fargo Bank

Review and performs in depth knowledge of all construction loans, monitor draws, setup lines, post payments to account.

Acts as liaison between relationship manager and inspector. Maintained high portfolio.

Use computers for various applications, such as database management or word 1120 Peaceful Pines Drive, Pine Hall, NC 27042

Ph: 336-***-****

ac1xr2@r.postjobfree.com

Jun 2002 -Sep 2011

Winston-Salem, NC

Sep 2001 -Jun 2002

Winston-Salem, NC

Jun 2000 -Sep 2001

Winston-Salem, NC

processing.

Create, maintain, and enter information into databases. Complete forms in accordance with company procedures. Locate and attach appropriate files to incoming correspondence requiring repl ies.

Credit Admn Fune Specialist I I

Wells Fargo Bank

Reviews and performs in-depth knowledge of all commercial loan products. Responsible for obtaining title work, insurance (flood and hazard insurance) and other due diligence items needed for a loan closing. Insured title insurance was correct, and in compliance. Handles many complex loans including construction real estate loans. Coordinates and prepares documents for a seamless closing. Works quickly and decisively to diagnose problems and coordinates all involved parties to ensure a proper resolution.

Member of the procedures team, power forms tester, responsible for reconciling our funds activity and a funds transfer verified. Use computers for various applications, such as database management or word processing.

Senior Doc Specialist

Wachovia Bank

Reviews an performs in-depth knowledge of all equity bank line products. Responsible for reviewing and preparing closing documents, booking accounts and maintenance credit products across various systems. Work directly with line of business partners to ensure customer satisfaction and timely processing.

Applies some advance skills to the position within assigned functional area. May adapt procedures, processes and techniques to meet the more complex requirements of the position.

Duties and tasks are frequently non-routine.

Resolves most questions and problems, and refers only the most complex issues to higher levels.

Works under minimal supervision.

May assist intraining other employees.

Real Estate Loan Processor

Wachovia Bank

Responsible for filtering and registering new equity bank line packages ensuring accuracy, completeness and adherence to line policy and compliance with regards to Regulatory Reporting; setting closing dates for the equity bank line packages that are ready to close; the red desk reviewing the packages to see if the packages are ready to turn yellow and set a closing date. I have learned a little document preparation.

Use computers for various applications, such as database management or word Aug 1995 -Jun 2000

Winston-Salem, NC

Aug 1985 -Aug 1995

Winston-Salem, NC

Jun 1982

Walnut Cove, NC

Winston-Salem, NC

processing.

Office Manager

B&C Auto Services

Maintain the day in day process.

I managed the time sheets, prepared payroll, and prepared monthly and quarterly taxes.

I also prepared the bills, reconciled at the end of each day, and maintained the inventory.

Prepare and review operational reports and schedules to ensure accuracy and ef f iciency.

Acquire, distribute and store supplies.

Office Manager

Sloan Plumbing Company

Maintain the day in day process.

Managed the time sheets, prepared payroll, and prepared monthly taxes. Prepared the bills, reconciled at the end of each day. Prepare and review operational reports and schedules to ensure accuracy and ef f iciency.

Education

High School Diploma

South Stokes High School

Forsyth Technical Community College

Interests

Volunteer and Community Service

Children's church Teacher

Protector for End Of Grade Testing

Stop Hunger Now

Church Clerk

Vacation Bible School

Operation Christmas Child

Sunday School Teacher for 3rd-6th grade

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