Manager Management

Carl Ryan

**** ******** ******, #****, ******, TX 75225 ● 714-***-**** ● *******@**.**.***

Senior Manager Senior Investigator Criminal Coordinator

Fraud Prevention & Investigation Compliance Monitoring Credit Analysis

Poised to lead or support an investigation unit. Led large teams of personnel to effectively manage fraud and forensic banking investigations and ensure compliance during liquidation. Extensive experience engaging in forensic loan review, writing and reviewing Suspicious Activity Reports (SARs) informed by expertise in banking, real estate and loan portfolios, and cost accounting. Certified Fraud Examiner with additional IRS money laundering training and 100+ hours of training from the Financial Crimes Enforcement Network.

Relationship Management: Established relationships with federal, state, and local criminal investigative agencies to execute criminal investigations, prosecute fraud and improve inter-agency communication.

Complex Reporting & Analysis: Evaluate and analyze loan portfolios for fraudulent activity and maleficence by bank employees, officers, and directors and determine bond claim actions to pursue bank insurance carriers.

Restitution: Coordinate with DOJ and FBI to provide loan loss calculations suffered by an institution.

Professional Experience

FDIC – Corporate Manager, (Investigations & Post Closing Asset Management), 06/2009 – Present

Over 10 years’ experience independently establishing relationships with federal, state and local criminal investigative agencies to assist in prosecuting fraud, theft and criminal misconduct. Improved the functionality of system processes for better communication between federal agencies.

Led a department of forty-five (45) employees and four (4) managers with the primary duties being to ensure the unit’s strategic planning, corporate performance and reporting.

Ensured day-to-day operations met established corporate goals, objectives and operated efficiently.

Established internal controls, policies, procedures and regulations as well as leading, managing, directing and coordinating the full range of mission responsibilities related to the resolution and closing of failing or failed financial institutions and to serve as the subject matter expert (SME)

Evaluated management reports, monitor business system effectiveness, and obtain needed documentation for prosecution with assistance from various departments or divisions of the FDIC.

Managed the development and coordination of analyses addressing complex financial accounting, delinquency reports, and conducted asset reviews to determine institutions losses due to fraud.

Established the theoretical and/or practical criteria for developing claims against failed financial institution fidelity bonds and liability claims against directors and officers, accountants, attorneys, appraisers, and other professional individuals or firms.

Reviewed and analyzed administrative or enforcement proceedings issued by the FDIC, Office of the Comptroller of the Currency, Federal Reserve Bank, state or other financial institution supervisory agencies to evaluate and determine their impact on a claim.

Managed loan loss calculations by personnel for fraud activity which is coordinated with FDIC legal, Office of Inspector General, FBI and other agencies. The losses are then provided to the Assistant United States Attorney (AUSA) prosecuting the matter. The Department of Justice (“DOJ”) recognizes the FDIC when acting in its receivership capacity for all failed financial institutions.

Provided loan loss calculations which were instrumental in the successful prosecution by the AUSA, resulting in a restitution order payable to the institution that suffered the loss.

Developed training for several problem issues encountered which continue to be used in the corporate curriculum.

Standardized forms, processes, and working of assets.

SBA, Deputy Director, (Disaster Loans and 7A), 12/1998 – 06/2009

Managed and led SBA National Disaster Loan Resolution Center (NDLRC) consisting of a Contract Employee Unit, Liquidation Unit, Legal Unit and Record Center.

Supervised five managers and 47 employees that were responsible for disaster and 7A loan files coming in from SBA servicing offices throughout the United States.

Worked with SBA legal in filing law suits, wage garnishments, Trustee Bankruptcy actions, Foreclosure, Probate, Estates and other actions.

Verified disaster and 7A loans for fraudulent activity and referred the matter to legal for prosecution.

FDIC, Western Regional Criminal Coordinator, (Criminal Investigations), 12/1985 – 12/1998

Produced, controlled, monitored and audited criminal referrals for all states west of the Mississippi

Tracked case progress to coordinate flow of information between FDIC and other federal criminal agencies.

Assessed compliance leveraging knowledge of the Chief Financial Officer’s Act and GAO requirement, risk management, compliance and consumer protection programs. Applied expert knowledge of Anti-Money Laundering Laws and Regulations (AML) and the Bank Secrecy Act (BSA).

Established relationships with Federal, State, County and local criminal investigative agencies through direct contact, meetings and correspondence. Developed and maintained an audit control system for criminal investigations and referrals on failed financial institutions.

Directly responsible for oversight and monitoring of over 1,000 employees at a large and complex bank closing

Education & Training

Saddleback College, Business Management/Finance Degree

FinCen training

Financial Crimes Enforcement Network (100+ hours training)

FDIC Courses

Advanced Investigations, FDIC Training

Advanced Financial Course

Advanced Financial Analysis

Supervisory Management Courses

IRS Courses

Money Laundering

IRS Suspicious Activity Reporting

Honors & Awards

FDIC Mission Achievement award: For the implementation of several improvements to the restitution collection and tracking process, June 2015

FDIC Mission Achievement Award: For commitment to the damage team organizing and revising processes with functional areas within the FDIC, May 2014

FDIC Mission Achievement Award: For submitting to the Dallas Regional Office a job simplification process that streamlined a detailed and comprehensive appraisal process. The benefits will extend in the field and corporate-wide, May 2011

Memberships & Associations

Association of Certified Fraud Examiners

Southern California Fraud Investigators Association

Military Service

United States Air Force, (Civil Air Patrol), Captain & Unit commander, (4 years)

United States Marine Corps, Sargent, Military Police Officer & Supply Accounting Specialist, (7 years)

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