Real Estate Professional Experience

OLORUNTOBI “TOBI” ABEREOJE

**** **** **** ****** ********, NY 11234 646-***-**** ************@*****.*** EDUCATION Morehouse College, Atlanta, GA Sep. 2004– May 2008 Bachelor of Arts, Cum Laude Graduation Honor, May 2008 Major: Business Administration, Finance / Minor: Economics PROFESSIONAL EXPERIENCE JPMorgan Chase, New York, NY Aug. 2015– Present

Executive Director, Commercial Term Lending

Originated 20 multifamily loans with an aggregate exposure of $55.0 Million

Manage a portfolio of 600 legacy Washington Mutual loans across 10 States

Review potential business opportunities by analyzing market data, property, and client financials

Selected Transaction experience includes:

o $1.6 Million refinance 1st mortgage collateralized by 3 multifamily assets valued at $9.0 Million In originating the subject transaction, the client manager effectively led the sales team, and navigated the client from pre- approval to loan funding by spearheading every aspect of the originations process Santander Bank N.A., Brooklyn, NY July 2013–Aug. 2015 Vice President, Credit Risk Management

Underwrote and closed 27 commercial loans with a total exposure of $400 Million

Compose loan presentations using PowerPoint, Word, and Excel to present orally in front of weekly credit committee comprised of 6 voting members

Conduct property inspections, on-site property management interviews, and lease abstracts

Selected Transaction experience includes:

o $56 Million of debt financing for the acquisition of a $95 Million luxury apartment building in New York In underwriting this transaction, the credit worthiness of the Borrower was evaluated, the cash flow of the underlying real estate collateral was examined, and the adequacy of the loan structure to meet Santander’s credit policies was analyzed KeyBank Real Estate Capital, Boston, MA Apr. 2010– June 2013 Analyst, Commercial Mortgage Group

Conducted loan sizing prior to final underwriting by forecasting a proforma based on property rent rolls, historical income and expense, and ensuring that the deal structure complied with Agency credit policy standards

Underwrote over $250MM of Fannie Mae and Freddie Mac loans (average loan size of $20MM) consisting of multifamily and student housing properties located throughout the United States

Selected Transaction experience includes:

o $80 Million acquisition loan on behalf of Fannie Mae for a portfolio of multifamily assets Oversaw the underwriting necessary to complete the Fannie Mae loan approval; performed financial modeling, rent roll analysis, prepared loan narrative reflecting related term sheet information and property description KeyBank Real Estate Capital, New York, NY Jul. 2009– Apr. 2010 Analyst, Asset Recovery Group / Income Property Group

Assisted in the creation of Asset Quality Reports used to communicate credit risk, and future action plans needed to bring a loan back to performing status

Worked in tandem with multiple Portfolio Managers on several Guarantor Analyses; responsibilities included assessing the economic viability of Sponsors

Selected Transaction experience includes:

o Keybank acted as a 5% member to McCar Homes’ $300 Million Senior Secured Revolving Credit Facility Facilitated the seamless foreclosure of $4.0MM of collateral, which included a full analysis of holding period expenses, as well as the development of a post foreclosure operating budget along with other necessary internal documentation KeyBank Credit Portfolio Management, Cleveland, OH Sep. 2008– Jul. 2009 Analyst, Real Estate Market Research

Tracked office and industrial property types in the East and South regions of the United States, by utilizing various market performance metrics and economic data

In conjunction with Senior Market Research analyst, produced property driven Early Warning Indicators for Credit Portfolio Management team

TECHNOLOGY SKILLS: Microsoft Office Suite, Bloomberg, Argus, CoStar, REIS, Moody’s Risk Analysis, SNL Financial PERSONAL: Fluent in written and spoken Yoruba; enjoy running, reading, mentoring, and golf.

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