Michael Mossaad
** ****** **., *** *********, NJ 08901 ● Phone: 732-***-**** ● E-Mail: ***************@*******.***
Rutgers Business School
Bachelors of Science, Finance – Graduated in 2008
GPA: 3.2
Achieved the Dean’s List award for 3 semesters
Merrill Lynch Wealth Management (Bank of America Corporation) – Pennington, NJ
GWIM Fraud Analyst – Nov. 2010 to Apr. 2014
Monitored activity on Visa Debit Cards for Cash Management Accounts.
Identified and prevented fraudulent activity on client's accounts via Fair Isaac Falcon.
Prepared bi-weekly reports to management regarding recent fraud trends.
Forwarded fraudulent transaction data to investigators and local law-enforcement officials.
Collaborated with Financial Advisers and Client Services to assist in client needs/concerns.
Successfully completed mandated training courses & kept up-to-date on regulations.
Managed department Outlook mailbox & effectively responded to e-mail inquiries.
Received inbound calls & assisted clients & Financial Advisors with their inquiries.
Maintained a high level of professionalism in each call to maximize client satisfaction.
Assisted clients with check cashing, reissuance of new cards & checks, etc.
Bank of America (Temporary Position via Adecco) – Newark, NJ
Collections Officer/Account Manager – Nov. 2009 to March 2010
Managed client accounts and contacted clients whose accounts are in delinquency.
Updated account information and verified accuracy in Loss-Prevention Workstation database.
Processed payments over the telephone or collaborated payment arrangements.
Negotiated with clients to develop short-term and long-term solutions.
Assessed client’s financial situations and formulated models that best suited both parties.
Documented pertinent information and end-result of each call in the system notes.
Performed “skiptracing” procedure to find most recent telephone number to contact client.
Answered client inquiries and resolving account disputes.
Maintained a high level of professionalism in each call to maximize client satisfaction.
Adhered to the Fair Debt Collections Practices Act (FDCPA) and other government regulations.
Regulation W. Foundations
Anti-Money Laundering (AML) Enterprise
Information Protection & Privacy
Recognizing & Reporting Elder Abuse
Code of Ethics
Proficient in Microsoft Office (including Word, Excel, Access, PowerPoint, etc.).
Working knowledge of Fair Isaac Falcon Fraud Manager.
Working knowledge of Loss-Prevention Workstation (LPW).