Financial Manager

Skills and Leadership Qualities

Excellent interpersonal and communication skills-both written and verbal of the English, Arabic and French languages.

Extensive experience in corporate finance and managerial accounting including inter and intra-departmental budgets preparation, monitoring and analysis.

Wide-ranging experience in domestic and international banking plus the various financial stock markets.

Far-reaching sales and marketing knowledge in International Markets – The Middle East, North and South America, France, United Kingdom, Cyprus, Ukraine, Romania and Russia.

Professional Experience

Private Business Consultant 2006 – Present Business and Development Consultant New York, NY

Financial and Business Development Consulting for small to medium firms in the metropolitan New York area. Concentration on budget preparation, review and analysis, risk management, assets and liabilities management as well as corporate benefits including group retirement plans setup and management.

Professional Translator for TransPerfect Legal Solutions, an international legal services company. In charge for both written and oral translation from English/French/Arabic to Arabic/English/French.

Consultant and Professional Translator for Dewey LeBoeuf LLP, a multi-national law firm. Responsible for all aspects of the management and translation of the client’s, an International Financial Institution, written internal and financial documents as well as relevant newspaper translations from Arabic to English and from English to Arabic.

Efficiently directed oral interpretation of confidential live interviews for forensic financial investigations on behalf of Dewey LeBoeuf LLP from Arabic to English and from English to Arabic. Work done in New York and at the client’s headquarters in the Middle East.

Waste-to-Energy business development and financial consultant for advanced thermal treatment facilities around the world. Responsible for ensuring the economic viability and budgetary feasibility of the projects that convert wide ranging types of waste into clean and environmentally friendly energy and oil products.

Successfully guided the commercial and financial development of Terraotherm ground-breaking new Heat Exchanger innovation, with StarkLab SAS – Lille, France, in the Air-Conditioning and Heating industry that is 100% green.

Independent Registered Investment Advisor 1993 - 2006

MetLife Securities Inc.; Securities and Money Management Office - New York, NY 1990 - 1993

Independent Registered Investment Advisor. Certified Financial Planner.

Effectively managed funds and securities for private businesses and high net-worth individuals.

Created and managed various types of retirement plans for private corporations and high net-worth clients.

Broad and extensive knowledge of all domestic and international financial markets.

Provided Cash, Assets and Liabilities, and Risk Management leading to better bottom line.

Productively established new markets in Brazil, Latin America and the Middle East.

In charge of efficaciously managing and training a professional team of twenty six (26) individuals in the Sales and Marketing of financial products increasing the Branch’s sales and profitability.

Director of Finance 1987 – 1989

Industrial Group - Kingdom of Saudi Arabia

Managed and trained eighteen (18) professionals in both the finance and accounting departments for five corrugated and foam plants by implementing rigid budgets values improving the financial health of the group.

Successfully monitored the new standardized monthly budget and Sales forecasts, by department, along with monthly auditing and variance analysis between budget and actual results leading to better costs’ control, reducing outstanding accounts receivables and depicting future problems along with solving current ones.

Efficiently set up a standardized financial and accounting reporting system among all plants leading to better understanding of the overall financial health of the Group specially accounts receivables and payables.

Positively changed the working habits with the Group’s banks, renegotiated all outstanding loans and credit facilities leading to a substantial reduction in bank fees and interest expenses.

Republic National Bank of New York 1985-1987

Senior International Credit Officer New York, NY

Completed, with honors, RNBNY Executive Training Program.

Improved and efficiently managed the audit and review of the Bank’s credit facilities for Major Multi-National Financial Institutions and International Corporations in diverse industries.

Enriched the Credit Department overall reviews and audit through professionally training a team of twenty two (22) senior credit analysts in addition to all new credit trainees.

Prepared, presented, and passed recommendations on all financial reviews to the Senior Executive Committee.

Extensive and far-reaching analysis of all types of “Financial Statements” leading to identify current solvency problems, to predict and to circumvent future ones that might affect negatively the bank’s provided financial facilities.

Drywall Construction, Inc. 1982-1985

Director of Finance Denver, CO

Improved and enhanced the Company’s financial health together with budget preparation and analysis, managing all transactions with banks, suppliers and presented monthly results and recommendations to the board of directors.

Reduced costs by improving the company’s bottom line through efficiently managing the Company’s assets and liabilities through the development and the implementation of a rigid budget and redirecting cash flows.

Managed and trained a staff of fourteen (14) professionals in both the accounting and finance departments.

Successfully implemented an in-depth cost accounting system with audit trail and the computerization of the manual accounting system in the early years of computer application in the workplace.

Education

The University of Denver, Denver Colorado 1983 - 1985

Masters of Business Administration- International Banking and Corporate Finance

The University of Denver, Denver Colorado 1980 - 1983

Bachelor of Sciences- Business Administration, Accounting and Corporate Finance

The Lebanese University 1974 - 1975

Faculty of Science, Mathematics and Physics

Professional Licenses and Activities

Registered Investment Advisor – NASD, Holder of the SEC series 6, 7, 25, 26, 63 and 65.

Certified Financial Advisor – MetLife Securities Inc., New York (1990).

Commercial Pilot – Single and Multi-Engine Instrument Rating, Fort Worth, TX (1977-1978).

Auditing Internship Program - Levine, Hughes and Mithuen, Inc. Denver, CO (1981-1983).

Languages

Proficient in English, French and Arabic Languages (Written and Oral).

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