Analyst Customer

Maxine Turnbull

973-***-****

Email: *************@*****.***

EDUCATION

Rutgers University - Bachelor of Science (BA) Political Science

Summary:

Banking and Compliance Professional with Financial services / Banking experience in AML, Risk Assessment, Compliance, KYC EDD . Expertise in AML investigations, monitoring transactions of clients’ highest risk customers and Correspondent accounts. Compliance BSA, OFAC, and PEPs. Experienced in review and analysis of data to write comprehensive supporting investigative narratives and Suspicious Activity Reports (SAR’s). Customer/Client focus, willing to take on additional assignments/projects

Skills: BSAR, EGifts, ACTIMIZE, PRIME, Mantas, Norkom, Searchspace, MS Excel, World Check and LexisNexis

Experience:.

Senior AML Analyst (Consultant) Feb 2017 - present

Alma Bank

Review High Risk Accounts for unusual activity

Give detail account of transactions in customers account

Review accounts for unusual activity

Determine if CTR was filed

Prepare SAR for unusual activity

Make recommendation for change of risk rating,

AML Analyst (Consulting)

ICBC (Consultant)

August, 2015 January, 2016

Conducted investigations into suspicious or unusual transactions

Managed a caseload of AML Investigations from beginning to completion

Researched and write Suspicious Activity Reports (SARs) and recommend relationship retention or termination

Participated in team projects

AML Analyst

Bank of China (Consultant)

July, 2014 July, 2015

Reviewed alerts for US Dollar clearing foreign correspondent banking accounts

Conduct Investigations for wire payments alerts generated for Correspondent accounts

Determine if unusual activities warrant filing SAR, prepare a summary to support the SAR

Communicate with other departments to gather information to assist with investigation

Compose written narrative documenting the result of the investigation

Prepare matrix to indicate volume of alerts processed

AML Analyst (Consultant)

JP Morgan

December 2013 February 2014

Investigate alerts generated for the bank’s retail accounts

Determine whether the customers are conducting cross boarder activities

Conducted Enhanced Due Diligence for beneficiaries

dentify customers who are banking intrastate

identify various money laundering typologies conducted by customers (such as bulk cash smuggling, Black Market Paseo Exchange)

Determine if transactions are in line with customers’ line of business

AML Investigator (Consultant)

JP Morgan for IPSA

October, 2013 November, 2013 (1 month)

Investigate alerts for JPMC Correspondent Banks in High Risk Jurisdictions

Analyze customers’ account to determine if transactions are conducted in Sanctioned Jurisdiction

Assign appropriate risk score according to jurisdiction

Determine whether alert should be closed or escalated for SAR

Prepare summary of finding to explain what action will be taken close out alert

AML/BSA Analyst (Consultant)

Provident Bank

May 2013 August 2013

Conducted full investigation of alerts and performed analysis and follow up on alerts

Identified possible suspicious activity by reviewing account transactions

Communicated with Provident Branches for information to assist with investigation

Prepared narrative to explain the necessity of SAR

Utilize the SAR E Filing system to file SARs

Monitors and reports on Currency Transaction Reports (CTRs) and cash sales of monetary instruments

Compliance Analyst

Citi Bank

January, 2013 March, 2013 (2 months)

Performed Quality Assurance for Alerts raised for SIRT (Security Incident Response Team)

Reviewed alerts for notification to clients and Regulatory agencies.

Communicated findings to Managers

Prepared and completed Matrics

AML Analyst

Rabobank

July, 2012 December, 2012 (5 months)

Analyzed, determined conclusion and prepared statement for alerts generated by BSAR

Made determination of alerts that appear suspicious

Reviewed and made determination for OFAC watch list

Responsible for heavy case load

Conducted Enhanced Due Diligence for parties

Communicated with various departments within Rabobank to assist with resolution of alerts

Assisted in preparing Matrics to indicate disposition of alerts and OFAC watch list

Completed Unprocessed activities that were not processed by BSAR

BSA/AML Analyst (Consulting)

Navigant Consulting

December, 2011 January, 2012 (1 month)

Performed various BSA tasks related to customer transaction activity

Monitored customer account activity as outlined by established procedures. Performed daily, investigations of possible criminal activity using internal reports, the Internet and other sources

Monitored activity of identified high risk and moderate risk customers Documents findings in accordance with regulatory mandates

Prepared Suspicious Activity Summary/Reports for submission to FinCEN. Reviewed Swift wire transfers for unusual activity Monitored account for required information in the sale of bank checks, money orders required by the $3000 rule

JPMorgan Chase

AML/KYC Analyst (Consultant)

January 2011 December 2011

Remediated Hedge Fund accounts for historical deficiencies

Ensured clients adherence to section 326 of USA Patriots Act

Heavy communication with various Line of business

Assisted in preparation for Audit

Landes Bank - 11/10 - 12/10

AML/BSA Analyst (Consultant)

Key responsibilities include analysis and evaluation of transactions for possible money laundering via Gifts EDD system

Drafting of SAR report if necessary, conducted 314 searches

Updated Procedure Manual for consistency with daily work

Reconciled Landes Bank's Loan Activity report

Knowledge of USA Patriot Act, Bank Secrecy Act to perform day to day job functions

AML/KYC Analyst (consultant)

Depository Trust Clearing Corp

April, 2010 June, 2010 (2 months)

Ensured DTC’s clients adheres to Patriots Act Rules

Utilized MIS, Lexis Nexis, World Check, MUI and Norkom to search and document negative news for risk rating

Communicated with Relationship Managers and DTCC Participants

AML/KYC Analyst

ABN AMRO

November, 2009 March, 2010

Manage, control and prioritize various analysis and information gathering activities

Perform analysis as required in KYC process

Complete risk assessment forms and determine risk category

Identify and verify global and local CAAML requirements

Review and summarize research data to make recommendations for client engagement

AML Compliance Analyst (Consultant)

AML Compliance Analyst (Consultant)

RBC Bank

March, 2008 February, 2009 (11 months)

Conducted FinCen 314(a) search

Reviewed alerts generated by BRC's system to detect unusual behavior

Utilized external and internal sources to determine legitimacy and negative news of clients

Communicated with Relationship Managers for additional information on clients

Determined whether transaction amounts are in line with client's behavior profile

Reviewed Equifax advisory Notices for money laundering activities

Surveillance Analyst (Consultant)

UBS

October, 2007 December, 2007 (2 months)

Reviewed Alerts generated by Actimize to determine whether or not wire transfers generated by correspondent accounts represent unusual and suspicious activity

Used internal and external sources to determine if activity is legitimate

Communicated with Relationship Managers in Switzerland for reference to clients

Compliance Analyst (Consultant)

Credit Suisse

July 2007 July 2007

Monitored and reviewed transactions alerted by Mantas, in order to identify and investigated potential suspicious activity relating to movements of customer funds via wire transfers Checked activities and securities movements in both institutional and retail businesses; this involves examination of account records and documents as well as using public web-based databases

Field inquiries from management and business personnel, this includes doing real time analysis of outgoing disbursements and OFAC alerts as well as investigating potential suspicious activity raised outside of the regular surveillance process

Bank of New York

May 2006 April 2007

Reviewed and investigate incoming and outgoing Wire Transfers

Identified and reported Money Laundering as required by Bank Secrecy Act and Anti-Money Laundering Legislation for Private Bank Consumer Bank Corporate Bank and or Cash Letter (Intl and Domestic relationships)

Analyzed suspicious transactions reported by branches/relationship managers

Investigated suspected money laundering cases; analysis includes a review of the reported transaction and determination of the customer's account activity within the scope of their relationship

Conducted SAR filing

Determined whether the firm should continue to do business with the customer and the need to monitor future transactions

JP Morgan, HSBC, Dresdner

January, 2005 April, 2006

Reviewed accounts for completeness according to AML/KYC policies

Examined account documents as well as using internet based websites for Identifying institutional and retail clients

Identified accounts for high risk or negative information using World check and OFAC

Monitored and review Suspicious Activity Report on client

Performed risk score for business entities

Responsible for obtaining an executed USA Patriot Act certification for all foreign banks dealing with HSBC's New York Office

Ensured that each client has appropriate account documents on file

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