LaTeesha U. Thompson

*** ****** *** #** *********, NY 11550

Phone: 347-***-****

E-mail: ac1250@r.postjobfree.com

Executive Summary

Back Office, Mortgage Specialist with over 13 years of Residential & Commercial Processing Experience. An in-depth understanding of the Mortgage Transactional Process from inception to post funding. Experience with Conventional, FHA, Conforming, Non- Conforming, Jumbo & Private Residential and Commercial Loans. Obtained my Real Estate Paralegal Certification as well as extensive training throughout the course of my work history. Some of my transferrable skills include my working knowledge of: Microsoft Office Suite, Encompass & Calyx (Point), Desktop Underwriter, FHA Connection, Multiple Lender sites, TRID, AS400, Lexis Nexus, E-Discovery and the current banking regulations/FINRA compliance. I also have extensive experience working with title companies to obtain clearance, file UCC-1’s, obtain Proprietary Leases & Assignments, etc. I am very analytical and have superior customer service skills. I also possess the ability to work apart of team as well as in a Managerial capacity. I obtained my Bank Signing Authority (SASE) to Underwrite Loans as well a Certificate of Completion for Bankruptcy & Anti-Money Laundering.

Experience

Wholesale Loan Funder (Contract Opportunity)

Astoria Bank (Mineola, NY) 08/16-1/17

Provided pre-closing credit approvals for loans on the secondary market, to assure collateral was purchasable prior to closing.

Assisted with the clearance of any prior to closing: approval, suspense or decline conditions issued to help the Correspondent with obtaining clear to close.

Reviewed incoming closed loan legal packages for accuracy and authenticity.

Completed Quality Control including: checking for timely disclosure and changes of all LE’s & CD’s, assured all fee’s charged and credits issued were consistent as well as running Brooks to assure the loan was not high-cost and no RESPA violations occurred.

Sr. Mortgage Loan Processor

The Money Store (East Meadow, NY) 06/15-06/16

Actively managed a pipeline of 35+ loans; opening and reviewing FHA, Conventional & Streamline FHA (Purchase & Refinance) loans for quality and completeness from inception through closing.

Transferred mortgage files from Encompass to Pro-Lender and reviewed/uploaded all opening docs provided including credit reports, tax returns, assets.

Completed income and ratio calculations as well as the initial approval thru Desktop Underwriter.

Obtained all supporting documentation including client verifications (VOM, VOD, VOE, etc.) and any outstanding borrower/bank conditions as well as processed COC’s (later replaced by TRID) and requests for rate and approval extensions.

Worked with Mortgage Loan Officers to restructure and approve suspended, ineligible and inactive loans.

Met with Senior Management weekly regarding pipeline updates on all files.

Forensic Loan UW/Legal Document Review Specialist (Legal Review Project)

Recovco (East Meadow, NY) 07/14-12/14

Assisted with the Forensic Testing process for Homeowner and Brokerage compliance with Lender and Investor guidelines.

Utilized Stream Underwriting System in collaboration with Excel, to individually review each claim the lender placed to determine if there was any fraud, documentation errors, etc. to support the buyback request.

Used various Client Relation Management systems and document sources including e-Discovery, I-Manage, and e-Docs to complete the Legal Data Entry and review process.

Documented each finding and escalated claims as needed.

Home Services Specialist II/Underwriter I

Bank of America (Jericho, NY) 10/12-07/14

Managed an active pipeline up to 60+ loans, working with Homeowners to obtain financing on Residential properties.

Credit & collaterally reviewed/ approved all loans in the pipeline to obtain final loan approvals.

Built and maintained relationships with all parties involved to assist with obtaining necessary documents and/or to assist with clearing violations or issues.

Obtained Level 1 Underwriting Signing Authority and actively maintained an NMLS ID number.

Participated in Quality Control Audits and held weekly pipeline review meetings to identify any loans that presented challenges and also to update the progress of any new or aged loans.

Foreclosure Review/AML/KYC Specialist III (Due Diligence Project)

Bank of America (Newark, NJ) 02/12-07/12

Obtained a Certificate of Completion for Bankruptcy & Anti-Money Laundering; cross-training in the areas of Foreclosure, Bankruptcy, AML, KYC, Audit and Fraud & Transaction Monitoring.

Conducted AML investigation research on various transactions to determine fraud.

Reviewed customer information and system generated reports of transactions and investigations of account activity that is potentially suspicious including unusual banking activity.

Drafted suspicious activity reports and provided SAR recommendations for escalation as needed.

Also reviewed all documents and correspondence on properties foreclosed between 2009-2010 to assure the Foreclosure process was handled properly.

Commercial RE Processor/Personal Executive Assistant

Richland Equities (New York, NY) 04/10-07/11

Acted as the main point of contact for attorneys, clients, lenders, title, insurance companies and other transactional parties, while working with said parties to resolve any outstanding issues.

In addition to working with Auction Houses to bridge or sell high valued assets, met with clients to assist with the securing of wholesale and private financing as well as obtaining underlying mortgages for newly developed projects.

Reviewed, revised and prepared a wide range of transactional real estate documents, including consents, licensing and operating agreements, schedules of adjustment, transfer tax documents, escrow agreements, attorney opinion letters and real estate closing checklists and closing binders for acquisitions, sales and loan refinances.

Also drafted, filed and prepared an assortment of documents, including bargain and sale deeds, satisfactions of mortgage and documents relating to the formation and dissolution of corporate entities including: formation of corporate entities, certificates of merger and dissolution, and other corporate filings and corporate resolutions.

Additional Experience

Law Office of Daniel J. Osojnak, Hempstead, NY 03/2009 – 02/2010

RE Paralegal/Legal Executive Assistant

Carteret Mortgage, Hempstead, NY 10/2007 – 10/2008

FHA Processor/Audit Associate

Nationwide Equities, Hempstead, NY 02/2006 – 09/2007

Sr. Mortgage Processor/Executive Assistant

Equity Funding, West Hempstead, NY 09/2003 – 01/2006

Mortgage Processor/Executive Assistant

Education

RE Paralegal Certification attained May 2012

References Furnished Upon Request

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