MICHAEL P. LEAHY, CFSA

**** ********** **, *** #** Sacramento CA, 95831

(C): 609-***-**** (E): ac0zs8@r.postjobfree.com

INTERNAL / PUBLIC AUDITOR & RISK ASSESSMENT EXECUTIVE

25+ Years of Specialized Experience Audit and Development of Internal Controls to Mitigate Inherent Business / Financial Risks/Regulatory Coordination/Quality Assurance

During my career, planned, performed, and supervised internal and public audits of Private and Terminated Pension Plans, Community Banks, Broker Dealer Securities, Capital Markets, Bank Secrecy Act/Ant-Money Laundering, Compliance Management, HMDA, Regulation “O”, Regulatory Reporting and Customer Service organizations, bringing to every position and audit process an expert knowledge of SSAE 16, fiscal, and BSA AML/ KYC compliance reviews and SOX 404 and 302 guidelines

HIGHLIGHTS / CORE COMPETENCIES

Started up new Plan Asset Evaluation Division to oversee and manage up to a stall of five individual covering the Valuation of securities that Companies upon terminating there Defined Pension Plans would maintain as part of the plan assets.

Started up an Internal Audit Department to oversee Financial Markets, Securities Operations, Capital Markets (ABS, CMO, Options, IRS and CP), Derivative Clearing, and Asset Management (Institutional and Private Clients).

Executed audit reviews of Registered Retirement Income Funds and High Net Worth individuals “Funds of Funds”. Perform as part of the internal audit function reviews of Fiduciary Trust accounts for compliance and established documentation and compliance with OCC regulations.

Developed risk assessments and audit programs to measure risk and rate of return from Assets Management Investment vehicles such as high yield debt, equities, fixed income, cash, and cash equivalent.

Established an audit function for a foreign Banking and Brokerage firm that incorporated policies and procedures in alignment with potential Sarbanes-Oxley requirements.

Performed audits and risks assessments on Trust accounts in compliance with OCCC regulations, Government Terminated Pension Plans, Retirement Plans / 401k Savings Plans in compliance with ERISA (Employee Retirement Income Securities Act) and IRS regulations.

Coordination with outside Regulatory Agencies (OCC, FRB, FDIC and State Agencies Examinations), this responsibility covers from First day Letters requirement to exit interviews.

PROFESSIONAL EXPERIENCE

Mazars USA LLP (formerly ICS CONSTULTING PARTNERS, New York City NY) 2/2013 – Present

Provider of internal audit services that ensured the compliance and business stability of banks and financial service firms

AUDIT MANAGER

Internal Auditing - Planned, scheduled, and execute internal audits across Community Banks, Broker Dealers Securities Operations, Capital Markets, Credit Lending, Investment, Asset Liability & Losses (ALLL), Customer Services, Regulatory Compliance Management, BSA&AML & OFAC, Community Service Bank reviews including Compliance Management and Asset Management. Panned reviews of trust relationship for compliance with regulatory and contractual agreements.

Risk Assessments – Sox 404-entity level assessment for Operations, Finance, and Technology for International and Community Banks, Broker Dealer Front & Back Office and Financial Controllers and Compliance Management departments. In addition to risk assessing areas under all audit reviews.

Program Development – Audit program development to meet current OCC Regulations requirements, Executed all Community Bank audit reviews with staff to include, Bank Secrecy act (BSA) Anti-Money Laundering (AML) and Office of Foreign asset Control (OFAC), Wealth Management, Capital Markets, Compliance Reviews – Assisted in development of Broker Dealers, Community Banks with Federal, OCC, FDIC, State and SEC compliance reviews and Banks with FED and State Regulatory and external auditors during operational reviews.

Michael Leahy – Resume, Page 2 of3 C 609-***-**** ac0zs8@r.postjobfree.com

CITI GROUP, New York, NY 6/2011 – 2/2013

Largest financial services network spanning 140 countries with approximately 16,000 offices worldwide

ASSISTANT VICE PRESIDENT, RISK CONTROL SELF-ASSESSMENT GROUP

Internal Auditing - Manage Citi Group’s firm-wide control practices to identify operational control weaknesses. Perform and supervise risk-based audits, establish audit plans, and document process flow.

Analysis & Reporting - Perform root causes analysis and recommend solutions that mitigate identified risk issues. Present findings in meetings, narratives, flowcharts, and formalized audit reports.

Weakness Controls - Identify internal weakness controls impacting Syndicate Operation, DTC Clearance, Cash Management, Securities and Cash Settlements, Seg Deficit, Derivative, AML/KYC, Bank Secrecy Act, and SOX.

Model Testing - Implement self-assessment / metric monitoring test models for the control environment prior to market entry of consumer products; ensure compliance with Citi Group Risk Assessment and Sarbanes-Oxley.

Team Leadership - Perform / supervise risk assessments working with managers to build a firm-wide control environment that meet attestation standards by ensuring control weakness have been identified and rectified.

Staff Direction - Supervised three Senior Analysts in all areas of online company-led training, professional development, and both individual and company goal mapping. Evaluate performance and mentor accordingly.

DOUBLE ROCK CORPORATION (formally The Reserve), New York, NY 1/2008 - 9/2011

Providers of Investment in money market vehicles for Institutional banks; brokerage firms; and individual Investors.

INTERNAL AUDIT MANAGER

Audit Planning - Established the company’s first-ever audit function and developed policies and procedures associated with potential Sarbanes-Oxley requirements.

Internal Auditing – Managed internal audits in the areas of risk assessment, audit testing, and documentation, and assisted in risk planning, implementation, and review of internal controls for new system and processes.

Risk Assessment - Instituted a risk assessment analysis of business processes impacting internal controls, resulting in the identification of internal control weakness impacting the company’s financial statement.

Program Development - Created and implemented an Audit Plan and a 404-entity level assessment for all identified areas across Operations, Finance, and Information Technology.

Audit Planning - Structured the Audit Plan and a $425k budget supporting SOX 404 controls. Crafted and executed audit programs, compiled audit findings, and prepared formalized audit reports.

Regulatory Compliance - Served as an intermediary and negotiator for external auditors and government agencies during SAS 70, fiscal and AML / KYC compliance reviews.

Critical Inquiries - Led investigations and presented findings to the Executive Committee and Board of Trustees.

GAB ROBINS NORTH AMERICA, Morristown, NJ 3/2006 – 12/2007

DIRECTOR OF INTERNAL AUDIT

Department Startup - Established an Internal Audit Department from the ground up; handled the planning of all support systems for internal audits that notably includes internal fraud investigations for a pending IPO.

MPLEAHYLLC, ACCUME PARTNERS, Moorestown, NJ 8/2005 – 3/2006

AUDIT SUPERVISOR

Internal Auditing - Supervised, planned, scheduled, and performed internal audits across Community Banks, Broker Dealers Securities Operations, Capital Markets, and Customer Services.

ICAP NORTH AMERICA, GARBAN INTERCAPITAL, US Branch of ICAP London, New York, NY 1/2003 – 8/2005

AUDIT MANAGER

Established the Internal Audit Department with oversight of Financial Markets, Securities Operations, Capital Markets (Fixed Income, ABS, CMO, Options, IRS, and Corporate Bonds) and Derivative Clearing.

Michael Leahy – Resume, Page 3 of3 C 609-***-**** ac0zs8@r.postjobfree.com

FORTIS FINANCIAL SERVICES, US Branch of Fortis Bank Brussels, New York, NY 1/2000 – 1/2003

AUDIT MANAGER

Led start-up of Internal Audit Department with oversight of Financial Markets, Securities Operations, Capital Markets (ABS, CMO, Options, IRS and CP), Derivative Clearing, and Asset Management (Institutional and Private Clients). Assisted Federal, State, NASD and SEC regulatory agencies and external auditors during operation reviews.

FIDELITY INVESTMENTS, New York, NY 1/1997 – 1/2000

AUDIT SUPERVISOR

BHF-SECURITIES, New York, NY 2/1995 – 1/1997

ASSISTANT VICE PRESIDENT OF INTERNAL AUDIT

GOLDMAN SACHS & CO., New York, NY 2/1990 – 2/1995

FINANCIAL ANALYST, FUTURES ACCOUNTING

COOPERS & LYBRAND, New York, NY 5/1987 – 2/1990

SENIOR AUDITOR/IN-CHARGE, FINANCIAL SERVICES AUDIT DIVISION

BANKERS TRUST, New York, NY 1/1981 – 5/ 1987

AUDITOR/EXAMINER-IN-CHARGE, AUDIT DIVISION

EDUCATION & CERTIFICATIONS

BS, Accounting, St. John’s University, Jamaica, NY, Year 1983-1986

ASSO.in BUS. ADMIN. Mgmt., St. John’s University, Jamaica, NY, Year 1981-1983

Certified Financial Services Auditor, 2002

MILITARY & COMMUNITY SERVICE

Twin “W” FIRST AID SQUAD, Princeton Junction, NJ -Chief, EMT, and President (2003 – 2013)

West Windsor Vol. Fire Department – Firefighter, Chief and Treasurer (1997 – Present)

US AIR FORCE, Plattsburgh NY, and - Fire Protection Specialist 1976-1981 – Status: Honorable Discharge

US AIR FORCE Reserves, Newburg NY, - Fire Protection Specialist 1981-1992 – Status: Honorable Discharge

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