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Life Insurance Professional Experience

Location:
Fort Lauderdale, Florida, United States
Posted:
May 19, 2017

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Maria Ramoutar

**** ******** ****

North Lauderdale, FL 33068

Cell (954) ***-****

Email: ac0d7b@r.postjobfree.com

Professional Summary: Experienced Servicing Analyst in reviewing, analyzing and evaluating a premium financing deal once it has been funded, including but not limited to reviewing insurance company documents such as annual statements, policy summaries, grace notices, illustrations provided by the agents, trustees and life insurance carriers. This is to determine if the insurance policy is performing in the manner expected.

Professional Experience:

Imperial Finance & Trading

Boca Raton, Florida

Position: Servicing Analyst July 2007 – August 2015

Completes a file review to determine what documents are outstanding.

Review transmittal sheets, delivery requirements and the initial funding packets when policies fund.

Work closely with the AEs, agents, brokers and trustees to get the required documents.

Complete Accurint searches to verify current mortality & financial status of the insured.

Review life expectancy reports, policy applications, and medical records for any change with insured's health.

Conduct health calls with the insured's to obtain any health change with the insured.

Notate the database with the information obtained from the completed health call.

Save and upload pertinent correspondence to the database and the N drive.

Utilize designated naming convention/format for emails and documents saved on the N drive.

Request funds from designated facility for premium payments.

Prepare funding packets for execution by designated individuals prior to premium payments.

Scan and email funding packets and premium payment requests to appropriate departments.

Submit requests to designated trustee or entity to make premium payments in a timely manner.

Request and obtain written confirmations from the life insurance companies for premium payments made. This can be done through the agent, trustee, or directly from the life insurance company.

Submit files to the pricing department to obtain the estimated date policy will enter grace.

Save and upload the grace date estimations to the NetSuite software and the N drive.

Set follow up dates according to when needed documents have been received, reviewed and analyzed.

Run appropriate reports from the NetSuite software which determines when a policy loan is approaching maturity.

Email the legal department to create loan maturity packets when applicable.

Submit requests to professional trustees to send loan maturity packets to family trustees, beneficiaries, and insured.

Follow up with AEs, agents and involved parties to obtain the executed loan maturity packet documents.

Requests VOCs, Policy Summary, Annual Statement, Illustrations and Premium History on active policies.

Receive, review, scan, upload and email documents received in the mail/FedEx/UPS/Fax, Etc.

Performed daily file reviews on assigned case load of an approximate 280 policies to determine what tasks is needed for the individual policy.

Bankers Mortgage Trust

Sunrise, Florida

Position: Junior Loan Processor March 2005 – May 2007

Disclosures/ re-disclosures

Collect conditions for loan files.

Contact borrower to obtain conditions.

Communication with loan officer.

Request Title Insurance.

Ordering VOE’s & Tax Transcripts.

Ordering Flood Certs & Credit Supplements.

Order Appraisals.

Education:

Bachelor of Science: Business Administration-Management 2005

City College - Fort Lauderdale, FL

Skills:

Proficient with Microsoft Office programs (Word, Excel, PowerPoint)

Experience with NetSuite and SQL software.

Ability to work with several operating systems.

Excellent ability to adapt to difficult situations.

Analytical thinking, planning, Strong verbal and personal communication skills.

Accuracy and Attention to details.

Organization and prioritization skills.

Problem analysis, use of judgment and ability to solve problems efficiently

References: Available upon request.



Contact this candidate