WILLIAM E. MILLER, CPCU
**** ******** ***., ********, ******** 61109
Residence: 815-***-**** E-Mail: ac0cpa@r.postjobfree.com
www.linkedin.com/in/williammiller1
PROFESSIONAL PROFILE
Knowledgeable commercial lines professional with background in marketing, customer service and underwriting. Specializing in identifying gaps in coverage, risk analysis, problem solving and effective marketing to carriers. Add value by analysis of insurance sections of leases, contracts and insurance specifications for quotes and franchise agreements. Evaluate quotes and make recommendations. Meet with clients and present insurance proposals
Use of Applied and Sagitta Management systems for marketing, endorsements claims and billing. Use of CLM and NCCI manuals. Vertafore for research. M&S Appraisal System. Proficient with many proprietary rating systems. Proficient with Word, Excel and Outlook and just learned Powerpoint.
PROFESSIONAL EXPERIENCE
Independent Commercial Insurance Inspector 2017-Present
Conduct insurance surveys for all lines of coverage for insurance carriers and MGA's. Contracted with Overland Solutions
Northern Underwriting Managers, Rockford, IL 2014-2016
Wholesale Agency Underwriter
Responsible for underwriting and rating of commercial business submitted by retail agents across the US
Service Insurance Agency, Inc., Arlington Heights, IL 2012 to 2013
Agency Coordinator/Account Manager
Responsible for the coordinating the workflow in commercial lines department. Interface with customers, producers and underwriters. Marketing and placement of new and renewal business.
Key Achievements:
Indentified deficiencies in using service centers
Redesigned service function to empower individuals to expand duties to include marketing and rating of assigned accounts and accommodate down-sizing
Increased revenue by instituting agency fees
Identified coverage gaps, recommend coverage and actively work at account rounding
Spectrum Insurance Agency, Inc, Rockford, IL 2009 to 2010
Marketing Coordinator
Interface with producer and underwriters to properly underwrite an account and price it competitively. Stay abreast of all products agency had available. Assist producer in selecting qualified accounts on which to contact. Highlight differences between our product and the competitor. Serve as resource for others. Create proposals to distinguish products.
Key Achievements:
Discussed coverage features at monthly meetings
Pointed out deficiencies in coverage on individual accounts and how to resolve them
Showed how specialty products are not all the same (EPLI, D&O and professional)
Sought opportunities to "cross-sell" and showed others that this was easy to do.
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Market Insurance Group, Rockford, IL 2005 to 2008
Account Advisor/Marketer
Assisted producer in advising largest clients. Rated, underwrote and marketed new and renewal business including preparation of proposals. Assisted in the resolving of claim and coverage issues. Served as a resource to CSR's. Contact for all company personnel. Reviewed insurance provisions of client contracts
Key Achievements:
Researched "case law" to successfully reverse a denial of large water damage claim
Received BOR as a result of exposing limitation in professional coverage
Successfully managed all lines of insurance for large PEO including EPLI, D&O and WC
KRW Insurance, Crystal Lake, IL 2001 to 2005
Account Manager
Customer service for assigned clients including data entry, rating, preparation of proposals.
Key Achievements:
Assisted others in making better use of agency management system
Assisted in proper issuance of certificates for contractors including for City of Chicago
VanFossan, Patterson, Johnson, Inc., Barrington, IL 1999 to 2001
Account Manager/Marketer
Advise and service largest clients and those with special exposures such as professional liability. Market accounts to carriers. Work with "reverse flow" business, primarily UK domiciled.
Key Achievements:
Successfully negotiated the retention of a workers' compensation policy for a very large contractor that was being cancelled.
Successfully placed $30,000,000 surety bond for contractor (had to learn surety)
Worked with risk managers in UK on "reverse flow" accounts
Other employers with similar positions include:
Ferguson Agency, Inc, Pecatonica, IL
Sparks Crawford, LTD., Rockford, IL
Education
Western Illinois University-Macomb, IL Bachelor of Business in Marketing
IIA General Insurance; CPCU