Manager Management

Tina Viechnicki

Warrington, PA

********@*****.***

CHUMS ID# U365

SAR# 006970

Work Experience

Senior Underwriter

Centennial Lending Group, LLC 2016 to Present

Responsible for rendering credit decisions for Portfolio, Conventional, HARP, HASP, FHA, FHA 203K's Standard, 203k Streamlines, HomePath & HomePath Renovations, HomeStyle, VA, USDA and PHFA State Bond transactions, ensuring ease of saleable transactions in the secondary market.

Oversee the 203k Renovation Department, provide training to Loan Officers and Processors in how to originate and process the 203k transactions.

Huntingdon Valley Bank Senior Underwriter/Manager - DE and LAPP Certified

FHA 203K's Standard 2008 to 2016

Responsible for rendering credit decisions for Portfolio, Conventional, HARP, HASP, FHA, FHA 203K's Standard, 203k Streamlines, HomePath & HomePath Renovations, HomeStyle, VA, USDA and PHFA State Bond transactions, ensuring ease of saleable transactions in the secondary market.

Assist the Management team in ongoing training with products and industry changes as well as training both the sales and operation staff with product changes and LOS Systems.

Oversee two Underwriters in ensuring ease of Underwriting guidelines and consistency in Underwriting procedures/policies & 2nd reviews.

Underwriter DE Certified

Bear Stearns Residential Mortgage 2007 to 2008

Responsible for rendering credit decisions for ALTA products up to $650,000.

Ensured all loans meant company standards and saleable transactions in the secondary market.

Underwriter

Wilmington Finance 2006 to 2007

Rendered credit decisions for Sub Prime products and ensured that all Loans met company standards and saleable quality.

Senior Underwriter

NYMC Wholesale Division 1999 to 2006

Responsible for credit decisions for our Conforming, ALT A and Portfolio products up to $1MM.

Responsible for second review/signature for all loans over Underwriters delegation limits, along with forwarding my recommendation for delegation authority to Senior Management.

Assist the management team in developing and implementing workflow policy and procedures along with Credit policy changes; assist in providing all training needs for Processors, Junior Underwriters and Underwriters.

Worked closely with VP of Underwriting in implementing new credit policy/procedures and reviewed with staff members.

Obtain second signatures for Credit Officers within our region and assist in continue training for new Underwriters.

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