CHERYL A. JONES

**** ******* *****, ***********, ** 20639 H: 410-***-**** C: 410-***-**** ac00at@r.postjobfree.com Accomplished individual with experience in general accounting, finance and mortgage processing. Consistently demonstrates strong internal employee/customer relations and responds to company needs in a timely manner. Works well both independently or as a team player. Self-starter, dedicated and hardworking individual who takes pride in the work produced and accuracy of that work. Always willing to learn new things and take on additional and challenging tasks.

Finance Manager, 05/2008 to Current

Emmanuel Baptist Church – Huntingtown, MD

Manage all incoming and outgoing funds with budgets ranging from 800K to 1.2M per year Recognized financial crisis and problem solved/resolved situation with Lead Pastor Implemented filing/accounting systems that were non-existent prior to my employment Maintain the general ledger and all related accounts with proper documentation and records of all church transactions

Maintain Shelby church accounting software to include chart of accounts, user privileges and rights etc. Track and reconcile all designated/restricted funds to include missions trips, youth activity events, and any other special fund accounts opened by elders

Currently converting accounting software to Quickbooks Process payables and credit card transactions weekly Enter new vendors, request and process W-9's

Oversee church's stewardship system to include sunday morning teller team and checking their work for accuracy Work with third party vendors for our automated givers to make sure we are in compliance and systems are working

Support and help church members resolve automated giving issues they may encounter Manage payroll records and process payroll on 1st and 15th - both employees and 1099 subcontractors Prepare monthly, quarterly and year end financials Reconcile bank statements for all operating accounts monthly File 941 forms and quarterly payroll reports

Produce weekly statistical reports at staff meeting each week Coordinate printing and mailing of contribution statements Close out year end financials and set up new year in accounting system Prepare 1099 and 1096 forms at year end

Prepare W-2 and W-3 forms at year end

Prepare annual church budget

Review budget ongoing to make sure spending is on track and no adjustments need to be made Negotiate contracts as needed to save money (Comcast, Telephone, Trash) Manage personnel files

Communicate directly with health insurance agent and commercial insurance agent for any renewals, changes, questions or issues that may arise

Work directly with PNC and Community Bank for any banking/loan needs Work directly with pastors, elders, staff and all church members to answer any questions they may have regarding budgets, spending, etc.

Accounting Assistant, 05/2007 to 05/2008

O'Brien Realty – Solomons, MD

Coded, entered, processed and paid all accounts payable invoices Handled vendor phone calls

Reconciled vendor statements to UDS accounting system Reconciled general ledger monthly

Deposited cash receipts

Assisted with property management and closing settled files Mortgage Loan Processor, 08/2004 to 04/2007

Amstar Mortgage – Camp Springs & Annapolis, MD

Processed various types of mortgage loans from application through settlement Entered borrowers data into Point and Encompass mortgage software Reviewed credit reports for accuracy and gathered documentation for any explanations needed for file PROFESSIONAL SUMMARY

PROFESSIONAL EXPERIENCE

submission

Printed loan packages with all proper federal and state disclosures Ordered appraisals, title work, evidence of insurance and payoffs Calculated income and reviewed files for any DTI issues prior to submitting to lender Worked with various lender automated underwriting engines as well as DO (Desktop Originator) Submitted loan files and worked with underwriters, loan officers & borrowers to ensure a smooth and timely closing

Locked rates and coordinated scheduling of settlement, submitted fee sheets to lender and reviewed HUD-1 for accuracy of fees

Submitted payroll information biweekly and kept track of all loan officer/loan processor commissions Mortgage Loan Processor, 06/2003 to 08/2004

Lending Services – Pasadena, MD

Responsibilities were primarily the same as Amstar Mortgage listed above as with any loan processing position Accounting Assistant, 12/1999 to 05/2003

Handex Environmental – Odenton, MD

Entered and processed all accounts payable invoices Resolved accounts payable issues

Reconciled petty cash monthly

Reconciled monthly business accounts for management and field personnel Entered daily job cost and printed invoices for our clients monthly Worked as liaison between corporate accounts payable, branch office and vendors Worked efficiently to meet all necessary corporate deadlines Ensured system accuracy by implementing and following established accounts payable procedures Junior Accountant, 06/1997 to 12/1999

Corporate Press – Landover, MD

Key member of accounting team within printing company with sales exceeding 13 M per year Monitored cash flow and reconciliation of bank statements for operating bank account Maintained checkbook transactions which included daily deposits, checks written and wires Processed approximately 60 travel forms per month

Coded and entered all accounts payable invoices after confirming purchase orders and reconciled accounts payable invoices against computer generated reports bi-weekly for processing, printing and mailing of checks Accounted for petty cash activity and verified monthly balance Calculated approximately 80 time cards per week for hourly employees Knowledge in Programmed Solutions (printing software) and Macola (accounting software) Office Manager, 09/1992 to 01/1997

Dr. Daniel J. Freedenburg, MD – Glen Burnie, Maryland, United States Supervised secretarial staff and tracked employee hours and leave Worked diligently to reconcile bank Statements that had not reconciled for approximately 3 years Processed and brought current all billing that had not been processed prior to my coming onboard Processed all accounts payable, accounts receivable and insurance billing Submitted payroll information to payroll company

Transcribed Independent Medical Evaluations, Fitness for Duty Evaluations, Progress Notes and business letters for Forensic Psychiatry practice

Scheduled and tracked doctors trial dates, depositions and conferences Worked as backup wherever needed when employees were out Superior attention to detail

Self-motivated professional

Account reconciliation

Microsoft Office

Bookkeeping

Quick learner

Extremely organized

Budgeting and finance

2007 Mortgage Training Institute - MD 40 Hour Pre-Licensing Course 2005 Basic Processing Training

1991 Insurance Institute of America - Property and Liability Insurance 1987 The Medix School - Medical Secretarial Certificate High School Diploma:

Fairmont Heights High School - Capitol Heights, MD SKILLS

CERTIFICATIONS

EDUCATION

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