Abhishek Goel

* ****** *****, ***********, ** ***11

Cell: 518-***-****

Email: ac006g@r.postjobfree.com

Professional Summary

Competent and experienced management professional with over 7 years experience in the roles of corporate relationship manager and credit analyst. Extensive experience in assessing creditworthiness of various mid size corporate in different sectors, knowledge of financial ratios, leverage, cash flows, debt service coverage, collateral coverage, Loan to value, assessment of loan quantum, loan tenor, repayment capacity and risk ratings.

Core Qualifications

Knowledge of entire wholesale banking products including working capital, term finance, mortgage loan, project finance, letter of credit, buyers credit etc.

Strong oral and written communication skills

Managing multiple proposals simultaneously

Strong quantitative and qualitative problem-solving skills

MS Word, MS excel, MS PowerPoint, Internet Tools Experience

Relationship Manager – Corporate Banking June 2009 – Oct 2016 DCB Bank Limited Kolkata, India

Managed credit portfolio size of more than USD 100 mn distributed among extensive client relationships in diverse industries including Infrastructure, Textiles, Tea, Sugar, Hospitality, Healthcare, Real Estate, Manufacturing, Equipment finance etc.

Preparation and presentation of Credit Approval Memorandum to sanctioning authorities, performing financial analysis, pre and post loan documentation/ closure, client meetings, portfolio monitoring, management, renewals, maturities and modifications and verified compliance with bank’s credit policy. Continuous monitoring of client financials/information to ensure compliance with loan policies, collateral coverage, loan covenants, risk rating on periodic basis. Junior Manager – Services Mar 2006 – Mar 2007

Ruchi Soya Industries Ltd, Hyderabad, India

Plant maintenance and involved in Erection and Commissioning of 25 Lakh Kcal Husk fired Boiler. Trainee Engineer July 2005 – Feb 2006

Kashmir Steel Rolling Mills Jammu, India

Plant maintenance

Education

Masters - Business Administration 2009

Balaji Institute of International Business Pune, India Bachelor – Mechanical Engineering 2005

University of Pune Pune, India