Simeon Etta
Newark, New Jersey
EMAIL: *********@*****.*** MOBILE: 973-***-****
PROFILE
Self-motivated Research Analyst with three years of compliance experience in mortgage and banking
industries. Fully knowledgeable in foreclosure, investor guidelines, loss mitigation, SCRA and bankruptcy
procedures. Adept at implementing innovative compliance practices and policies to improve efficiency.
PROFESSIONAL EXPERIENCE
PROMONTORY FINANCIAL GROUP, Newark, NJ 12/2012 to 02/2013
Mortgage/ Compliance Analyst Solomon Edwards Group
Performed Harm Evaluation Research on loan files and compiled audit findings into a
summarized report with supporting exhibits for review by the Office of the Comptroller of the
Currency.
Analysis of lending practices to determine if all proper RESPA guidelines as it pertain to fair
lending practices, Loss Mitigation process (Loan Modification, Short Sale, Deed in Lieu of
Foreclosure) and SCRA (Service members Civil Relief Act) were followed.
Research and resolve escalated first mortgage loan and/or home equity account related to HAMP,
CHAMP and HAFA.
Analysis and examination of all financial cost as it pertains to mortgage loans (Commercial and
Residential) to guarantee that all cost incurred via foreclosure process, and all RESPA and
Fannie Mae allowed cost were properly applied.
Created Master client remediation log by solidify 1520 client baseline including Affiliates, Sub-
funds, Investment Advisors and Banks for 50 plus person time between Data, CIP, Due Diligence
and Compliance Department.
JPMORGAN CHASE/Mortgage Banking, Brooklyn, NY 09/2011 to 12/2012
Research Analyst / Remediation Case Manager
Conducted independent reviews of loan documents submitted for modification by homeowners to
determine if financial harm had occurred due to actions of the financial institution servicing the
mortgage as required by the OCC.
Reviewed the supporting documentation of loan servicing files to analyzed account history to
ensure bankruptcy processes were followed correctly during foreclosure.
Worked with Independent Consultant, Deloitte, reviewing and preparing foreclosure documents
for attorney approval in an effort to streamline the review process.
Proactively seek and maintain a working knowledge of select processes and current
procedure of other functional areas which are necessary to facilitate research and provide
resolution.
Research and resolve escalated first mortgage loan and/or home equity account related
issues received from customer complaints that come in through the foreclosure look back
processes.
HORIZON BLUE CROSS BLUE SHIELD, Newark, NJ 11/2006 to
01/2011
Team Leader
Escalated claim to management which required further investigation or additional review.
Reviewed, investigate and resolved claim issues using system messages by taking the necessary
corrective action and completes adjustments keeping in mind customer focus, accuracy and
timely process.
Trained customer service agent on E-track, inquiries, phone procedures and Latron.
Handle escalated calls, and written inquires from providers, subscriber groups, brokers and
internal customers.
PREVIOUS EXPERIENCE
Customer Service Representative, Executive Administrative Assistant, Dental Claim Specialist, U.S Army
EDUCATION
KEAN UNIVERSITY, Union, NJ
Bachelor of Arts in Public Administration
COMPUTER SKILLS
Microsoft Office, Power-point, Excel, Word, Lotus Note, Outlook, Window 7